Eagle Bancorp, Inc. (EGBN) Balance Sheet
EGBN balance sheet, 2025
December 31, 2025 · U.S. dollars$10.50B assets = $9.36B liabilities + $1.14B equity
Both columns are drawn to the same scale: what EGBN owns equals what it owes plus shareholders’ equity. Hover a block for its value.
EGBN financial health
Descriptive bands, not a rating. Fiscal 2025.
EGBN balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $6.89B2016 | $10.50B2025 | +4.8%/yr | |
| Total liabilities | $6.05B2016 | $9.36B2025 | +5.0%/yr | |
| Shareholders’ equity | $842.8M2016 | $1.14B2025 | +3.4%/yr | |
| Cash & short-term investments | $903.9M2016 | $1.39B2025 | +4.9%/yr | |
| Total debt | $285.4M2016 | $111.7M2025 | −9.9%/yr | |
| Net cash (debt) | $618.5M2016 | $1.28B2025 | +$657.2M | |
| Working capital | $708.9M2016 | $1.38B2025 | +$673.7M | |
| Book value per share | $24.662016 | $37.742025 | +4.8%/yr | |
| Debt / equity | 0.342016 | 0.102025 | −0.24 | |
| Shares outstanding | 34.2M2016 | 30.2M2025 | −1.4%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
EGBN assets
EGBN liabilities and equity
EGBN debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
EGBN balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $1.39B | $1.50B | $2.23B | $1.88B | $4.32B | $2.91B | $1.05B | $1.09B | $764.0M | $903.9M |
| Cash & equivalents | $695.7M | $630.9M | $718.9M | $277.9M | $1.69B | $1.76B | $203.0M | $309.9M | $174.7M | $365.8M |
| Short-term investments | $691.6M | $866.1M | $1.51B | $1.60B | $2.62B | $1.15B | $843.4M | $784.1M | $589.3M | $538.1M |
| Receivables | $41.4M | $0 | $0 | $7.56B | $6.99B | $7.65B | $0 | $0 | $0 | $48.2M |
| Inventory | $0 | $0 | $0 | $2.0M | $1.6M | $5.0M | $1.5M | $1.4M | $1.4M | $2.7M |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $6.39B | $0 | $5.27B |
| Total current assets | $1.39B | $1.50B | $2.23B | $1.88B | $4.32B | $2.91B | $1.05B | $7.48B | $764.0M | $6.22B |
| Property, plant & equipment (net) | $41.3M | $26.2M | $29.3M | $38.0M | $45.1M | $38.8M | $42.0M | $16.9M | $21.0M | $20.7M |
| Goodwill & intangible assets | $0 | $16,000 | $104.9M | $104.2M | $104.3M | $105.1M | $104.7M | $105.8M | $107.2M | $107.4M |
| Long-term investments | $1.83B | $2.21B | $2.52B | $2.69B | $2.62B | $93.2M | $8.37B | $6.94B | $6.37B | $5.67B |
| Other non-current assets | $7.24B | $7.40B | $6.78B | $6.44B | $4.76B | $7.97B | $0 | $0 | $210.5M | $0 |
| Total assets | $10.50B | $11.13B | $11.66B | $11.15B | $11.85B | $11.12B | $8.99B | $8.39B | $7.48B | $6.89B |
| Liabilities | ||||||||||
| Accounts payable | — | — | — | $8.71B | $9.98B | $9.19B | $7.22B | $6.97B | $5.85B | $5.72B |
| Short-term debt | $4.7M | $523.2M | $1.40B | $1.01B | $323.9M | $326.7M | $281.0M | $30.4M | $401.6M | $68.9M |
| Total current liabilities | $4.7M | $9.65B | $10.21B | $9.72B | $10.31B | $9.52B | $7.51B | $6.57B | $6.26B | $5.52B |
| Long-term debt | $76.4M | $76.1M | $69.9M | $69.8M | $69.7M | $268.1M | $217.7M | $217.3M | $216.9M | $216.5M |
| Lease obligations | $35.3M | $23.8M | $23.2M | $29.3M | $35.5M | $28.0M | $30.0M | — | — | — |
| Other long-term liabilities | $9.28B | $173.1M | $111.8M | $129.5M | $121.4M | $92.9M | $75.0M | $0 | $56.1M | $5.83B |
| Total liabilities | $9.36B | $9.90B | $10.39B | $9.92B | $10.50B | $9.88B | $7.80B | $7.28B | $6.53B | $6.05B |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $300,000 | $298,000 | $296,000 | $310,000 | $316,000 | $315,000 | $331,000 | $342,000 | $340,000 | $338,000 |
| Retained earnings (deficit) | $838.9M | $982.3M | $1.06B | $1.02B | $930.1M | $798.1M | $705.1M | $584.5M | $431.5M | $331.3M |
