Home Federal Bancorp, Inc. of Louisiana (HFBL) Income Statement
HFBL FY2026 at a glance
Fiscal year ended June 30, 2026 · U.S. dollarsHFBL revenue and net income
Where HFBL's revenue goes
FY2026Each bar shows an amount and its share of revenue. HFBL kept 17.7% of revenue as net income.
HFBL profit margins
HFBL growth rates
to FY2026| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +8.2% | +7.0% | +6.7% | +6.6% |
| Gross profit | +14.5% | +1.6% | +3.2% | +4.3% |
| Operating income | +67.3% | +4.8% | +2.7% | +4.5% |
| Net income | +58.8% | +2.7% | +2.8% | +6.2% |
| EPS (diluted) | +59.5% | +3.6% | −3.1% | +8.4% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
HFBL quarterly EPS vs estimates
Next report: October 22, 2026.
HFBL income statement
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $35.0M | $32.3M | $33.3M | $28.5M | $22.5M | $25.3M | $23.9M | $21.9M | $21.1M | $20.5M |
| Cost of revenue | $11.3M | $11.7M | $13.0M | $5.9M | $2.2M | $5.1M | $7.0M | $5.1M | $4.5M | $3.7M |
| Gross profit | $23.7M | $20.7M | $20.4M | $22.6M | $20.3M | $20.2M | $16.9M | $16.8M | $16.6M | $16.8M |
| Sales, general & admin | $600,000 | $640,000 | $10.3M | $9.7M | $9.5M | $9.0M | $8.0M | $6.9M | $6.8M | $7.7M |
| Total operating expenses | $15.9M | $16.0M | $16.3M | $15.8M | $14.3M | $13.4M | $12.1M | $10.8M | $10.8M | $11.3M |
| Operating income | $7.8M | $4.7M | $4.1M | $6.8M | $6.0M | $6.8M | $4.8M | $6.0M | $5.8M | $5.4M |
| Interest income | — | $30.5M | $31.9M | $26.6M | $19.2M | $20.2M | $20.3M | $19.8M | $18.4M | $16.9M |
| Interest expense | $10.7M | $11.8M | $12.9M | $5.1M | $1.9M | $3.3M | $5.2M | $4.5M | $3.5M | $2.8M |
| Income before taxes | $7.8M | $4.7M | $4.1M | $6.8M | $6.0M | $6.8M | $4.8M | $6.0M | $5.8M | $5.4M |
| Income taxes | $1.6M | $766,000 | $476,000 | $1.1M | $1.1M | $1.4M | $957,000 | $1.3M | $2.3M | $1.8M |
| Net income | $6.2M | $3.9M | $3.6M | $5.7M | $4.9M | $5.4M | $3.9M | $4.7M | $3.6M | $3.7M |
| EBITDA | $8.9M | $6.0M | $5.3M | $7.6M | $6.8M | $7.5M | $5.5M | $6.6M | $6.3M | $5.9M |
| EPS (diluted) | $2.01 | $1.26 | $1.17 | $1.81 | $1.42 | $2.35 | $2.15 | $2.50 | $2.27 | $1.40 |
| Gross margin | 67.7% | 63.9% | 61.2% | 79.2% | 90.2% | 79.9% | 70.5% | 76.6% | 78.5% | 81.9% |
| Operating margin | 22.3% | 14.4% | 12.2% | 23.7% | 26.7% | 26.9% | 20.1% | 27.5% | 27.5% | 26.4% |
| Net margin | 17.7% | 12.0% | 10.8% | 20.0% | 21.7% | 21.2% | 16.1% | 21.6% | 16.9% | 17.9% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $9.0M | $8.0M | $8.4M | $8.6M | $8.3M | $7.9M | $8.1M | $8.0M | $8.3M | $8.4M | $8.2M | $8.4M |
| Cost of revenue | $2.8M | $2.6M | $2.8M | $2.8M | $2.7M | $2.8M | $3.1M | $3.1M | $3.5M | $3.5M | $3.2M | $2.8M |
| Gross profit | $6.1M | $5.4M | $5.6M | $5.8M | $5.6M | $5.2M | $5.0M | $4.9M | $4.8M | $4.9M | $5.0M | $5.7M |
| Sales, general & admin | $145,000 | $3.9M | $174,000 | $2.3M | $2.4M | $2.3M | $2.3M | $2.4M | $2.5M | $2.6M | $2.5M | $2.6M |
| Total operating expenses | $4.3M | $4.2M | $3.5M | $3.8M | $4.0M | $4.2M | $3.8M | $4.0M | $4.0M | $4.0M | $4.2M | $4.1M |
| Operating income | $1.9M | $1.2M | $2.1M | $2.0M | $1.6M | $955,000 | $1.2M | $939,000 | $824,000 | $908,000 | $807,000 | $1.5M |
| Interest income | — | $8.0M | $8.1M | $8.0M | $7.6M | $7.4M | $7.7M | $7.7M | $7.8M | $7.9M | $8.1M | $8.1M |
