The Bank of Princeton (BPRN) Key Metrics
BPRN valuation today
Trailing 12 months · as of October 17, 2026- Market cap
- $299.2M
- Enterprise value
- $253.5M
- P/E (TTM)
- 11.6 10-yr median 12.8
- Forward P/E
- 11.2
- PEG ratio
- —
- Price / sales
- 3.4 10-yr median 2.6
- Price / book
- 1.0 10-yr median 0.9
- EV / EBITDA
- — 10-yr median 3.4
- Dividend yield
- 3.19% $1.40 a year
- Beta
- 0.46
BPRN key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsBPRN valuation Price multiples at each fiscal year-end price.
BPRN returns How much profit the business earns on the capital it uses.
BPRN per-share figures Results divided by the shares outstanding at year-end.
BPRN financial health Debt, liquidity and how easily interest is covered.
BPRN efficiency & capital use Working capital cycle and where the cash goes.
BPRN valuation history
BPRN returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
BPRN debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
BPRN cash returned to shareholders
BPRN price vs earnings per share
BPRN key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $238.0M | $227.9M | $229.4M | $204.6M | $199.9M | $160.8M | $217.2M | $191.7M | $198.7M | — |
| Enterprise value | $91.1M | $23.3M | $127.8M | $94.6M | $105.2M | $36.7M | $47.3M | $184.5M | $14.2M | — |
| P/E ratio | 12.8 | 22.3 | 8.9 | 7.7 | 8.9 | 11.6 | 21.4 | 13.0 | 18.0 | — |
| Price / sales | 1.7 | 1.7 | 2.2 | 2.6 | 2.7 | 2.4 | 3.4 | 3.4 | 3.9 | — |
| Price / book | 0.9 | 0.9 | 1.0 | 0.9 | 0.9 | 0.8 | 1.1 | 1.0 | 1.2 | — |
| Price / free cash flow | 11.6 | 17.3 | 10.7 | 8.7 | 21.7 | 10.7 | 16.6 | 11.9 | 15.7 | — |
| Price / operating cash flow | 11.1 | 15.5 | 9.9 | 8.5 | 15.5 | 8.9 | 12.7 | 11.3 | 15.5 | — |
| EV / sales | 0.7 | 0.2 | 1.2 | 1.2 | 1.4 | 0.6 | 0.7 | 3.3 | 0.3 | — |
| EV / EBITDA | 3.5 | 1.5 | 4.0 | 2.6 | 3.4 | 1.9 | 3.5 | 10.1 | 0.9 | — |
| EV / free cash flow | 4.4 | 1.8 | 6.0 | 4.0 | 11.4 | 2.4 | 3.6 | 11.5 | 1.1 | — |
| Earnings yield | 7.8% | 4.5% | 11.2% | 13.0% | 11.3% | 8.6% | 4.7% | 7.7% | 5.5% | — |
| Free cash flow yield | 8.7% | 5.8% | 9.3% | 11.4% | 4.6% | 9.3% | 6.0% | 8.4% | 6.4% | — |
| Dividend yield | 3.6% | 3.3% | 3.2% | 3.2% | 2.2% | 1.7% | 0.6% | 0.1% | 0.1% | — |
| Shareholder yield (dividends + buybacks) | 6.9% | 3.7% | 3.7% | 7.8% | 7.2% | 1.7% | 0.6% | 0.1% | 0.1% | — |
| Share price at fiscal year-end | $34.69 | $34.43 | $35.90 | $31.72 | $29.33 | $23.41 | $31.49 | $27.90 | $34.34 | — |
| Per share | ||||||||||
| Revenue per share | $20.26 | $19.80 | $16.50 | $12.24 | $10.85 | $9.68 | $9.15 | $8.22 | $8.78 | $9.52 |
| Earnings per share | $2.71 | $1.55 | $4.03 | $4.11 | $3.30 | $2.01 | $1.47 | $2.14 | $1.90 | $2.36 |
