Home Federal Bancorp, Inc. of Louisiana (HFBL) Balance Sheet
HFBL balance sheet, FY2026
June 30, 2026 · U.S. dollars$643.3M assets = $584.6M liabilities + $58.8M equity
Both columns are drawn to the same scale: what HFBL owns equals what it owes plus shareholders’ equity. Hover a block for its value.
HFBL financial health
Descriptive bands, not a rating. Fiscal FY2026.
HFBL balance sheet trends, FY2017–FY2026
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $426.6MFY2017 | $643.3MFY2026 | +4.7%/yr | |
| Total liabilities | $380.4MFY2017 | $584.6MFY2026 | +4.9%/yr | |
| Shareholders’ equity | $46.2MFY2017 | $58.8MFY2026 | +2.7%/yr | |
| Cash & short-term investments | $43.1MFY2017 | $77.9MFY2026 | +6.8%/yr | |
| Total debt | $48.9MFY2017 | $4.4MFY2026 | −23.5%/yr | |
| Net cash (debt) | −$5.8MFY2017 | $73.5MFY2026 | +$79.4M | |
| Working capital | −$323.6MFY2017 | $555.3MFY2026 | +$878.9M | |
| Book value per share | $12.11FY2017 | $19.14FY2026 | +5.2%/yr | |
| Debt / equity | 1.06FY2017 | 0.08FY2026 | −0.98 | |
| Shares outstanding | 3.8MFY2017 | 3.1MFY2026 | −2.4%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
HFBL assets
HFBL liabilities and equity
HFBL debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
HFBL balance sheet
| FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $77.9M | $50.4M | $42.3M | $59.3M | $70.4M | $90.3M | $78.9M | $57.0M | $36.4M | $43.1M |
| Cash & equivalents | $2.1M | $16.2M | $15.2M | $19.8M | $42.3M | $60.8M | $36.8M | $15.3M | $7.1M | $6.1M |
| Short-term investments | $43.6M | $34.2M | $27.0M | $39.6M | $28.1M | $29.6M | $42.1M | $41.7M | $29.3M | $36.9M |
| Receivables | $1.9M | $1.8M | $1.8M | $1.8M | $1.1M | $1.2M | $1.9M | $1.2M | $1.1M | $1.1M |
| Inventory | $0 | $0 | −$507.6M | −$9.0M | −$24.4M | −$46.4M | −$22.1M | −$6.3M | −$12.0M | $304.5M |
| Other current assets | $475.5M | $0 | $507.6M | $9.0M | $24.4M | $46.4M | $22.1M | $6.3M | $12.0M | $0 |
| Total current assets | $555.3M | $52.3M | $44.1M | $61.1M | $71.5M | $91.5M | $80.7M | $58.2M | $37.5M | $44.2M |
| Property, plant & equipment (net) | $16.2M | $17.3M | $18.3M | $16.6M | $16.2M | $14.9M | $13.2M | $13.6M | $12.2M | $12.2M |
| Goodwill & intangible assets | $3.7M | $3.9M | $4.2M | $4.5M | $0 | $0 | $0 | $0 | $1.1M | $0 |
| Long-term investments | $0 | $96.2M | $96.0M | $114.0M | $108.0M | $84.3M | $62.9M | $67.0M | $58.2M | $65.3M |
| Other non-current assets | $68.2M | $439.8M | $475.0M | $464.7M | $394.7M | $375.1M | $361.4M | $303.7M | $312.5M | $304.9M |
| Total assets | $643.3M | $609.5M | $637.5M | $660.9M | $590.5M | $565.7M | $518.2M | $442.5M | $421.6M | $426.6M |
| Liabilities | ||||||||||
| Accounts payable | — | — | — | $3.9M | $2.6M | $506.6M | $460.8M | $388.2M | $360.3M | $329.0M |
| Short-term debt | $31,000 | $4.0M | $7.0M | $8.6M | $3.2M | $2.4M | $2.5M | $745,000 | $5.6M | $37.0M |
| Total current liabilities | $31,000 | $550.3M | $578.7M | $613.7M | $540.4M | $511.7M | $466.3M | $390.5M | $367.5M | $367.8M |
| Long-term debt | $0 | $0 | $0 | $8.6M | $2.4M | $3.3M | $867,000 | $1.1M | $6.4M | $11.9M |
| Other long-term liabilities | $584.6M | $4.0M | $3.7M | $0 | $0 | $0 | $522,000 | $584,000 | $725,000 | $698,000 |
| Total liabilities | $584.6M | $554.3M | $584.7M | $610.4M | $538.1M | $513.0M | $467.7M | $392.1M | $374.6M | $380.4M |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $34,000 | $32,000 | $32,000 | $31,000 | $34,000 | $34,000 | $22,000 | $23,000 | $23,000 | $23,000 |
| Retained earnings (deficit) | $16.4M | $15.2M | $14.1M | $12.7M | $14.5M | $15.5M | $13.9M | $15.4M | $14.1M | $13.3M |
