Titan Machinery Inc. (TITN) AI Stock Analysis

Titan Machinery Inc. operates a network of full-service agricultural and construction equipment stores across the United States and Europe through its Agriculture, Construction, and International segments. The company sells new and used equipment, attachments, and home and garden machinery. For construction clients, it supplies heavy and light industrial machinery for commercial, road, energy, and forestry applications. In addition to equipment sales, the company provides maintenance and replacement parts, repair services, equipment rental, equipment transportation, precision farming products, and financial solutions through CNH Industrial. Headquartered in West Fargo, North Dakota, its European presence spans Bulgaria, Germany, Romania, and Ukraine.

Revenue grew from $1.71B in FY2022 to a peak of $2.76B in FY2024 before declining 2.0% to $2.70B in FY2025 and dropping 10.2% to $2.43B in FY2026. Across five years from FY2021 to FY2026, revenue posted a CAGR of 11.5%. Profitability contracted over the same period, with gross margin narrowing from 19.4% in FY2022 to 15.8% in FY2026, while operating margin fell from 5.3% to -0.1%. Net income shifted from $66.0M in FY2022 and $110.9M in FY2024 to -$36.9M in FY2025 and -$54.2M in FY2026. For the latest quarter ended July 31, 2026, quarterly revenue fell 9.2% year-over-year, while quarterly earnings dropped 28.6%.

As of July 31, 2026, Titan Machinery held $29.5M in cash and short-term investments against total debt of $884.4M, resulting in net debt of $854.9M and a debt-to-equity ratio of 1.59. Total assets stood at $1.63B and shareholders' equity was $557.8M, supported by a current ratio of 1.35. Operating cash flow improved to $137.5M in FY2026, generating free cash flow of $115.1M after capital expenditures of $22.4M. Over the last five years, the company's share count change was 3.1%.

At a last close price of $22.18, Titan Machinery has a market cap of $522.0M and an enterprise value of $1.43B. The stock trades at a forward P/E of 44.1x and an EV to EBITDA of 43.3x, both above the median of its US-listed Industrials peers of 17.2x and 13.9x, respectively. Its price-to-sales multiple of 0.2x and EV to revenue of 0.6x sit below peer median price-to-sales of 1.5x. Over the past year, the stock returned 43.3%, outperforming the SPY return of 16.8%, though its five-year return of -18.9% trailed the SPY return of 83.0%.

Analyst coverage consists of 3 Strong Buy ratings, 0 Buy ratings, 1 Hold rating, 0 Sell ratings, and 0 Strong Sell ratings. The mean price target is $25.25, representing a potential upside of 13.8% compared to the last close of $22.18. For the fiscal year ending January 31, 2027, consensus estimates project revenue of $2.11B and an EPS estimate of -$1.57. For the next fiscal year, 4 analysts project revenue of $2.18B and an EPS of -$0.57. The company beat EPS estimates in 1 of the last 4 quarters, with next earnings scheduled for November 24, 2026.

This page is an AI-written research summary of Titan Machinery Inc. (TITN). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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