| Operating cash flow per share | $3.13 | $2.23 | $3.62 | $3.72 | $1.89 | $2.63 | $2.47 | $2.48 | $2.21 | $2.71 |
| Free cash flow per share | $3.00 | $1.99 | $3.35 | $3.63 | $1.35 | $2.18 | $1.90 | $2.34 | $2.19 | $2.70 |
| Cash per share | $24.50 | $34.38 | $19.70 | $21.21 | $16.61 | $20.83 | $26.81 | $17.18 | $31.89 | $26.43 |
| Book value per share | $39.46 | $39.58 | $37.60 | $34.05 | $31.78 | $30.40 | $28.41 | $26.82 | $29.08 | $20.61 |
| Tangible book value per share | $36.96 | $36.86 | $35.99 | $32.40 | $30.13 | $28.67 | $26.58 | $26.82 | $29.08 | $20.61 |
| Dividends per share | $1.26 | $1.15 | $1.17 | $1.00 | $0.64 | $0.39 | $0.19 | $0.03 | $0.03 | $0.00 |
| Capex per share | $0.13 | $0.23 | $0.27 | $0.09 | $0.54 | $0.45 | $0.58 | $0.14 | $0.03 | $0.00 |
| Debt per share | $3.09 | $3.47 | $3.80 | $4.15 | $2.72 | $2.76 | $2.18 | $16.12 | $0.00 | $22.36 |
| Shares outstanding | 6.9M | 6.6M | 6.4M | 6.4M | 6.8M | 6.9M | 6.9M | 6.9M | 5.8M | 5.0M |
| Change in shares outstanding | +3.6% | +3.6% | −0.9% | −5.4% | −0.8% | −0.4% | +0.3% | +18.7% | +15.3% | +6.8% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 7.0% | 4.1% | 11.2% | 12.1% | 10.6% | 6.8% | 5.3% | 8.3% | 8.1% | 12.2% |
| Return on invested capital (ROIC) | 20.5% | 10.5% | 20.8% | 22.9% | 21.8% | 24.9% | 10.0% | 18.3% | — | 9.0% |
| Return on assets (ROA) | 0.8% | 0.5% | 1.5% | 1.6% | 1.4% | 0.9% | 0.7% | 1.2% | 1.0% | 1.2% |
| Return on tangible assets | 0.8% | 0.4% | 1.4% | 1.7% | 1.3% | 0.9% | 0.7% | 1.2% | 0.9% | 1.2% |
| Free cash flow margin | 14.8% | 10.1% | 20.3% | 29.6% | 12.5% | 22.6% | 20.7% | 28.4% | 24.9% | 28.4% |
| Income quality (OCF / net income) | 1.15 | 1.44 | 0.90 | 0.91 | 0.57 | 1.31 | 1.68 | 1.16 | 1.16 | 1.15 |
| Financial health | ||||||||||
| Total debt | $21.2M | $22.9M | $24.3M | $26.8M | $18.6M | $19.0M | $15.0M | $110.8M | $0 | $112.2M |
| Cash & short-term investments | $168.0M | $227.6M | $125.9M | $136.8M | $113.2M | $143.1M | $184.9M | $118.1M | $184.6M | $132.6M |
| Net debt | −$146.9M | −$204.7M | −$101.6M | −$110.0M | −$94.6M | −$124.1M | −$169.9M | −$7.3M | −$184.6M | −$20.4M |
| Debt / equity | 0.08 | 0.09 | 0.10 | 0.12 | 0.09 | 0.09 | 0.08 | 0.60 | 0.00 | 1.08 |
| Debt / assets | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.09 | 0.00 | 0.11 |
| Net debt / EBITDA | −5.58 | −13.55 | −3.14 | −3.05 | −3.04 | −6.47 | −12.51 | −0.40 | −11.77 | −1.18 |
| Current ratio | 0.09 | 0.12 | 0.08 | 86.71 | 0.08 | 0.11 | 0.15 | 0.11 | 0.18 | 0.15 |
| Quick ratio | 0.09 | 0.12 | 1.12 | 5.98 | 0.19 | 0.17 | 0.21 | 0.14 | 0.27 | 0.17 |
| Interest coverage | 0.4 | 0.2 | 0.9 | 5.7 | 4.4 | 1.3 | 0.7 | 1.3 | 1.7 | 2.1 |
| Working capital | −$1.81B | −$1.81B | −$1.51B | $1.44B | −$1.33B | −$1.22B | −$1.05B | −$943.0M | −$843.8M | −$786.7M |
