The TJX Companies, Inc. (TJX) AI Stock Analysis

The TJX Companies, Inc. operates as an off-price retailer of apparel and home fashions across four segments: Marmaxx, HomeGoods, TJX Canada, and TJX International. Its merchandise includes family apparel, footwear, accessories, and home goods such as furniture, rugs, lighting, and decorative items, alongside gourmet foods and pet supplies. As of February 23, 2022, TJX operated over 1,284 T.J. Maxx, 1,148 Marshalls, 850 HomeGoods, 59 Sierra, and 39 Homesense locations in the United States, plus e-commerce sites like tjmaxx.com. Internationally, it runs Winners, HomeSense, and Marshalls stores in Canada, as well as T.K. Maxx and Homesense stores across Europe and Australia.

TJX increased annual revenue from $48.55B in FY2022 to $60.37B in FY2026, delivering a 5-year revenue CAGR of 13.4% through FY2026. Gross margin expanded from 28.5% in FY2022 to 31.0% in FY2026, while operating margin rose from 9.8% to 11.9% over the same period. Net income climbed from $3.28B in FY2022 to $5.49B in FY2026, with diluted EPS expanding from $2.70 to $4.88. For the latest quarter ended July 31, 2026, revenue increased 5.4% year-over-year, and earnings grew 23.6% year-over-year.

As of July 31, 2026, TJX held $6.00B in cash and short-term investments against total debt of $14.32B, resulting in net debt of $8.31B. The company recorded a current ratio of 1.15 and a debt-to-equity ratio of 1.34 on shareholders' equity of $10.65B. For FY2026, operating cash flow stood at $6.87B. Capital expenditures were $1.96B, while capital returns included $2.52B in share buybacks and $1.84B in dividends paid, contributing to an 8.1% reduction in share count over 5 years.

TJX trades at a trailing P/E of 27.3x and a forward P/E of 24.9x, both at a premium to the median of its S&P 500 Consumer Cyclical peers, which stand at 19.7x and 15.6x, respectively. Its price-to-sales of 2.6x and EV/EBITDA of 16.2x also exceed the peer group medians of 2.0x and 13.2x. Over the past year, the stock returned 4.6%, trailing the SPY return of 16.8%. Over a 5-year horizon, TJX returned 146.1%, outperforming the SPY return of 83.0%.

TJX pays a quarterly dividend with a forward annualized payout of $1.92, representing a dividend yield of 1.30% and a payout ratio of 35.4%. The company has paid dividends for 40 consecutive years and delivered a 5-year annualized dividend growth rate of 48.3%. Its last ex-dividend date is November 12, 2026.

Wall Street coverage includes 14 Strong Buy, 4 Buy, and 4 Hold ratings, with zero Sell or Strong Sell ratings. The mean price target of $170.80 implies 15.9% upside compared to the last close of $147.33. For the fiscal year ending January 31, 2027, consensus estimates project revenue of $64.03B and EPS of $5.25. TJX has beaten EPS estimates in each of the last 4 quarters, and its next earnings date is November 18, 2026.

This page is an AI-written research summary of The TJX Companies, Inc. (TJX). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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