Eagle Bancorp, Inc. (EGBN) Income Statement
EGBN 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsEGBN revenue and net income
Where EGBN's revenue goes
2025Each bar shows an amount and its share of revenue. EGBN kept −20.2% of revenue as net income.
EGBN profit margins
EGBN growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | −10.4% | +12.3% | +7.8% | +8.5% |
| Gross profit | −91.8% | −61.6% | −42.5% | −22.2% |
| Operating income | — | — | — | — |
| Net income | — | — | — | — |
| EPS (diluted) | −323.9% | — | — | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
EGBN quarterly EPS vs estimates
Eagle Bancorp beat the analyst EPS estimate in 4 of the last 8 quarters. Next report: October 21, 2026 (estimate $0.35).
EGBN income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $634.3M | $707.5M | $646.9M | $448.3M | $404.9M | $435.7M | $455.3M | $415.9M | $353.4M | $313.1M |
| Cost of revenue | $614.1M | $463.1M | $366.1M | $93.5M | $18.0M | $115.4M | $118.7M | $85.0M | $49.1M | $39.0M |
| Gross profit | $20.1M | $244.4M | $280.8M | $354.8M | $386.8M | $320.3M | $336.7M | $330.9M | $304.3M | $274.1M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $60.3M | $122.2M | $101.3M | $93.7M | $98.5M | $86.7M | $87.9M | $75.8M | $73.8M | $73.2M |
| Total operating expenses | $190.7M | $274.6M | $153.3M | $165.1M | $149.2M | $144.2M | $139.9M | $126.7M | $118.6M | $115.0M |
| Operating income | −$170.5M | −$30.2M | $127.5M | $189.7M | $237.7M | $176.1M | $196.8M | $204.2M | $185.7M | $159.1M |
| Interest income | $604.5M | $687.6M | $587.0M | $424.6M | $364.5M | $390.0M | $429.6M | $393.3M | $324.0M | $285.8M |
| Interest expense | $335.1M | $398.9M | $334.8M | $91.7M | $40.0M | $68.4M | $105.6M | $76.3M | $40.1M | $27.6M |
| Income before taxes | −$186.2M | −$30.2M | $127.5M | $189.7M | $237.7M | $176.1M | $196.8M | $204.2M | $185.7M | $159.1M |
| Income taxes | −$58.1M | $16.8M | $27.0M | $48.8M | $61.0M | $43.9M | $53.8M | $51.9M | $85.5M | $61.4M |
| Net income | −$128.1M | −$47.0M | $100.5M | $140.9M | $176.7M | $132.2M | $142.9M | $152.3M | $100.2M | $97.7M |
| EBITDA | −$167.6M | −$27.0M | $131.0M | $193.0M | $243.5M | $180.8M | $203.0M | $211.2M | $192.6M | $165.3M |
| EPS (diluted) | −$4.21 | $1.88 | $3.30 | $4.95 | $5.52 | $4.16 | $4.33 | $4.42 | $3.33 | $2.86 |
| Gross margin | 3.2% | 34.5% | 43.4% | 79.1% | 95.5% | 73.5% | 73.9% | 79.6% | 86.1% | 87.6% |
| Operating margin | −26.9% | −4.3% | 19.7% | 42.3% | 58.7% | 40.4% | 43.2% | 49.1% | 52.6% | 50.8% |
| Net margin | −20.2% | −6.6% | 15.5% | 31.4% | 43.6% | 30.3% | 31.4% | 36.6% | 28.4% | 31.2% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $137.3M | $144.6M | $161.7M | $152.6M | $157.9M | $162.1M | $172.5M | $180.8M | $174.8M | $179.0M | $170.3M | $167.5M |
| Cost of revenue | $85.7M | $79.8M | $81.2M | $195.1M | $223.6M | $114.2M | $108.2M | $110.5M | $107.9M | $136.5M | $108.3M | $95.2M |
| Gross profit | $51.7M | $64.8M | $80.5M | −$42.5M | −$65.7M | $47.9M | $64.3M | $70.3M | $67.1M | $42.7M | $62.0M | $72.3M |
| Sales, general & admin | $29.4M | $31.1M | $23.8M | $29.3M | $2.7M | $4.5M | $33.2M | $30.7M | $29.3M | $29.0M | $23.9M | $25.7M |