| Accumulated other comprehensive income | −$2.1M | −$1.9M | −$2.6M | −$2.7M | −$1.7M | $275,000 | $915,000 | $20,000 | −$1.0M | −$352,000 |
| Total shareholders' equity | $58.8M | $55.2M | $52.8M | $50.5M | $52.3M | $52.7M | $50.5M | $50.3M | $47.0M | $46.2M |
| Key figures | ||||||||||
| Total debt | $4.4M | $4.0M | $7.0M | $8.6M | $3.2M | $3.3M | $3.4M | $1.8M | $11.9M | $48.9M |
| Net cash (debt) | $73.5M | $46.4M | $35.3M | $50.8M | $67.2M | $87.1M | $75.5M | $55.2M | $24.5M | −$5.8M |
| Working capital | $555.3M | −$498.0M | −$534.6M | −$552.6M | −$468.9M | −$420.3M | −$385.6M | −$332.3M | −$330.0M | −$323.6M |
| Tangible book value | $55.1M | $51.3M | $48.6M | $46.0M | $52.3M | $52.7M | $50.5M | $50.3M | $45.9M | $46.2M |
| Book value per share | $19.14 | $17.88 | $17.13 | $16.03 | $15.11 | $15.39 | $14.06 | $13.29 | $12.74 | $12.11 |
| Shares outstanding | 3.1M | 3.1M | 3.1M | 3.2M | 3.5M | 3.4M | 3.6M | 3.8M | 3.7M | 3.8M |
| Current ratio | 17,913.35 | 0.10 | 0.08 | 0.10 | 0.13 | 0.18 | 0.17 | 0.15 | 0.10 | 0.12 |
| Quick ratio | 2,574.94 | 0.10 | 0.08 | 0.10 | 0.13 | 0.18 | 0.17 | 0.15 | 0.10 | 0.12 |
| Debt / equity | 0.08 | 0.07 | 0.13 | 0.17 | 0.06 | 0.06 | 0.07 | 0.04 | 0.25 | 1.06 |
| Equity / assets | 9.1% | 9.1% | 8.3% | 7.6% | 8.9% | 9.3% | 9.8% | 11.4% | 11.2% | 10.8% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $77.9M | $28.9M | $20.5M | $26.7M | $50.4M | $62.6M | $49.1M | $71.0M | $42.3M | $37.8M | $46.0M | $49.3M |
| Cash & equivalents | $2.1M | $28.9M | $19.3M | $26.5M | $16.2M | $30.4M | $19.5M | $41.0M | $15.2M | $8.0M | $8.7M | $8.9M |
| Short-term investments | $43.6M | $41.0M | $1.2M | $204,000 | $34.2M | $32.1M | $29.6M | $29.9M | $27.0M | $29.8M | $37.3M | $40.4M |
| Receivables | $1.9M | $1.9M | $1.9M | $1.9M | $1.8M | $1.8M | $1.8M | $1.8M | $1.8M | $1.9M | $1.9M | $1.9M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | −$38.9M | −$509.2M | −$47.9M | −$11.3M |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $38.9M | $509.2M | $47.9M | $11.3M |
| Total current assets | $8.1M | $30.9M | $22.4M | $28.6M | $52.3M | $64.4M | $50.9M | $72.7M | $44.1M | $39.8M | $47.9M | $51.2M |
| Property, plant & equipment (net) | $16.2M | $16.5M | $16.8M | $17.0M | $17.3M | $17.6M | $17.8M | $18.1M | $18.3M | $18.2M | $17.6M | $17.0M |
| Goodwill & intangible assets | $3.7M | $3.7M | $3.8M | $3.8M | $3.9M | $4.0M | $4.0M | $4.1M | $4.2M | $4.3M | $4.3M | $4.4M |
| Long-term investments | $0 | $98.7M | $97.3M | $97.8M | $96.2M | $95.9M | $95.7M | $97.4M | $96.0M | $100.1M | $108.8M | $113.2M |
| Other non-current assets | $615.4M | $491.9M | $481.2M | $475.5M | $439.8M | $437.8M | $439.3M | $436.1M | $475.0M | $480.7M | $475.5M | $476.8M |
| Total assets | $643.3M | $641.6M | $621.4M | $622.6M | $609.5M | $619.6M | $607.8M | $628.4M | $637.5M | $643.0M | $654.2M | $662.6M |
| Liabilities | ||||||||||||
| Short-term debt | $31,000 | — | $4.0M | — | $4.0M | — | $4.0M | $5.5M | $7.0M | — | $5.4M | $4.6M |
| Total current liabilities | $31,000 | $574.4M | $554.9M | $557.2M | $550.3M | $556.8M | $546.5M | $564.6M | $581.0M | $578.9M | $589.1M | $597.1M |
| Long-term debt | $0 | $5.6M | $4.0M | $4.0M | $0 | $4.0M | $4.0M | $5.5M | $0 | $8.5M | $9.7M | $8.8M |
| Other long-term liabilities | $584.6M | $3.7M | $4.8M | $4.9M | $4.0M | $4.1M | $3.3M | $4.1M | $3.7M | $3.1M | $2.9M | $6.2M |
| Total liabilities | $584.6M | $583.6M | $563.7M | $566.0M | $554.3M | $564.9M | $553.8M | $574.1M | $584.7M | $590.5M | $601.6M | $612.1M |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $34,000 | $34,000 | $34,000 | $32,000 | $32,000 | $32,000 | $32,000 | $32,000 | $32,000 | $32,000 | $31,000 | $31,000 |
