Hoyne Bancorp, Inc. (HYNE) Income Statement
HYNE 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsHYNE revenue and net income
Where HYNE's revenue goes
2025Each bar shows an amount and its share of revenue. HYNE kept 1.1% of revenue as net income.
HYNE profit margins
HYNE growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +16.9% | — | — | — |
| Gross profit | +35.4% | — | — | — |
| Operating income | — | — | — | — |
| Net income | — | — | — | — |
| EPS (diluted) | — | — | — | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
HYNE quarterly EPS vs estimates
Next report: November 10, 2026.
HYNE income statement
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Revenue | $21.6M | $18.5M | $16.1M |
| Cost of revenue | $6.8M | $7.6M | $4.5M |
| Gross profit | $14.8M | $10.9M | $11.6M |
| Sales, general & admin | $6.2M | $7.0M | $8.3M |
| Total operating expenses | $14.8M | $13.3M | $13.5M |
| Operating income | $8,921 | −$2.4M | −$1.9M |
| Interest income | $20.4M | $16.8M | $15.4M |
| Interest expense | $6.3M | $7.1M | $4.5M |
| Income before taxes | $8,921 | −$2.4M | −$1.9M |
| Income taxes | −$223,769 | −$869,358 | −$3.4M |
| Net income | $232,690 | −$1.5M | $1.5M |
| EBITDA | $836,371 | −$1.5M | −$1.3M |
| EPS (diluted) | $0.03 | −$0.22 | — |
| Gross margin | 68.4% | 59.1% | 72.2% |
| Operating margin | 0.0% | −13.1% | −11.8% |
| Net margin | 1.1% | −8.4% | 9.3% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $5.8M | $5.5M | $6.2M | $5.2M | $4.5M | $5.7M | $4.9M | $4.5M |
| Cost of revenue | $1.1M | $1.2M | $1.5M | $1.7M | $1.8M | $1.8M | $1.8M | $1.9M |
| Gross profit | $4.7M | $4.3M | $4.6M | $3.5M | $2.8M | $3.9M | $3.1M | $2.5M |
| Sales, general & admin | $3.1M | $2.5M | $941,058 | $1.7M | $1.6M | $1.9M | $1.5M | $1.8M |
| Total operating expenses | $4.5M | $4.5M | $4.7M | $3.4M | $3.3M | $3.4M | $3.7M | $3.2M |
| Operating income | $146,000 | −$174,552 | −$34,556 | $95,574 | −$493,679 | $433,000 | −$668,524 | −$643,932 |
| Interest income | $5.4M | $5.3M | $5.6M | $5.0M | $5.1M | $4.7M | $4.6M | $4.2M |
| Interest expense | $983,000 | $1.1M | $1.4M | $1.6M | $1.6M | $1.7M | $1.7M | $1.8M |
| Income before taxes | $146,000 | −$174,552 | −$34,556 | $95,574 | −$493,679 | $433,000 | −$668,524 | −$643,932 |
| Income taxes | $50,000 | −$56,200 | −$236,160 | $25,511 | −$129,120 | $116,000 | −$246,635 | −$246,634 |
| Net income | $96,000 | −$118,352 | $201,604 | $70,063 | −$364,559 | $317,000 | −$421,889 | −$397,298 |
| EBITDA | $347,828 | $30,620 | $245,074 | $284,751 | −$303,589 | $601,553 | −$270,128 | −$488,441 |
| EPS (diluted) | $0.01 | −$0.02 | $0.03 | — | — | — | — | — |
| Gross margin | 80.7% | 78.6% | 75.1% | 67.1% | 61.0% | 68.2% | 62.7% | 56.9% |
| Operating margin | 2.5% | −3.2% | −0.6% | 1.8% | −10.9% | 7.7% | −13.7% | −14.4% |
| Net margin | 1.7% | −2.1% | 3.3% | 1.3% | −8.0% | 5.6% | −8.7% | −8.9% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in HYNE's financial statements (latest annual report filed December 31, 2025); data from EODHD. Sales, general & administrative expenses include sales and marketing.
HYNE financial results
In fiscal year 2025 (ended December 31, 2025), Hoyne Bancorp reported revenue of $21.6 million, up 16.9% from the year before. It had net income of $0.2 million, a net profit margin of 1.1%. Diluted earnings per share came to $0.03.
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HYNE income statement FAQ
What is Hoyne Bancorp's annual revenue?
Hoyne Bancorp reported total revenue of $21.6 million for fiscal year 2025, which ended on December 31, 2025. That was up 16.9% from $18.5 million the previous year.
Is Hoyne Bancorp profitable?
Yes. Hoyne Bancorp reported net income of $0.2 million in fiscal 2025, a net profit margin of 1.1%; its operating margin was 0.0%.
What is Hoyne Bancorp's gross margin?
Hoyne Bancorp's gross margin was 68.4% in fiscal 2025: for every $100 of revenue, Hoyne Bancorp kept $68 after the direct cost of its products and services.
What are Hoyne Bancorp's earnings per share?
Hoyne Bancorp earned $0.03 per diluted share in fiscal 2025, compared with $-0.22 a year earlier.
When will Hoyne Bancorp report its next earnings?
Hoyne Bancorp is expected to report results for the quarter ending September 30, 2026 on November 10, 2026.
When does Hoyne Bancorp's fiscal year end?
Hoyne Bancorp's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on December 31, 2025.