Hoyne Bancorp, Inc. (HYNE) Balance Sheet
HYNE balance sheet, 2025
December 31, 2025 · U.S. dollars$489.4M assets = $328.0M liabilities + $161.4M equity
Both columns are drawn to the same scale: what HYNE owns equals what it owes plus shareholders’ equity. Hover a block for its value.
HYNE financial health
Descriptive bands, not a rating. Fiscal 2025.
HYNE balance sheet trends, 2023–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $446.1M2023 | $489.4M2025 | +4.7%/yr | |
| Total liabilities | $358.3M2023 | $328.0M2025 | −4.3%/yr | |
| Shareholders’ equity | $87.8M2023 | $161.4M2025 | +35.6%/yr | |
| Cash & short-term investments | $162.9M2023 | $115.9M2025 | −15.6%/yr | |
| Total debt | $170,5482023 | $73,9722024 | −56.6%/yr | |
| Net cash (debt) | $162.7M2023 | $133.2M2024 | −$29.6M | |
| Working capital | −$188.7M2023 | −$207.6M2025 | −$18.9M | |
| Book value per share | $12.722023 | $19.932025 | +25.2%/yr | |
| Debt / equity | 0.002023 | 0.002024 | 0.00 | |
| Shares outstanding | 6.9M2023 | 8.1M2025 | +8.3%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
HYNE assets
HYNE liabilities and equity
HYNE debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
HYNE balance sheet
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Assets | |||
| Cash & short-term investments | $115.9M | $133.2M | $162.9M |
| Cash & equivalents | $48.5M | $16.7M | $26.0M |
| Short-term investments | $67.5M | $116.6M | $136.9M |
| Receivables | $1.5M | $1.5M | $1.3M |
| Inventory | $0 | $0 | $0 |
| Other current assets | $0 | $0 | $0 |
| Total current assets | $117.4M | $134.7M | $164.2M |
| Property, plant & equipment (net) | $7.4M | $7.7M | $7.6M |
| Goodwill & intangible assets | $138,000 | $322,000 | $506,000 |
| Long-term investments | $135.0M | $150.6M | $194.2M |
| Other non-current assets | $229.4M | $156.6M | $79.6M |
| Total assets | $489.4M | $449.9M | $446.1M |
| Liabilities | |||
| Accounts payable | $3.4M | — | — |
| Total current liabilities | $325.0M | $357.3M | $352.9M |
| Long-term debt | $0 | $0 | $0 |
| Other long-term liabilities | $3.1M | $6.4M | $5.5M |
| Total liabilities | $328.0M | $363.7M | $358.3M |
| Shareholders' equity | |||
| Common stock & paid-in capital | $80,969 | — | — |
| Retained earnings (deficit) | $101.4M | $102.1M | $103.7M |
| Accumulated other comprehensive income | −$10.9M | −$15.9M | −$15.9M |
| Total shareholders' equity | $161.4M | $86.2M | $87.8M |
| Key figures | |||
| Total debt | — | $73,972 | $170,548 |
| Net cash (debt) | — | $133.2M | $162.7M |
| Working capital | −$207.6M | −$222.6M | −$188.7M |
| Tangible book value | $161.2M | $85.9M | $87.3M |
| Book value per share | $19.93 | $12.50 | $12.72 |
| Shares outstanding | 8.1M | 6.9M | 6.9M |
| Current ratio | 0.36 | 0.38 | 0.47 |
| Quick ratio | 0.36 | 0.38 | 0.47 |
| Debt / equity | — | 0.00 | 0.00 |
| Equity / assets | 33.0% | 19.2% | 19.7% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Cash & short-term investments | $25.4M | $13.5M | $115.9M | $97.8M | $136.5M | $147.2M | $133.2M |
| Cash & equivalents | $25.4M | $13.5M | $48.5M | $27.8M | $24.7M | $32.1M | $16.7M |
| Short-term investments | $61.9M | $64.7M | $67.5M | $70.0M | $111.8M | $115.1M | $116.6M |
| Receivables | $1.7M | $1.6M | $1.5M | $1.4M | $1.4M | $1.4M | $1.5M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $27.1M | $15.1M | $117.4M | $99.2M | $137.8M | $148.7M | $134.7M |
| Property, plant & equipment (net) | $7.3M | $7.3M | $7.4M | $7.3M | $7.2M | $7.1M | $7.7M |
