The Bank of Princeton (BPRN) Income Statement
BPRN 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsBPRN revenue and net income
Where BPRN's revenue goes
2025Each bar shows an amount and its share of revenue. BPRN kept 13.4% of revenue as net income.
BPRN profit margins
BPRN growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +6.0% | +20.8% | +15.9% | +11.8% |
| Gross profit | +11.5% | +2.3% | +9.9% | +7.8% |
| Operating income | +84.8% | −11.4% | +6.5% | +4.9% |
| Net income | +81.7% | −11.1% | +6.2% | +5.4% |
| EPS (diluted) | −4.9% | −12.9% | +6.3% | +1.9% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
BPRN quarterly EPS vs estimates
Bank of Princeton beat the analyst EPS estimate in 6 of the last 8 quarters. Next report: November 4, 2026 (estimate $0.98).
BPRN income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $139.0M | $131.1M | $105.4M | $78.9M | $73.9M | $66.5M | $63.1M | $56.5M | $50.8M | $47.8M |
| Cost of revenue | $61.4M | $61.5M | $36.3M | $6.4M | $10.3M | $18.1M | $23.1M | $14.0M | $12.6M | $7.7M |
| Gross profit | $77.6M | $69.6M | $69.1M | $72.5M | $63.6M | $48.4M | $40.0M | $42.5M | $38.2M | $40.1M |
| Sales, general & admin | $4.0M | $27.8M | $24.8M | $21.9M | $18.5M | $17.2M | $15.7M | $15.3M | $13.8M | $14.3M |
| Total operating expenses | $53.9M | $56.8M | $38.8M | $38.5M | $34.5M | $31.1M | $27.7M | $24.8M | $23.3M | $23.8M |
| Operating income | $23.7M | $12.8M | $30.3M | $34.1M | $29.2M | $17.3M | $12.3M | $17.7M | $14.9M | $16.3M |
| Interest income | $130.6M | $122.9M | $91.1M | $74.1M | $69.3M | $61.7M | $59.7M | $54.4M | $48.0M | $45.4M |
| Interest expense | $54.7M | $56.4M | $33.2M | $6.0M | $6.7M | $12.8M | $18.3M | $13.4M | $8.8M | $7.8M |
| Income before taxes | $23.7M | $12.8M | $30.3M | $34.1M | $29.2M | $17.3M | $12.3M | $17.7M | $14.9M | $16.3M |
| Income taxes | $5.1M | $2.6M | $4.6M | $7.6M | $6.7M | $3.5M | $2.2M | $3.0M | $3.8M | $4.5M |
| Net income | $18.6M | $10.2M | $25.8M | $26.5M | $22.5M | $13.8M | $10.1M | $14.7M | $11.0M | $11.8M |
| EBITDA | $26.3M | $15.1M | $32.3M | $36.1M | $31.1M | $19.2M | $13.6M | $18.3M | $15.7M | $17.3M |
| EPS (diluted) | $2.72 | $2.86 | $4.89 | $4.11 | $3.30 | $2.00 | $1.53 | $2.14 | $2.03 | $1.19 |
| Gross margin | 55.8% | 53.1% | 65.6% | 91.9% | 86.1% | 72.8% | 63.4% | 75.2% | 75.2% | 83.8% |
| Operating margin | 17.0% | 9.8% | 28.8% | 43.1% | 39.5% | 26.0% | 19.5% | 31.3% | 29.3% | 34.1% |
| Net margin | 13.4% | 7.8% | 24.4% | 33.6% | 30.4% | 20.8% | 16.1% | 26.0% | 21.7% | 24.8% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $34.1M | $33.5M | $33.9M | $34.7M | $35.0M | $35.5M | $35.7M | $33.9M | $31.5M | $30.1M | $29.3M | $29.4M |
| Cost of revenue | $11.3M | $12.1M | $13.2M | $12.5M | $20.9M | $14.8M | $16.1M | $19.3M | $13.3M | $12.8M | $12.1M | $10.1M |
| Gross profit | $22.8M | $21.5M | $20.6M | $22.2M | $14.1M | $20.7M | $19.6M | $14.6M | $18.2M | $17.2M | $17.2M | $19.3M |
| Sales, general & admin | $1.1M | $935,000 | $949,000 | $7.7M | $873,000 | $7.9M | $6.9M | $7.1M | $6.9M | $6.9M | $6.4M | $6.6M |
| Total operating expenses | $13.6M | $13.4M | $12.7M | $13.9M | $13.5M | $13.8M | $12.8M | $20.1M | $12.0M | $11.8M | $10.9M | $10.2M |
