Auburn National Bancorporation, Inc. (AUBN) Income Statement
AUBN 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsAUBN revenue and net income
Where AUBN's revenue goes
2025Each bar shows an amount and its share of revenue. AUBN kept 22.1% of revenue as net income.
AUBN profit margins
AUBN growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | −22.3% | −0.0% | −0.5% | +0.3% |
| Gross profit | +5.2% | +3.0% | +2.4% | +1.7% |
| Operating income | +9.7% | −10.5% | +0.3% | −1.5% |
| Net income | +13.4% | −11.2% | −0.5% | −0.8% |
| EPS (diluted) | +13.7% | −10.9% | −0.2% | −0.8% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
AUBN quarterly EPS vs estimates
Next report: October 22, 2026.
AUBN income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $32.8M | $42.2M | $31.4M | $32.8M | $30.8M | $33.6M | $35.7M | $32.6M | $31.6M | $30.2M |
| Cost of revenue | $631,000 | $11.6M | $8.2M | $3.4M | $1.9M | $5.0M | $3.9M | $3.7M | $3.3M | $3.6M |
| Gross profit | $32.2M | $30.6M | $23.2M | $29.4M | $28.9M | $28.6M | $31.8M | $28.9M | $28.3M | $26.6M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $13.7M | $13.1M | $12.7M | $11.1M | $12.1M | $11.6M | $12.1M | $11.0M | $10.4M | $10.2M |
| Total operating expenses | $23.0M | $22.2M | $22.6M | $16.6M | $19.4M | $19.6M | $19.7M | $17.9M | $16.8M | $15.3M |
| Operating income | $9.2M | $8.4M | $618,000 | $12.8M | $9.4M | $9.1M | $12.1M | $11.0M | $11.5M | $11.3M |
| Interest income | $40.8M | $38.7M | $34.4M | $27.2M | $24.0M | $24.3M | $30.2M | $29.2M | $28.1M | $26.8M |
| Interest expense | $11.1M | $11.6M | $8.0M | $2.4M | $2.5M | $3.9M | $4.2M | $3.7M | $3.6M | $4.1M |
| Income before taxes | $9.2M | $8.4M | $618,000 | $12.8M | $9.4M | $9.1M | $12.1M | $11.0M | $11.5M | $11.3M |
| Income taxes | $2.0M | $2.0M | −$777,000 | $2.5M | $1.4M | $1.6M | $2.4M | $2.2M | $3.6M | $3.1M |
| Net income | $7.3M | $6.4M | $1.4M | $10.3M | $8.0M | $7.5M | $9.7M | $8.8M | $7.8M | $8.2M |
| EBITDA | $11.3M | $10.3M | $2.3M | $14.4M | $10.7M | $10.7M | $13.3M | $12.0M | $12.5M | $12.5M |
| EPS (diluted) | $2.08 | $1.83 | $0.40 | $2.94 | $2.26 | $2.10 | $2.71 | $2.42 | $2.26 | $2.15 |
| Gross margin | 98.1% | 72.4% | 73.9% | 89.7% | 93.8% | 85.2% | 89.0% | 88.7% | 89.6% | 88.1% |
| Operating margin | 28.1% | 19.9% | 2.0% | 39.2% | 30.7% | 27.0% | 33.9% | 33.8% | 36.4% | 37.3% |
| Net margin | 22.1% | 15.2% | 4.4% | 31.5% | 26.1% | 22.2% | 27.3% | 27.1% | 24.9% | 27.0% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $8.8M | $8.6M | $8.5M | $11.2M | $10.9M | $10.6M | $10.8M | $10.8M | $10.5M | $10.1M | $3.7M | $9.5M |
| Cost of revenue | −$248,000 | −$76,000 | $783,000 | $2.6M | $2.9M | $2.8M | $2.9M | $3.0M | $2.8M | $2.9M | $3.4M | $2.5M |
| Gross profit | $9.0M | $8.7M | $7.7M | $8.7M | $8.0M | $7.8M | $7.9M | $7.8M | $7.7M | $7.2M | $304,000 | $7.0M |
| Sales, general & admin | $3.8M | $3.9M | $3.6M | $4.0M | $4.2M | $3.3M | $3.7M | $3.1M | $3.1M | $3.1M | $3.9M | $2.8M |
| Total operating expenses | $6.1M | $5.9M | $5.6M | $5.8M | $5.7M | $5.9M | $5.5M | $5.5M | $5.5M | $5.7M | $5.8M | $5.4M |
| Operating income | $2.9M | $2.8M | $2.1M | $2.9M | $2.3M | $1.9M | $2.4M | $2.3M | $2.2M | $1.5M | −$5.5M | $1.7M |
