Toppoint Holdings Inc. (TOPP) AI Stock Analysis

NYSE American: TOPPAI research summary: business, growth, valuation, analysts, bull and bear case.

TOPP AI stock analysis summary

AI Research

Toppoint Holdings Inc. provides truckload services focused on the recycling export supply chain in the United States. Revenue grew 3.2% in FY2025 to $16.5M after previous contractions, but net income dropped to -$7.3M. As of June 30, 2026, the company held $4.7M in cash against $1.3M in total debt.

Market cap
$3.1M
Revenue (TTM)
$17.5M
P/E
—
1Y return
-92.5%
S&P 500 16.8%
Avg. target
—

Bull case

  • The company maintains a positive net cash position of $3.4M with $4.7M in cash against $1.3M in debt as of June 30, 2026.
  • Quarterly revenue growth rebounded by 16.9% year-over-year in the quarter ended June 30, 2026.
  • Insiders hold 53.4% of the company's equity, aligning leadership closely with common shares.

Bear case

  • Net income plunged to -$7.3M in FY2025 as operating margin reached -44.6%.
  • Free cash flow remained negative at -$2.1M in FY2025 following a negative -$1.8M outflow in FY2024.
  • The stock price fell 92.5% over the past year to close at $0.13 on October 16, 2026.

What Toppoint does

Toppoint Holdings Inc., through its subsidiary Toppoint Inc., provides truckload services and logistics solutions focused on the recycling export supply chain across the United States. Founded in 2014 and based in North Wales, Pennsylvania, the company transports food waste, wastepaper, scrap metal, logs, batteries, plastic, and import products. It manages 20-foot, 40-foot, and 45-foot containers, including refrigerated and Hazmat cargo. Toppoint also coordinates import brokers to customer docks and offers freight brokerage solutions, serving waste and recycling firms, recycling centers, and commodity traders with 3 full-time employees.

Growth and profitability

Toppoint recorded a 3-year revenue CAGR of -8.3% from FY2022 to FY2025. Annual revenue decreased from $21.5M in FY2022 to $18.0M in FY2023 and $16.0M in FY2024, before increasing 3.2% to $16.5M in FY2025. Gross margin contracted steadily from 23.4% in FY2022 to 11.6% in FY2025. The company posted an operating margin of -44.6% and net income of -$7.3M in FY2025, resulting in diluted earnings per share of -$0.39. For the trailing twelve months ended June 30, 2026, revenue was $17.5M, supported by latest quarterly revenue growth of 16.9% year-over-year, while operating margin remained negative at -7.3%.

TOPP income statement →

Balance sheet and cash flow

As of June 30, 2026, Toppoint held $4.7M in cash and short-term investments and $1.3M in total debt, leaving net cash of $3.4M. The company reported a current ratio of 5.65 and a debt-to-equity ratio of 0.11 alongside shareholders' equity of $11.8M. Operating cash flow stood at -$1.8M and free cash flow was -$2.1M in FY2025, which included capital expenditures of $355,370.

TOPP balance sheet →

Valuation and performance

At a closing price of $0.13 on October 16, 2026, Toppoint had a market capitalization of $3.1M and an enterprise value of $83,089. The stock traded at a price-to-sales multiple of 0.2x, below the median of its US-listed Industrials peers of 1.5x. Its enterprise value-to-EBITDA ratio stood at 74.0x, above the peer median of 13.9x. The stock declined 92.5% over the past year, underperforming the S&P 500 (SPY), which gained 16.8% over the same timeframe.

TOPP key metrics →

What analysts expect

Toppoint currently has no analyst recommendations, consensus price targets, or published forward estimates. Diluted earnings per share were -$0.33 over the trailing twelve months ended June 30, 2026, with a return on equity of -58.6%. The company is scheduled to report its next earnings on November 13, 2026. Insiders own 53.4% of the shares, while institutional investors hold 0.7%.

Key risks and what to watch

  • Continued cash burn could erode balance sheet liquidity after operating cash flow registered -$1.8M in FY2025.
  • A 3-year revenue CAGR of -8.3% indicates longer-term sales headwinds despite recent quarterly gains.
  • A micro-cap market capitalization of $3.1M and 0.7% institutional ownership may result in limited trading liquidity.

AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer

About this TOPP AI stock analysis

This page is an AI-written research summary of Toppoint Holdings Inc. (TOPP). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: TOPP income statement, TOPP balance sheet, TOPP key metrics, TOPP chart. See the TOPP stock overview for the latest quote and news.

TOPP AI stock analysis FAQ

What does Toppoint Holdings Inc. do?

Toppoint Holdings Inc. provides truckload transportation and freight brokerage solutions focused on the recycling export supply chain in the United States, hauling materials such as scrap metal, wastepaper, and food waste.

Does Toppoint Holdings Inc. pay a dividend?

No, Toppoint Holdings Inc. does not pay a dividend.

What is Toppoint's balance sheet position?

As of June 30, 2026, Toppoint reported $4.7M in cash and short-term investments, $1.3M in debt, and net cash of $3.4M, with a current ratio of 5.65.

When is Toppoint's next earnings report?

Toppoint is scheduled to report its next earnings on November 13, 2026.

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