| Operating income | $9.2M | $8.1M | $7.9M | $8.3M | $596,000 | $6.9M | $6.8M | −$5.6M | $6.2M | $5.4M | $6.3M | $9.1M |
| Interest income | $31.7M | $31.1M | $31.8M | $32.7M | $32.8M | $33.3M | $33.7M | $31.8M | $29.4M | $28.1M | $27.6M | $27.0M |
| Interest expense | $11.6M | $12.2M | $13.1M | $13.1M | $13.9M | $14.5M | $15.7M | $14.7M | $13.4M | $12.6M | $11.5M | $10.3M |
| Income before taxes | $9.2M | $8.1M | $7.9M | $8.3M | $596,000 | $6.9M | $6.8M | −$5.6M | $6.2M | $5.4M | $6.3M | $9.1M |
| Income taxes | $2.1M | $1.8M | $1.8M | $1.8M | −$92,000 | $1.5M | $1.6M | −$1.1M | $1.0M | $1.1M | $996,000 | $1.5M |
| Net income | $7.1M | $6.2M | $6.1M | $6.5M | $688,000 | $5.4M | $5.2M | −$4.5M | $5.1M | $4.3M | $5.3M | $7.6M |
| EBITDA | $9.8M | $8.5M | $8.6M | $8.9M | $1.3M | $7.6M | $7.5M | −$5.0M | $6.7M | $5.9M | $6.8M | $9.6M |
| EPS (diluted) | $1.04 | $0.91 | $0.90 | $0.95 | $0.10 | $0.77 | $0.75 | $0.63 | $0.80 | $0.68 | $0.82 | $0.98 |
| Gross margin | 67.0% | 64.0% | 61.0% | 64.1% | 40.3% | 58.3% | 54.9% | 43.0% | 57.7% | 57.4% | 58.7% | 65.5% |
| Operating margin | 26.9% | 24.0% | 23.4% | 23.9% | 1.7% | 19.4% | 19.1% | −16.5% | 19.6% | 18.0% | 21.4% | 31.0% |
| Net margin | 20.8% | 18.6% | 17.9% | 18.7% | 2.0% | 15.2% | 14.6% | −13.2% | 16.3% | 14.5% | 18.0% | 25.8% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in BPRN's financial statements (latest annual report filed March 13, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
BPRN financial results
In fiscal year 2025 (ended December 31, 2025), Bank of Princeton reported revenue of $139.0 million, up 6.0% from the year before. It had net income of $18.6 million (up 81.7%), a net profit margin of 13.4%. Diluted earnings per share came to $2.72. Over five years revenue grew at an average rate of 15.9% a year.
See the BPRN stock overview for the latest quote and news, or the BPRN chart for price history and technical indicators.
BPRN income statement FAQ
What is Bank of Princeton's annual revenue?
Bank of Princeton reported total revenue of $139.0 million for fiscal year 2025, which ended on December 31, 2025. That was up 6.0% from $131.1 million the previous year.
Is Bank of Princeton profitable?
Yes. Bank of Princeton reported net income of $18.6 million in fiscal 2025, a net profit margin of 13.4%; its operating margin was 17.0%.
What is Bank of Princeton's gross margin?
Bank of Princeton's gross margin was 55.8% in fiscal 2025: for every $100 of revenue, Bank of Princeton kept $56 after the direct cost of its products and services.
How fast is Bank of Princeton growing?
Revenue grew 15.9% a year on average over the last five fiscal years, from $66.5 million to $139.0 million.
What are Bank of Princeton's earnings per share?
Bank of Princeton earned $2.72 per diluted share in fiscal 2025, compared with $2.86 a year earlier.
When will Bank of Princeton report its next earnings?
Bank of Princeton is expected to report results for the quarter ending September 30, 2026 on November 4, 2026.
When does Bank of Princeton's fiscal year end?
Bank of Princeton's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 13, 2026.