| Interest income | $10.6M | $10.4M | $10.4M | $10.4M | $10.1M | $9.9M | $10.0M | $10.0M | $9.6M | $9.2M | $9.1M | $6.3M |
| Interest expense | $2.7M | $2.6M | $2.7M | $2.8M | $2.8M | $2.8M | $3.0M | $3.2M | $2.9M | $2.6M | $3.0M | $2.4M |
| Income before taxes | $2.9M | $2.8M | $2.1M | $2.9M | $2.3M | $1.9M | $2.4M | $2.3M | $2.2M | $1.5M | −$5.5M | $1.7M |
| Income taxes | $611,000 | $603,000 | $456,000 | $623,000 | $485,000 | $392,000 | $830,000 | $531,000 | $475,000 | $164,000 | −$1.5M | $182,000 |
| Net income | $2.3M | $2.2M | $1.7M | $2.2M | $1.8M | $1.5M | $1.6M | $1.7M | $1.7M | $1.4M | −$4.0M | $1.5M |
| EBITDA | $2.9M | $3.4M | $2.7M | $3.4M | $2.8M | $2.5M | $2.9M | $2.8M | $2.7M | $2.0M | −$5.1M | $2.1M |
| EPS (diluted) | $0.66 | $0.63 | $0.48 | $0.64 | $0.52 | $0.44 | $0.45 | $0.50 | $0.50 | $0.39 | −$1.14 | $0.43 |
| Gross margin | 102.8% | 100.9% | 90.8% | 77.0% | 73.6% | 73.5% | 72.8% | 71.8% | 73.7% | 71.3% | 8.3% | 74.0% |
| Operating margin | 33.2% | 32.5% | 25.1% | 25.4% | 21.3% | 18.1% | 22.1% | 20.9% | 21.1% | 15.2% | −149.7% | 17.6% |
| Net margin | 26.2% | 25.5% | 19.7% | 19.8% | 16.8% | 14.4% | 14.4% | 16.0% | 16.5% | 13.6% | −108.5% | 15.6% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in AUBN's financial statements (latest annual report filed March 17, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
AUBN financial results
In fiscal year 2025 (ended December 31, 2025), Auburn National Bancorporation reported revenue of $32.8 million, down 22.3% from the year before. It had net income of $7.3 million (up 13.4%), a net profit margin of 22.1%. Diluted earnings per share came to $2.08. Over five years revenue grew at an average rate of −0.5% a year.
See the AUBN stock overview for the latest quote and news, or the AUBN chart for price history and technical indicators.
AUBN income statement FAQ
What is Auburn National Bancorporation's annual revenue?
Auburn National Bancorporation reported total revenue of $32.8 million for fiscal year 2025, which ended on December 31, 2025. That was down 22.3% from $42.2 million the previous year.
Is Auburn National Bancorporation profitable?
Yes. Auburn National Bancorporation reported net income of $7.3 million in fiscal 2025, a net profit margin of 22.1%; its operating margin was 28.1%.
What is Auburn National Bancorporation's gross margin?
Auburn National Bancorporation's gross margin was 98.1% in fiscal 2025: for every $100 of revenue, Auburn National Bancorporation kept $98 after the direct cost of its products and services.
How fast is Auburn National Bancorporation growing?
Revenue grew −0.5% a year on average over the last five fiscal years, from $33.6 million to $32.8 million.
What are Auburn National Bancorporation's earnings per share?
Auburn National Bancorporation earned $2.08 per diluted share in fiscal 2025, compared with $1.83 a year earlier.
When will Auburn National Bancorporation report its next earnings?
Auburn National Bancorporation is expected to report results for the quarter ending September 30, 2026 on October 22, 2026.
When does Auburn National Bancorporation's fiscal year end?
Auburn National Bancorporation's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 17, 2026.