Northeast Community Bancorp, Inc. (NECB) Income Statement
NECB 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsNECB revenue and net income
Where NECB's revenue goes
2025Each bar shows an amount and its share of revenue. NECB kept 28.2% of revenue as net income.
NECB profit margins
NECB growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | −1.6% | +28.8% | +25.0% | +20.6% |
| Gross profit | +2.2% | +17.0% | +20.6% | +18.2% |
| Operating income | −5.3% | +21.8% | +31.9% | +33.2% |
| Net income | −5.7% | +21.4% | +29.2% | +34.2% |
| EPS (diluted) | −9.3% | +24.8% | +19.2% | +32.1% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
NECB quarterly EPS vs estimates
Northeast Community Bancorp beat the analyst EPS estimate in 3 of the last 8 quarters. Next report: October 22, 2026 (estimate $0.89).
NECB income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $157.4M | $159.8M | $133.7M | $73.6M | $50.8M | $51.6M | $57.7M | $50.5M | $40.0M | $30.8M |
| Cost of revenue | $53.3M | $58.0M | $36.3M | $8.6M | $8.7M | $10.8M | $15.8M | $10.6M | $6.6M | $5.5M |
| Gross profit | $104.1M | $101.9M | $97.4M | $65.0M | $42.0M | $40.8M | $41.9M | $39.9M | $33.5M | $25.2M |
| Sales, general & admin | $28.5M | $23.3M | $20.9M | $17.2M | $17.9M | $16.6M | $15.4M | $14.4M | $12.0M | $10.8M |
| Total operating expenses | $41.8M | $36.1M | $32.7M | $30.6M | $26.5M | $25.1M | $25.0M | $23.1M | $18.9M | $17.1M |
| Operating income | $62.3M | $65.8M | $64.7M | $34.4M | $15.6M | $15.6M | $17.1M | $16.8M | $14.5M | $8.1M |
| Interest income | $154.1M | $160.0M | $119.9M | $72.0M | $48.4M | $49.0M | — | — | — | — |
| Interest expense | $53.4M | $57.2M | $35.3M | $8.1M | $5.1M | $10.0M | $15.0M | $9.5M | $6.5M | $5.4M |
| Income before taxes | $62.3M | $65.8M | $64.7M | $34.4M | $15.6M | $15.6M | $16.9M | $16.8M | $14.5M | $8.1M |
| Income taxes | $17.8M | $18.7M | $18.5M | $9.6M | $3.7M | $3.3M | $4.0M | $3.8M | $6.5M | $3.1M |
| Net income | $44.4M | $47.1M | $46.3M | $24.8M | $11.9M | $12.3M | $13.0M | $13.0M | $8.1M | $5.0M |
| EBITDA | $63.4M | $67.0M | $66.0M | $35.7M | $16.7M | $16.7M | $17.8M | $17.6M | $15.3M | $8.9M |
| EPS (diluted) | $3.23 | $3.56 | $3.12 | $1.66 | $0.83 | $1.34 | $0.95 | $0.81 | $0.57 | $0.31 |
| Gross margin | 66.1% | 63.7% | 72.9% | 88.4% | 82.8% | 79.1% | 72.7% | 79.0% | 83.6% | 82.0% |
| Operating margin | 39.6% | 41.1% | 48.4% | 46.8% | 30.7% | 30.3% | 29.6% | 33.3% | 36.3% | 26.5% |
| Net margin | 28.2% | 29.4% | 34.6% | 33.8% | 23.5% | 23.9% | 22.4% | 25.8% | 20.1% | 16.3% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $36.7M | $36.8M | $39.3M | $39.5M | $38.1M | $39.4M | $40.0M | $41.7M | $40.3M | $38.7M | $38.5M | $34.6M |
| Cost of revenue | $12.3M | $11.8M | $12.8M | $13.3M | $13.0M | $14.2M | $16.2M | $15.0M | $13.8M | $13.0M | $12.1M | $10.2M |
| Gross profit | $24.4M | $24.9M | $26.4M | $26.2M | $25.2M | $25.3M | $23.8M | $26.7M | $26.5M | $25.7M | $26.4M | $24.4M |
| Sales, general & admin | $6.8M | $6.7M | $7.1M | $5.9M | $6.2M | $6.4M | $6.0M | $5.7M | $5.8M | $5.9M | $5.3M | $5.2M |
| Total operating expenses | $10.6M | $10.9M | $10.9M | $9.6M | $9.7M | $10.6M | $9.3M | $9.1M | $8.8M | $9.7M | $9.3M | $8.2M |
| Operating income | $13.8M | $14.1M | $15.6M | $16.6M | $15.4M | $14.6M | $14.5M | $17.6M | $17.7M | $16.0M | $17.2M | $16.3M |