| Retained earnings (deficit) | $16.4M | $15.8M | $15.4M | $16.1M | $15.2M | $15.0M | $14.9M | $14.4M | $14.1M | $14.3M | $13.9M | $13.3M |
| Accumulated other comprehensive income | −$1.9M | −$1.8M | −$1.4M | −$1.5M | −$1.9M | −$2.1M | −$2.6M | −$1.6M | −$2.6M | −$2.6M | −$2.1M | −$3.5M |
| Total shareholders' equity | $58.8M | $58.0M | $57.7M | $56.6M | $55.2M | $54.7M | $53.9M | $54.3M | $52.8M | $52.5M | $52.6M | $50.5M |
| Key figures | ||||||||||||
| Total debt | $4.4M | $5.6M | $4.0M | $4.0M | $4.0M | $4.0M | $4.0M | $5.5M | $7.0M | $8.5M | $15.1M | $13.4M |
| Net cash (debt) | $73.5M | $23.4M | $16.5M | $22.7M | $46.4M | $58.6M | $45.1M | $65.5M | $35.3M | $29.3M | $30.9M | $35.8M |
| Working capital | $8.0M | −$543.6M | −$532.5M | −$528.6M | −$498.0M | −$492.4M | −$495.6M | −$491.8M | −$536.9M | −$539.1M | −$541.2M | −$545.9M |
| Tangible book value | $55.1M | $54.3M | $54.0M | $52.8M | $51.3M | $50.7M | $49.9M | $50.2M | $48.6M | $48.3M | $48.2M | $46.0M |
| Book value per share | $19.14 | $18.89 | $18.62 | $18.56 | $17.88 | $17.72 | $17.54 | $17.67 | $17.27 | $17.00 | $17.05 | $16.24 |
| Shares outstanding | 3.1M | 3.1M | 3.1M | 3.0M | 3.1M | 3.1M | 3.1M | 3.1M | 3.1M | 3.1M | 3.1M | 3.1M |
| Current ratio | 260.13 | 0.05 | 0.04 | 0.05 | 0.10 | 0.12 | 0.09 | 0.13 | 0.08 | 0.07 | 0.08 | 0.09 |
| Quick ratio | 2,574.94 | 0.05 | 0.04 | 0.05 | 0.10 | 0.12 | 0.09 | 0.13 | 0.08 | 0.07 | 0.08 | 0.09 |
| Debt / equity | 0.08 | 0.10 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.10 | 0.13 | 0.16 | 0.29 | 0.27 |
| Equity / assets | 9.1% | 9.0% | 9.3% | 9.1% | 9.1% | 8.8% | 8.9% | 8.6% | 8.3% | 8.2% | 8.0% | 7.6% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed September 25, 2026); data from EODHD.
HFBL financial position
At the end of fiscal 2026 (June 30, 2026), Home Federal Bancorp, Inc. of Louisiana had total assets of $643.3 million (up 5.6% from a year earlier), total liabilities of $584.6 million and shareholders' equity of $58.8 million. It held $77.9 million in cash and short-term investments against $4.4 million of debt, a net cash position of $73.5 million. Its current ratio was 17,913.35.
Related: HFBL income statement, HFBL cash flow statement, HFBL key metrics. See the HFBL stock overview for the latest quote and news.
HFBL balance sheet FAQ
What are Home Federal Bancorp, Inc. of Louisiana's total assets?
Home Federal Bancorp, Inc. of Louisiana reported total assets of $643.3 million at the end of fiscal 2026 (June 30, 2026), compared with $609.5 million a year earlier.
How much debt does Home Federal Bancorp, Inc. of Louisiana have?
Home Federal Bancorp, Inc. of Louisiana had $4.4 million of total debt at the end of fiscal 2026, including short-term borrowings. Its debt-to-equity ratio was 0.08.
How much cash does Home Federal Bancorp, Inc. of Louisiana have?
Home Federal Bancorp, Inc. of Louisiana held $77.9 million in cash and short-term investments at the end of fiscal 2026; with $4.4 million of debt that is net cash of $73.5 million.
What is Home Federal Bancorp, Inc. of Louisiana's book value?
Home Federal Bancorp, Inc. of Louisiana's shareholders' equity (book value) was $58.8 million at the end of fiscal 2026, or $19.14 per share.
What is Home Federal Bancorp, Inc. of Louisiana's current ratio?
Home Federal Bancorp, Inc. of Louisiana had current assets of $555.3 million and current liabilities of $0.0 million, a current ratio of 17,913.35 (it can cover its short-term obligations).
How much goodwill does Home Federal Bancorp, Inc. of Louisiana have?
Home Federal Bancorp, Inc. of Louisiana carried $3.7 million of goodwill and intangible assets, 0.6% of total assets, at the end of fiscal 2026.