Community Bancorp. (CMTV) Income Statement
CMTV 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsCMTV revenue and net income
Where CMTV's revenue goes
2025Each bar shows an amount and its share of revenue. CMTV kept 24.7% of revenue as net income.
CMTV profit margins
CMTV growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +15.4% | +16.7% | +12.1% | +9.4% |
| Gross profit | +24.4% | +7.4% | +7.9% | +6.6% |
| Operating income | +34.2% | +6.5% | +9.4% | +12.0% |
| Net income | +32.9% | +7.3% | +9.5% | +13.4% |
| EPS (diluted) | +32.6% | +6.0% | +6.1% | +12.1% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
CMTV quarterly EPS vs estimates
Community Bancorp. beat the analyst EPS estimate in 1 of the last 1 quarters. Next report: November 13, 2026.
CMTV income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $68.8M | $59.6M | $52.0M | $43.2M | $40.2M | $38.9M | $36.9M | $34.4M | $31.5M | $29.2M |
| Cost of revenue | $21.4M | $21.5M | $14.2M | $5.0M | $3.7M | $6.4M | $7.2M | $5.3M | $3.7M | $3.2M |
| Gross profit | $47.4M | $38.1M | $37.8M | $38.2M | $36.5M | $32.5M | $29.7M | $29.1M | $27.8M | $26.0M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $17.0M | $14.6M | $13.4M | $12.0M | $12.2M | $11.9M | $11.9M | $11.9M | $10.4M | $10.7M |
| Total operating expenses | $27.0M | $22.9M | $21.5M | $21.4M | $20.3M | $19.5M | $19.1M | $19.0M | $18.7M | $18.6M |
| Operating income | $20.4M | $15.2M | $16.3M | $16.9M | $16.1M | $13.0M | $10.6M | $10.1M | $9.1M | $7.4M |
| Interest income | $60.6M | $54.8M | $46.8M | $37.0M | $34.7M | $33.0M | $31.7M | $29.0M | $26.3M | $24.1M |
| Interest expense | $20.01B | $20.4M | $12.7M | $4.0M | $3.1M | $4.8M | $6.1M | $4.5M | $3.1M | $2.7M |
| Income before taxes | $20.4M | $15.2M | $16.3M | $16.9M | $16.1M | $13.0M | $10.6M | $10.1M | $9.1M | $7.4M |
| Income taxes | $3.4M | $2.4M | $2.9M | $3.1M | $3.0M | $2.2M | $1.8M | $1.7M | $2.9M | $1.9M |
| Net income | $17.0M | $12.8M | $13.4M | $13.7M | $13.1M | $10.8M | $8.8M | $8.4M | $6.2M | $5.5M |
| EBITDA | $21.4M | $16.2M | $17.4M | $18.0M | $17.2M | $13.9M | $11.5M | $11.1M | $10.4M | $8.7M |
| EPS (diluted) | $3.01 | $2.27 | $2.43 | $2.53 | $2.57 | $2.24 | $1.69 | $1.57 | $1.31 | $1.12 |
| Gross margin | 68.9% | 63.9% | 72.7% | 88.4% | 90.7% | 83.5% | 80.5% | 84.7% | 88.2% | 89.0% |
| Operating margin | 29.7% | 25.5% | 31.4% | 39.0% | 40.1% | 33.4% | 28.7% | 29.5% | 29.0% | 25.4% |
| Net margin | 24.7% | 21.4% | 25.8% | 31.8% | 32.7% | 27.6% | 23.9% | 24.4% | 19.8% | 18.8% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $16.0M | $17.8M | $17.7M | $16.7M | $16.4M | $15.9M | $15.7M | $15.4M | $14.6M | $14.2M | $14.3M | $13.6M |
| Cost of revenue | $5.1M | $5.5M | $5.4M | $5.2M | $5.4M | $5.4M | $5.5M | $5.8M | $5.4M | $4.8M | $4.5M | $3.9M |
| Gross profit | $10.9M | $12.3M | $12.2M | $11.5M | $11.0M | $10.4M | $10.2M | $9.6M | $9.1M | $9.3M | $9.8M | $9.7M |
| Sales, general & admin | $4.4M | $4.5M | $4.7M | $3.9M | $3.8M | $3.8M | $3.6M | $3.7M | $3.6M | $3.7M | $3.4M | $3.2M |
| Total operating expenses | $5.2M | $7.1M | $6.6M | $5.8M | $6.1M | $6.3M | $5.4M | $5.9M | $5.9M | $6.0M | $5.7M | $5.6M |