| Interest income | $36.1M | $36.0M | $38.6M | $39.3M | $38.0M | $38.2M | $40.5M | $41.2M | $40.2M | $38.1M | $37.1M | $35.1M |
| Interest expense | $11.4M | $11.8M | $13.1M | $13.3M | $13.0M | $13.9M | $15.2M | $14.9M | $14.0M | $13.1M | $11.9M | $10.0M |
| Income before taxes | $13.8M | $14.1M | $15.6M | $16.6M | $15.4M | $14.6M | $14.5M | $17.6M | $17.7M | $16.0M | $17.2M | $16.3M |
| Income taxes | $4.0M | $4.1M | $4.8M | $4.7M | $4.3M | $4.1M | $4.3M | $4.9M | $4.9M | $4.7M | $5.1M | $4.4M |
| Net income | $9.8M | $10.0M | $10.8M | $11.9M | $11.2M | $10.6M | $10.2M | $12.7M | $12.8M | $11.4M | $12.1M | $11.8M |
| EBITDA | $14.1M | $14.3M | $15.9M | $16.9M | $15.7M | $14.9M | $14.8M | $17.9M | $18.0M | $16.3M | $17.5M | $16.6M |
| EPS (diluted) | $0.72 | $0.74 | $0.79 | $0.86 | $0.82 | $0.76 | $0.80 | $0.92 | $0.97 | $0.87 | $0.79 | $0.82 |
| Gross margin | 66.6% | 67.8% | 67.4% | 66.2% | 66.0% | 64.0% | 59.4% | 64.0% | 65.7% | 66.5% | 68.5% | 70.6% |
| Operating margin | 37.6% | 38.2% | 39.7% | 42.0% | 40.5% | 37.1% | 36.3% | 42.1% | 43.9% | 41.4% | 44.5% | 47.0% |
| Net margin | 26.7% | 27.1% | 27.5% | 30.0% | 29.3% | 26.8% | 25.6% | 30.4% | 31.8% | 29.4% | 31.4% | 34.2% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in NECB's financial statements (latest annual report filed March 13, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
NECB financial results
In fiscal year 2025 (ended December 31, 2025), Northeast Community Bancorp reported revenue of $157.4 million, down 1.6% from the year before. It had net income of $44.4 million (down 5.7%), a net profit margin of 28.2%. Diluted earnings per share came to $3.23. Over five years revenue grew at an average rate of 25.0% a year.
See the NECB stock overview for the latest quote and news, or the NECB chart for price history and technical indicators.
NECB income statement FAQ
What is Northeast Community Bancorp's annual revenue?
Northeast Community Bancorp reported total revenue of $157.4 million for fiscal year 2025, which ended on December 31, 2025. That was down 1.6% from $159.8 million the previous year.
Is Northeast Community Bancorp profitable?
Yes. Northeast Community Bancorp reported net income of $44.4 million in fiscal 2025, a net profit margin of 28.2%; its operating margin was 39.6%.
What is Northeast Community Bancorp's gross margin?
Northeast Community Bancorp's gross margin was 66.1% in fiscal 2025: for every $100 of revenue, Northeast Community Bancorp kept $66 after the direct cost of its products and services.
How fast is Northeast Community Bancorp growing?
Revenue grew 25.0% a year on average over the last five fiscal years, from $51.6 million to $157.4 million.
What are Northeast Community Bancorp's earnings per share?
Northeast Community Bancorp earned $3.23 per diluted share in fiscal 2025, compared with $3.56 a year earlier.
When will Northeast Community Bancorp report its next earnings?
Northeast Community Bancorp is expected to report results for the quarter ending September 30, 2026 on October 22, 2026 after the market closes.
When does Northeast Community Bancorp's fiscal year end?
Northeast Community Bancorp's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 13, 2026.