RedCloud Holdings plc (RCT) AI Stock Analysis

RedCloud Holdings plc operates a cloud-based business-to-business open commerce platform primarily in Argentina, the United Kingdom, Brazil, Nigeria, South Africa, and internationally. The company develops and operates the RedAI infrastructure and associated products that facilitate the trading of consumer supplies of fast-moving consumer goods across business supply chains. Its platform collects, cleanses, and aggregates transactional and behavioural data through trade facilitation, offering AI-driven recommendations for inventory planning and procurement decisions across product catalogues. It also provides brands, distributors, and retailers with trading and product insights to assist commercial operations.

RedCloud increased annual revenue from $2.8M in FY2022 to $19.8M in FY2023 and $46.5M in FY2024, before reaching $48.5M in FY2025, reflecting a 3-year compound annual growth rate of 158.5%. However, annual revenue growth decelerated to 4.4% in FY2025. Gross margin expanded from -164.0% in FY2022 to 55.2% in FY2025. Operating margin was -89.8% in FY2025, compared to -469.1% in FY2022. Net losses remained substantial, totaling -$46.2M in FY2025 with a net margin of -95.3%. For the trailing twelve months ended June 30, 2026, revenue stood at $54.6M with quarterly revenue growth of 33.6% year-over-year.

As of June 30, 2026, RedCloud held $853,118 in cash and short-term investments alongside total debt of $18.4M, resulting in net debt of $17.5M. Total assets stood at $11.7M, while shareholders' equity was -$20.6M. The company reported a current ratio of 0.13. RedCloud burned cash in FY2025, posting an operating cash flow of -$37.0M and free cash flow of -$40.1M, with capital expenditures reaching $3.1M.

RedCloud shares closed at $0.08 on October 16, 2026, reflecting a market capitalization of $6.2M and an enterprise value of $26.2M. The stock trades at a price-to-sales multiple of 0.1x, well below the 2.8x median of its US-listed Technology peers. Its enterprise value-to-revenue ratio is 0.5x. Over the past year, RedCloud shares fell 94.7%, underperforming the S&P 500 (SPY), which gained 16.8% over the same period. The stock is also 86.4% below its 200-day average.

Wall Street analysts have set a mean price target of $5.50 for RedCloud, representing a 6615.5% premium to the last close of $0.08. For the current fiscal year ending December 31, 2026, analysts estimate an EPS of -$0.03 and revenue of $0. For the next fiscal year, consensus estimates project revenue of $141.9M, representing 28.4% growth. The next earnings date is listed as October 16, 2026.

This page is an AI-written research summary of RedCloud Holdings plc (RCT). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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