| Interest expense | $2.7M | $2.6M | $2.7M | $2.7M | $2.7M | $2.8M | $3.1M | $3.3M | $3.5M | $3.5M | $3.2M | $2.8M |
| Income before taxes | $1.9M | $1.8M | $2.1M | $2.0M | $1.6M | $955,000 | $1.2M | $939,000 | $824,000 | $908,000 | $807,000 | $1.5M |
| Income taxes | $437,000 | $318,000 | $438,000 | $418,000 | $374,000 | $207,000 | $187,000 | −$2,000 | $186,000 | $176,000 | −$196,000 | $310,000 |
| Net income | $1.4M | $1.5M | $1.7M | $1.6M | $1.2M | $748,000 | $1.0M | $941,000 | $638,000 | $732,000 | $1.0M | $1.2M |
| EBITDA | $2.3M | $1.5M | $2.4M | $2.4M | $2.0M | $1.3M | $1.5M | $1.2M | $1.1M | $1.2M | $1.2M | $1.8M |
| EPS (diluted) | $0.46 | $0.48 | $0.54 | $0.52 | $0.38 | $0.24 | $0.33 | $0.31 | $0.21 | $0.24 | $0.33 | $0.39 |
| Gross margin | 68.4% | 67.5% | 66.7% | 67.6% | 67.3% | 65.2% | 61.8% | 61.4% | 57.8% | 58.2% | 61.4% | 67.0% |
| Operating margin | 20.8% | 14.6% | 25.2% | 23.4% | 18.8% | 12.1% | 14.9% | 11.7% | 9.9% | 10.9% | 9.9% | 18.1% |
| Net margin | 15.9% | 18.4% | 19.9% | 18.6% | 14.2% | 9.4% | 12.6% | 11.7% | 7.7% | 8.8% | 12.3% | 14.4% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in HFBL's financial statements (latest annual report filed September 25, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
HFBL financial results
In fiscal year 2026 (ended June 30, 2026), Home Federal Bancorp, Inc. of Louisiana reported revenue of $35.0 million, up 8.2% from the year before. It had net income of $6.2 million (up 58.8%), a net profit margin of 17.7%. Diluted earnings per share came to $2.01. Over five years revenue grew at an average rate of 6.7% a year.
See the HFBL stock overview for the latest quote and news, or the HFBL chart for price history and technical indicators.
HFBL income statement FAQ
What is Home Federal Bancorp, Inc. of Louisiana's annual revenue?
Home Federal Bancorp, Inc. of Louisiana reported total revenue of $35.0 million for fiscal year 2026, which ended on June 30, 2026. That was up 8.2% from $32.3 million the previous year.
Is Home Federal Bancorp, Inc. of Louisiana profitable?
Yes. Home Federal Bancorp, Inc. of Louisiana reported net income of $6.2 million in fiscal 2026, a net profit margin of 17.7%; its operating margin was 22.3%.
What is Home Federal Bancorp, Inc. of Louisiana's gross margin?
Home Federal Bancorp, Inc. of Louisiana's gross margin was 67.7% in fiscal 2026: for every $100 of revenue, Home Federal Bancorp, Inc. of Louisiana kept $68 after the direct cost of its products and services.
How fast is Home Federal Bancorp, Inc. of Louisiana growing?
Revenue grew 6.7% a year on average over the last five fiscal years, from $25.3 million to $35.0 million.
What are Home Federal Bancorp, Inc. of Louisiana's earnings per share?
Home Federal Bancorp, Inc. of Louisiana earned $2.01 per diluted share in fiscal 2026, compared with $1.26 a year earlier.
When will Home Federal Bancorp, Inc. of Louisiana report its next earnings?
Home Federal Bancorp, Inc. of Louisiana is expected to report results for the quarter ending September 30, 2026 on October 22, 2026.
When does Home Federal Bancorp, Inc. of Louisiana's fiscal year end?
Home Federal Bancorp, Inc. of Louisiana's fiscal year ends in June. The latest annual report covers the year ended June 30, 2026 and was filed on September 25, 2026.