| Treasury stock | — | — | — | — | — | — | — | — | $0 | $0 |
| Accumulated other comprehensive income | −$89.2M | −$141.5M | −$162.4M | −$199.5M | −$14.2M | $15.5M | $3.0M | −$4.3M | −$1.8M | −$2.4M |
| Minority interest | — | — | — | — | — | — | — | — | $0 | $0 |
| Total shareholders' equity | $1.14B | $1.23B | $1.27B | $1.23B | $1.35B | $1.24B | $1.19B | $1.11B | $950.4M | $842.8M |
| Key figures | ||||||||||
| Total debt | $111.7M | $623.1M | $1.49B | $1.11B | $429.1M | $622.8M | $528.6M | $247.7M | $618.5M | $285.4M |
| Net cash (debt) | $1.28B | $873.9M | $731.7M | $767.4M | $3.89B | $2.29B | $517.7M | $846.4M | $145.5M | $618.5M |
| Working capital | $1.38B | −$8.16B | −$7.98B | −$7.85B | −$5.99B | −$6.60B | −$6.46B | $911.6M | −$5.49B | $708.9M |
| Tangible book value | $1.14B | $1.23B | $1.17B | $1.12B | $1.25B | $1.14B | $1.09B | $1.00B | $843.2M | $735.4M |
| Book value per share | $37.74 | $40.66 | $41.93 | $38.29 | $42.21 | $38.34 | $34.80 | $32.20 | $27.69 | $24.66 |
| Shares outstanding | 30.2M | 30.2M | 30.4M | 32.1M | 32.0M | 32.4M | 34.2M | 34.4M | 34.3M | 34.2M |
| Current ratio | 293.43 | 0.16 | 0.22 | 0.19 | 0.42 | 0.31 | 0.14 | 1.14 | 0.12 | 1.13 |
| Quick ratio | 302.18 | 0.16 | 0.22 | 0.97 | 1.10 | 1.11 | 0.14 | 0.17 | 0.12 | 0.17 |
| Debt / equity | 0.10 | 0.51 | 1.17 | 0.90 | 0.32 | 0.50 | 0.44 | 0.22 | 0.65 | 0.34 |
| Equity / assets | 10.9% | 11.0% | 10.9% | 11.0% | 11.4% | 11.2% | 13.2% | 13.2% | 12.7% | 12.2% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $13.4M | $12.6M | $1.39B | $1.62B | $1.42B | $1.89B | $1.50B | $2.03B | $1.96B | $2.15B | $2.23B | $1.72B |
| Cash & equivalents | $13.4M | $12.6M | $695.7M | $849.3M | $253.2M | $673.7M | $630.9M | $600.9M | $537.0M | $706.5M | $718.9M | $244.4M |
| Short-term investments | $662.3M | $930.3M | $691.6M | $774.4M | $1.17B | $1.21B | $866.1M | $1.43B | $1.42B | $1.45B | $1.51B | $1.47B |
| Receivables | $0 | $38.8M | $41.4M | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total current assets | $13.4M | $51.4M | $1.39B | $1.62B | $1.42B | $1.89B | $1.50B | $2.03B | $1.96B | $2.15B | $2.23B | $1.72B |
| Property, plant & equipment (net) | $41.2M | $40.4M | $41.3M | $40.3M | $38.3M | $39.8M | $26.2M | $23.5M | $25.0M | $27.2M | $29.3M | $31.4M |
| Goodwill & intangible assets | $0 | $0 | $0 | $0 | $9,000 | $11,000 | $16,000 | $21,000 | $129,000 | $104.6M | $104.9M | $105.2M |
| Long-term investments | $1.72B | $1.77B | $1.83B | $1.95B | $2.07B | $2.14B | $2.21B | $2.39B | $2.40B | $2.45B | $2.52B | $2.51B |
| Other non-current assets | $7.89B | $8.09B | $7.24B | $7.21B | $7.07B | $7.25B | $7.40B | $6.83B | $6.92B | $6.88B | $6.78B | $6.80B |
| Total assets | $9.66B | $9.95B | $10.50B | $10.82B | $10.60B | $11.32B | $11.13B | $11.29B | $11.30B | $11.61B | $11.66B | $11.16B |
| Liabilities | ||||||||||||
| Short-term debt | $100.0M | $4.9M | $4.7M | $13.7M | $73.4M | $522.4M | $523.2M | $272.0M | $39.2M | $37.1M | $1.40B | $1.33B |
| Total current liabilities | $100.0M | $4.9M | $4.7M | $9.48B | $9.19B | $9.80B | $9.65B | $8.81B | $8.31B | $8.54B | $10.21B | $9.70B |
| Long-term debt | $76.6M | $76.5M | $76.4M | $76.3M | $76.3M | $76.2M | $76.1M | $75.8M | $660.0M | $669.9M | $69.9M | $69.9M |
| Lease obligations | $35.1M | $34.5M | $35.3M | $36.3M | $37.3M | $38.5M | $23.8M | $18.8M | $20.0M | $21.6M | $23.2M | $24.4M |
| Other long-term liabilities | $8.33B | $8.73B | $9.28B | $138.4M | $147.0M | $196.7M | $173.1M | $1.17B | $1.17B | $1.14B | $111.8M | $176.4M |