| Operating income | $5.7M | $5.2M | $5.6M | $5.8M | $4.9M | $4.2M | $4.9M | $3.7M | $3.3M | $3.4M | $4.2M | $4.1M |
| Interest income | $16.0M | $16.0M | $16.0M | $15.3M | $14.8M | $14.5M | $14.9M | $13.9M | $13.1M | $12.8M | $12.8M | $12.0M |
| Interest expense | $4.8M | $5.1M | $5.06B | $4.91B | $5.0M | $5.1M | $5.5M | $5.3M | $5.1M | $4.5M | $3.8M | $3.7M |
| Income before taxes | $5.7M | $5.2M | $5.6M | $5.8M | $4.9M | $4.2M | $4.9M | $3.7M | $3.3M | $3.4M | $4.2M | $4.1M |
| Income taxes | $986,564 | $875,253 | $947,746 | $1.0M | $819,031 | $662,812 | $756,388 | $584,943 | $542,371 | $554,928 | $628,340 | $723,708 |
| Net income | $4.7M | $4.4M | $4.6M | $4.7M | $4.1M | $3.5M | $4.1M | $3.1M | $2.7M | $2.8M | $3.5M | $3.4M |
| EBITDA | $5.9M | $5.5M | $5.8M | $6.0M | $5.1M | $4.4M | $5.1M | $4.0M | $3.5M | $3.6M | $4.4M | $4.4M |
| EPS (diluted) | $0.84 | $0.78 | $0.83 | $0.84 | $0.72 | $0.62 | $0.73 | $0.55 | $0.49 | $0.51 | $0.64 | $0.61 |
| Gross margin | 67.9% | 69.2% | 69.2% | 69.1% | 67.2% | 65.9% | 65.1% | 62.5% | 62.7% | 66.0% | 68.5% | 71.2% |
| Operating margin | 35.4% | 29.5% | 31.6% | 34.5% | 29.8% | 26.4% | 30.9% | 24.0% | 22.5% | 23.9% | 29.0% | 30.1% |
| Net margin | 29.2% | 24.6% | 26.2% | 28.4% | 24.8% | 22.2% | 26.1% | 20.2% | 18.7% | 19.9% | 24.6% | 24.8% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in CMTV's financial statements (latest annual report filed March 27, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
CMTV financial results
In fiscal year 2025 (ended December 31, 2025), Community Bancorp. reported revenue of $68.8 million, up 15.4% from the year before. It had net income of $17.0 million (up 32.9%), a net profit margin of 24.7%. Diluted earnings per share came to $3.01. Over five years revenue grew at an average rate of 12.1% a year.
See the CMTV stock overview for the latest quote and news, or the CMTV chart for price history and technical indicators.
CMTV income statement FAQ
What is Community Bancorp.'s annual revenue?
Community Bancorp. reported total revenue of $68.8 million for fiscal year 2025, which ended on December 31, 2025. That was up 15.4% from $59.6 million the previous year.
Is Community Bancorp. profitable?
Yes. Community Bancorp. reported net income of $17.0 million in fiscal 2025, a net profit margin of 24.7%; its operating margin was 29.7%.
What is Community Bancorp.'s gross margin?
Community Bancorp.'s gross margin was 68.9% in fiscal 2025: for every $100 of revenue, Community Bancorp. kept $69 after the direct cost of its products and services.
How fast is Community Bancorp. growing?
Revenue grew 12.1% a year on average over the last five fiscal years, from $38.9 million to $68.8 million.
What are Community Bancorp.'s earnings per share?
Community Bancorp. earned $3.01 per diluted share in fiscal 2025, compared with $2.27 a year earlier.
When will Community Bancorp. report its next earnings?
Community Bancorp. is expected to report results for the quarter ending September 30, 2026 on November 13, 2026.
When does Community Bancorp.'s fiscal year end?
Community Bancorp.'s fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 27, 2026.