| Invested capital | $123.9M | $57.4M | $138.6M | $109.6M | $122.0M | $84.7M | $26.1M | $177.1M | −$16.3M | $83.0M |
| Tangible asset value | $253.6M | $244.0M | $229.9M | $208.9M | $205.3M | $196.9M | $183.3M | $184.3M | $168.3M | $103.5M |
| Net current asset value | −$1.84B | −$1.84B | −$1.54B | $72.0M | −$1.35B | −$1.25B | −$1.07B | −$945.4M | −$844.2M | −$786.7M |
| Graham number | $49.08 | $37.12 | $58.41 | $56.10 | $48.58 | $37.08 | $30.66 | $35.94 | $35.29 | $33.08 |
| Graham net-net per share | −$268.30 | −$278.64 | −$375.38 | −$87.60 | −$210.79 | −$187.60 | −$160.88 | −$139.91 | −$153.56 | −$159.18 |
| Capital allocation | ||||||||||
| Dividends paid | $8.7M | $7.6M | $7.4M | $6.5M | $4.4M | $2.7M | $1.3M | $200,000 | $200,000 | $0 |
| Share buybacks (net) | $7.9M | $842,000 | $1.1M | $9.4M | $10.0M | — | $0 | $0 | $0 | $0 |
| Dividend payout ratio | 46.6% | 74.3% | 28.9% | 24.4% | 19.5% | 19.6% | 12.6% | 1.4% | 1.8% | 0.0% |
| Dividends + buybacks / free cash flow | 80.2% | 64.0% | 39.9% | 67.9% | 156.6% | 18.1% | 9.8% | 1.2% | 1.6% | 0.0% |
| Capex / revenue | 0.6% | 1.2% | 1.6% | 0.8% | 5.0% | 4.7% | 6.3% | 1.7% | 0.3% | 0.0% |
| Capex / operating cash flow | 4.1% | 10.4% | 7.4% | 2.5% | 28.6% | 17.1% | 23.3% | 5.6% | 1.2% | 0.1% |
| Capex / depreciation | 0.34 | 0.67 | 0.87 | 0.30 | 1.89 | 1.64 | 3.13 | 1.50 | 0.18 | 0.01 |
| Stock-based compensation / revenue | 0.9% | 0.8% | 0.8% | 0.1% | 0.4% | 0.5% | 0.8% | 1.2% | 0.9% | 1.1% |
| SG&A / revenue | 2.9% | 21.2% | 23.5% | 27.8% | 25.0% | 25.9% | 24.9% | 27.1% | 27.2% | 29.9% |
| Efficiency | ||||||||||
| Days sales outstanding | 20.7 | 19.6 | 18.8 | 20.7 | 22.5 | 23.4 | 21.3 | 23.4 | 24.0 | 23.9 |
| Days of inventory on hand | — | — | -1,766.4 | 33,954.9 | -4,350.0 | -1,602.9 | -841.7 | -1,526.7 | -1,591.5 | -531.5 |
| Days payables outstanding | 71.1 | 72.9 | 51.3 | 59.1 | 62.4 | 64.3 | 48.1 | 49.3 | 42.4 | 64.9 |
| Cash conversion cycle (days) | -50.4 | -53.3 | -1,798.9 | 33,916.6 | -4,389.9 | -1,643.9 | -868.6 | -1,552.6 | -1,609.8 | -572.5 |
| Receivables turnover | 17.63 | 18.64 | 19.44 | 17.59 | 16.23 | 15.61 | 17.15 | 15.60 | 15.18 | 15.24 |
| Payables turnover | 5.13 | 5.01 | 7.12 | 6.18 | 5.85 | 5.68 | 7.58 | 7.40 | 8.61 | 5.62 |
| Inventory turnover | — | — | — | 0.01 | — | — | — | — | — | — |
| Asset turnover | 0.06 | 0.06 | 0.06 | 0.05 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 |
| Average receivables | $7.9M | $7.0M | $5.4M | $4.5M | $4.6M | $4.3M | $3.7M | $3.6M | $3.3M | $3.1M |
| Average payables | $12.0M | $12.3M | $5.1M | $1.0M | $1.8M | $3.2M | $3.0M | $1.9M | $1.5M | $1.4M |
| Average inventory | — | — | −$175.5M | $595.4M | −$122.7M | −$79.3M | −$53.2M | −$58.6M | −$55.0M | −$11.2M |