| Total liabilities | $8.51B | $8.81B | $9.36B | $9.69B | $9.42B | $10.07B | $9.90B | $10.06B | $10.13B | $10.35B | $10.39B | $9.95B |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $302,000 | $302,000 | $300,000 | $300,000 | $300,000 | $300,000 | $298,000 | $298,000 | $297,000 | $297,000 | $296,000 | $296,000 |
| Retained earnings (deficit) | $858.6M | $852.0M | $838.9M | $831.7M | $904.2M | $979.0M | $982.3M | $967.0M | $949.9M | $1.05B | $1.06B | $1.05B |
| Accumulated other comprehensive income | −$93.5M | −$90.1M | −$89.2M | −$97.8M | −$108.4M | −$120.9M | −$141.5M | −$124.2M | −$160.8M | −$165.8M | −$162.4M | −$211.5M |
| Total shareholders' equity | $1.15B | $1.15B | $1.14B | $1.12B | $1.19B | $1.24B | $1.23B | $1.23B | $1.17B | $1.26B | $1.27B | $1.22B |
| Key figures | ||||||||||||
| Total debt | $211.7M | $111.0M | $111.7M | $126.3M | $187.0M | $637.0M | $623.1M | $366.6M | $719.2M | $728.6M | $1.49B | $1.42B |
| Net cash (debt) | −$198.3M | −$98.4M | $1.28B | $1.50B | $1.24B | $1.25B | $873.9M | $1.67B | $1.24B | $1.42B | $731.7M | $299.4M |
| Working capital | −$86.6M | $46.5M | $1.38B | −$7.85B | −$7.77B | −$7.91B | −$8.16B | −$6.78B | −$6.35B | −$6.39B | −$7.98B | −$7.98B |
| Tangible book value | $1.15B | $1.15B | $1.14B | $1.12B | $1.19B | $1.24B | $1.23B | $1.23B | $1.17B | $1.15B | $1.17B | $1.11B |
| Book value per share | $37.64 | $37.50 | $37.74 | $37.00 | $39.02 | $40.94 | $40.43 | $40.52 | $38.74 | $41.89 | $42.52 | $40.61 |
| Shares outstanding | 30.6M | 30.5M | 30.2M | 30.4M | 30.4M | 30.4M | 30.3M | 30.2M | 30.2M | 30.1M | 30.0M | 29.9M |
| Current ratio | 0.13 | 10.43 | 293.43 | 0.17 | 0.15 | 0.19 | 0.16 | 0.23 | 0.24 | 0.25 | 0.22 | 0.18 |
| Quick ratio | 0.13 | 10.43 | 302.18 | 0.17 | 0.15 | 0.19 | 0.16 | 0.23 | 0.24 | 0.25 | 0.22 | 0.18 |
| Debt / equity | 0.18 | 0.10 | 0.10 | 0.11 | 0.16 | 0.51 | 0.51 | 0.30 | 0.61 | 0.58 | 1.17 | 1.17 |
| Equity / assets | 11.9% | 11.5% | 10.9% | 10.4% | 11.2% | 11.0% | 11.0% | 10.9% | 10.3% | 10.8% | 10.9% | 10.9% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed March 9, 2026); data from EODHD.
EGBN financial position
At the end of fiscal 2025 (December 31, 2025), Eagle Bancorp had total assets of $10.5 billion (down 5.7% from a year earlier), total liabilities of $9.4 billion and shareholders' equity of $1.1 billion. It held $1.4 billion in cash and short-term investments against $111.7 million of debt, a net cash position of $1.3 billion. Its current ratio was 293.43. In the latest quarter (ended June 30, 2026) total assets were $9.7 billion and equity $1.2 billion.
Related: EGBN income statement, EGBN cash flow statement, EGBN key metrics. See the EGBN stock overview for the latest quote and news.
EGBN balance sheet FAQ
What are Eagle Bancorp's total assets?
Eagle Bancorp reported total assets of $10.5 billion at the end of fiscal 2025 (December 31, 2025), compared with $11.1 billion a year earlier.
How much debt does Eagle Bancorp have?
Eagle Bancorp had $111.7 million of total debt at the end of fiscal 2025, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 0.10.
How much cash does Eagle Bancorp have?
Eagle Bancorp held $1.4 billion in cash and short-term investments at the end of fiscal 2025; with $111.7 million of debt that is net cash of $1.3 billion.
What is Eagle Bancorp's book value?
Eagle Bancorp's shareholders' equity (book value) was $1.1 billion at the end of fiscal 2025, or $37.74 per share.
What is Eagle Bancorp's current ratio?
Eagle Bancorp had current assets of $1.4 billion and current liabilities of $4.7 million, a current ratio of 293.43 (it can cover its short-term obligations).