| Goodwill & intangible assets | $46,000 | $92,000 | $138,000 | $184,000 | $230,000 | $276,000 | $322,000 |
| Long-term investments | $126.8M | $130.9M | $135.0M | $138.6M | $142.9M | $147.7M | $150.6M |
| Other non-current assets | $318.7M | $323.8M | $229.4M | $209.4M | $165.3M | $162.7M | $156.2M |
| Total assets | $480.0M | $477.2M | $489.4M | $454.8M | $453.4M | $466.5M | $449.5M |
| Liabilities | |||||||
| Accounts payable | $3.2M | — | $3.4M | — | $4.5M | $5.0M | — |
| Short-term debt | $39,000 | $59,000 | — | — | — | — | — |
| Total current liabilities | $39,000 | $59,000 | $325.0M | $356.8M | $361.6M | $375.9M | $357.3M |
| Long-term debt | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other long-term liabilities | $318.8M | $316.1M | $3.1M | $7.8M | $2.9M | $1.8M | $6.4M |
| Total liabilities | $318.8M | $316.1M | $328.0M | $364.6M | $364.5M | $377.7M | $363.7M |
| Shareholders' equity | |||||||
| Common stock & paid-in capital | $81,000 | $80,969 | $80,969 | — | — | — | — |
| Retained earnings (deficit) | $101.4M | $101.3M | $101.4M | $101.8M | $101.7M | $102.5M | $101.7M |
| Accumulated other comprehensive income | −$11.3M | −$11.1M | −$10.9M | −$11.6M | −$12.8M | −$13.6M | −$15.9M |
| Total shareholders' equity | $161.1M | $161.1M | $161.4M | $90.1M | $88.9M | $88.8M | $85.8M |
| Key figures | |||||||
| Total debt | $337,661 | $209,657 | — | — | $50,118 | $49,828 | — |
| Net cash (debt) | $25.0M | $13.3M | — | — | $136.4M | $147.2M | — |
| Working capital | $27.0M | $15.0M | −$207.6M | −$257.7M | −$223.8M | −$227.2M | −$222.6M |
| Tangible book value | $161.1M | $161.0M | $161.2M | $90.0M | $88.7M | $88.6M | $85.5M |
| Book value per share | $21.60 | $21.60 | $19.93 | $11.13 | $12.88 | $12.87 | $12.44 |
| Shares outstanding | 7.5M | 7.5M | 8.1M | 8.1M | 6.9M | 6.9M | 6.9M |
| Current ratio | 693.87 | 255.93 | 0.36 | 0.28 | 0.38 | 0.40 | 0.38 |
| Quick ratio | 693.87 | 255.93 | 0.36 | 0.28 | 0.38 | 0.40 | 0.38 |
| Debt / equity | 0.00 | 0.00 | — | — | 0.00 | 0.00 | — |
| Equity / assets | 33.6% | 33.8% | 33.0% | 19.8% | 19.6% | 19.0% | 19.1% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed December 31, 2025); data from EODHD.
HYNE financial position
At the end of fiscal 2025 (December 31, 2025), Hoyne Bancorp had total assets of $489.4 million (up 8.8% from a year earlier), total liabilities of $328.0 million and shareholders' equity of $161.4 million. Its current ratio was 0.36. In the latest quarter (ended June 30, 2026) total assets were $480.0 million and equity $161.1 million.
Related: HYNE income statement, HYNE cash flow statement, HYNE key metrics. See the HYNE stock overview for the latest quote and news.
HYNE balance sheet FAQ
What are Hoyne Bancorp's total assets?
Hoyne Bancorp reported total assets of $489.4 million at the end of fiscal 2025 (December 31, 2025), compared with $449.9 million a year earlier.
How much cash does Hoyne Bancorp have?
Hoyne Bancorp held $115.9 million in cash and short-term investments at the end of fiscal 2025.
What is Hoyne Bancorp's book value?
Hoyne Bancorp's shareholders' equity (book value) was $161.4 million at the end of fiscal 2025, or $19.93 per share.
What is Hoyne Bancorp's current ratio?
Hoyne Bancorp had current assets of $117.4 million and current liabilities of $325.0 million, a current ratio of 0.36 (current liabilities exceed current assets).
How much goodwill does Hoyne Bancorp have?
Hoyne Bancorp carried $0.1 million of goodwill and intangible assets, 0.0% of total assets, at the end of fiscal 2025.