| Intangibles / total assets | 0.8% | 0.8% | 0.5% | 0.7% | 0.7% | 0.7% | 0.9% | 0.0% | 0.0% | 0.0% |
Computed from BPRN's annual financial statements (latest annual report filed March 13, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
BPRN valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Bank of Princeton traded at 12.8 times earnings, against a 10-year median of 12.8. Based on the latest twelve months, the trailing P/E is 11.6 and the forward P/E is 11.2. Bank of Princeton earned a return on equity of 7.0% and a return on invested capital of 20.5% in fiscal 2025. It ended the year with $21.2 million of debt and $168.0 million in cash and short-term investments, a net cash position of $146.9 million. It returned $16.5 million to shareholders: $8.7 million in dividends and $7.9 million in share buybacks, 80% of free cash flow. The share count rose 36.7% from 5.0M to 6.9M over 9 years.
See the BPRN income statement, the BPRN chart for price history, or the BPRN stock overview for the latest quote and news.
BPRN key metrics FAQ
What is Bank of Princeton's P/E ratio?
Bank of Princeton's trailing P/E ratio is 11.6 based on the last twelve months of earnings (as of October 17, 2026), and its forward P/E is 11.2. At the end of fiscal 2025 it was 12.8, compared with a 10-year median of 12.8.
What is Bank of Princeton's EV/EBITDA?
Bank of Princeton's enterprise value was 3.5 times EBITDA at the end of fiscal 2025 (enterprise value $91.1 million, EBITDA $26.3 million).
What is Bank of Princeton's return on equity?
Bank of Princeton's return on equity (ROE) was 7.0% in fiscal 2025: net income of $18.6 million on average shareholders' equity of $266.4 million.
What is Bank of Princeton's ROIC?
Bank of Princeton's return on invested capital was 20.5% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does Bank of Princeton have?
Bank of Princeton had total debt of $21.2 million at the end of fiscal 2025, a debt-to-equity ratio of 0.08 and more cash than debt.
What is Bank of Princeton's dividend yield?
Bank of Princeton's forward dividend yield is 3.19%. Bank of Princeton paid $8.7 million in dividends in fiscal 2025 ($1.26 per share), a payout ratio of 46.6%.
Does Bank of Princeton buy back its shares?
Yes. Bank of Princeton spent $7.9 million on net share repurchases in fiscal 2025 Shares outstanding changed +3.6% over the year, to 6.9M..
What is Bank of Princeton's free cash flow yield?
Bank of Princeton generated $20.6 million of free cash flow in fiscal 2025, a free cash flow yield of 8.7% on its market value at year-end ($238.0 million).
What is Bank of Princeton's current ratio?
Bank of Princeton's current ratio was 0.09 at the end of fiscal 2025: current assets were 0.09 times current liabilities.