| Total operating expenses | $44.0M | $48.7M | $59.8M | $41.9M | $43.5M | $45.5M | $44.5M | $43.6M | $146.5M | $40.0M | $37.1M | $37.6M |
| Operating income | $7.6M | $16.1M | $20.7M | −$84.4M | −$109.2M | $2.4M | $19.8M | $26.7M | −$79.4M | $2.7M | $24.9M | $34.6M |
| Interest income | $126.6M | $131.9M | $149.5M | $150.1M | $151.4M | $153.9M | $168.4M | $173.8M | $169.7M | $175.6M | $167.4M | $161.1M |
| Interest expense | $64.2M | $68.2M | $81.2M | $81.9M | $83.7M | $88.2M | $97.6M | $102.0M | $98.4M | $100.9M | $94.4M | $90.4M |
| Income before taxes | $7.6M | $16.1M | $5.0M | −$84.4M | −$109.2M | $2.4M | $19.8M | $26.7M | −$79.4M | $2.7M | $24.9M | $34.6M |
| Income taxes | $707,000 | $1.3M | −$2.6M | −$16.9M | −$39.4M | $772,000 | $4.5M | $4.9M | $4.4M | $3.0M | $4.7M | $7.2M |
| Net income | $6.9M | $14.7M | $7.6M | −$67.5M | −$69.8M | $1.7M | $15.3M | $21.8M | −$83.8M | −$338,000 | $20.2M | $27.4M |
| EBITDA | $8.2M | $16.7M | $21.3M | −$83.7M | −$108.4M | $3.3M | $20.8M | $27.3M | −$78.7M | $3.4M | $25.7M | $35.5M |
| EPS (diluted) | $0.23 | $0.48 | $0.25 | −$2.22 | −$2.30 | $0.06 | $0.50 | $0.72 | $0.67 | −$0.01 | $0.67 | $0.91 |
| Gross margin | 37.6% | 44.8% | 49.8% | −27.9% | −41.6% | 29.6% | 37.3% | 38.9% | 38.4% | 23.8% | 36.4% | 43.1% |
| Operating margin | 5.6% | 11.1% | 12.8% | −55.3% | −69.2% | 1.5% | 11.5% | 14.8% | −45.4% | 1.5% | 14.6% | 20.7% |
| Net margin | 5.0% | 10.2% | 4.7% | −44.2% | −44.2% | 1.0% | 8.9% | 12.1% | −47.9% | −0.2% | 11.9% | 16.3% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in EGBN's financial statements (latest annual report filed March 9, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
EGBN financial results
In fiscal year 2025 (ended December 31, 2025), Eagle Bancorp reported revenue of $634.3 million, down 10.4% from the year before. It had a net loss of $128.1 million, a net profit margin of −20.2%. Diluted earnings per share came to −$4.21. Over five years revenue grew at an average rate of 7.8% a year.
See the EGBN stock overview for the latest quote and news, or the EGBN chart for price history and technical indicators.
EGBN income statement FAQ
What is Eagle Bancorp's annual revenue?
Eagle Bancorp reported total revenue of $634.3 million for fiscal year 2025, which ended on December 31, 2025. That was down 10.4% from $707.5 million the previous year.
Is Eagle Bancorp profitable?
No. Eagle Bancorp reported a net loss of $128.1 million in fiscal 2025, a net profit margin of −20.2%; its operating margin was −26.9%.
What is Eagle Bancorp's gross margin?
Eagle Bancorp's gross margin was 3.2% in fiscal 2025: for every $100 of revenue, Eagle Bancorp kept $3 after the direct cost of its products and services.
How fast is Eagle Bancorp growing?
Revenue grew 7.8% a year on average over the last five fiscal years, from $435.7 million to $634.3 million.
What are Eagle Bancorp's earnings per share?
Eagle Bancorp earned $-4.21 per diluted share in fiscal 2025, compared with $1.88 a year earlier.
When will Eagle Bancorp report its next earnings?
Eagle Bancorp is expected to report results for the quarter ending September 30, 2026 on October 21, 2026 after the market closes.
When does Eagle Bancorp's fiscal year end?
Eagle Bancorp's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 9, 2026.