Intuit Inc. (INTU) AI Stock Analysis
INTU AI stock analysis summary
AI ResearchIntuit Inc. (INTU) provides financial management and compliance solutions including QuickBooks, TurboTax, Credit Karma, and ProConnect. In FY2026, the company generated $21.45B in revenue with net income of $4.57B, up from $3.87B in FY2025. Despite revenue expansion, the stock has declined 49.0% over the past year, closing at $325.15.
- Market cap
- $86.89B
- Revenue (TTM)
- $21.45B
- P/E
- 19.8x fwd 12.7x
- 1Y return
- -49.0% S&P 500 16.8%
- Avg. target
- $406.92 25.1% vs last close
Bull case
- Free cash flow expanded to $8.62B in FY2026 from $6.08B in FY2025, driven by strong operational execution.
- Annual revenue grew at a 5-year CAGR of 17.4% from FY2021 to FY2026, reaching $21.45B in FY2026.
- The consensus mean price target of $406.92 implies 25.1% upside from the last close of $325.15.
Bear case
- The stock experienced a 1-year decline of 49.0%, sharply lagging the S&P 500 (SPY) return of 16.8%.
- In the latest quarter ended July 31, 2026, quarterly earnings growth contracted by 1.4% year-over-year.
- Consensus estimates project an EPS growth decline of 1.9% for the fiscal year ending July 31, 2027.
What Intuit does
Intuit Inc. provides financial management and compliance solutions for consumers, small businesses, self-employed individuals, and accounting professionals. The company operates across four main segments: Small Business & Self-Employed, Consumer, Credit Karma, and ProConnect. Small Business & Self-Employed provides QuickBooks online services and desktop solutions for cloud accounting, payroll, and payment processing. The Consumer segment offers TurboTax income tax preparation software and personal finance tools. Credit Karma operates a personalized consumer platform offering recommendations for loans, credit cards, and insurance products. ProConnect delivers desktop and cloud-based tax preparation software and electronic filing services for accounting professionals.
Growth and profitability
Intuit expanded its annual revenue from $12.73B in FY2022 to $14.37B in FY2023, $16.29B in FY2024, $18.83B in FY2025, and $21.45B in FY2026, recording a 5-year revenue CAGR of 17.4% from FY2021 to FY2026. Annual revenue growth reached 13.9% in FY2026, alongside an operating margin of 28.8% and a net margin of 21.3%. Net income increased from $2.07B in FY2022 to $4.57B in FY2026, while diluted EPS increased from $11.83 to $21.14. For the latest quarter ended July 31, 2026, quarterly revenue grew 13.7% year-over-year, while quarterly earnings growth fell 1.4%.
Balance sheet and cash flow
As of July 31, 2026, Intuit held $7.20B in cash and short-term investments against total debt of $8.42B, resulting in net debt of $1.22B. Shareholders' equity stood at $18.99B, with a debt-to-equity ratio of 0.44 and a current ratio of 1.51. In FY2026, operating cash flow reached $8.84B and free cash flow was $8.62B. Capital expenditures totaled $221.0M, while the company returned capital through $5.41B in share buybacks and $1.35B in dividends paid.
Valuation and performance
At a closing price of $325.15 on October 16, 2026, Intuit has a market cap of $86.89B and an enterprise value of $79.35B. The stock trades at a trailing P/E of 19.8x and a forward P/E of 12.7x, below the median of its Nasdaq-100 Technology peers of 43.3x trailing and 25.7x forward. Its price-to-sales ratio is 4.1x compared to the peer median of 12.4x, and its EV-to-EBITDA ratio is 11.1x versus the peer median of 32.8x. Over the past year, the stock fell 49.0%, underperforming the S&P 500 (SPY) return of 16.8%.
INTU dividend
Intuit pays a quarterly dividend with an annual forward dividend of $5.52, representing a dividend yield of 1.70% and a payout ratio of 23.6%. The company has paid dividends for 16 consecutive years, posting a 5-year annualized dividend growth rate of 14.7%. Its last ex-dividend date was October 8, 2026.
What analysts expect
Analyst ratings for Intuit stand at 15 Strong Buy, 5 Buy, 12 Hold, 1 Sell, and 1 Strong Sell. The mean price target is $406.92, which is 25.1% above the last close of $325.15. For the current fiscal year ending July 31, 2027, consensus estimates project revenue of $23.41B and an EPS of $23.81. The company beat EPS estimates in 4 of the last 4 quarters. The next earnings date is November 19, 2026.
Key risks and what to watch
- Total debt stands at $8.42B compared to cash and short-term investments of $7.20B, leaving net debt at $1.22B.
- Quarterly revenue growth of 13.7% in the latest quarter remains below the Nasdaq-100 Technology peer median of 31.9%.
- The stock is trading 12.6% below its 200-day moving average and remains down from its 52-week high of $689.17.
AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer
About this INTU AI stock analysis
This page is an AI-written research summary of Intuit Inc. (INTU). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.
Related: INTU income statement, INTU balance sheet, INTU key metrics, INTU analyst forecast, INTU chart. See the INTU stock overview for the latest quote and news.
INTU AI stock analysis FAQ
What is Intuit's dividend yield and payout schedule?
Intuit has a forward dividend yield of 1.70% and pays an annual forward dividend of $5.52 distributed quarterly. The dividend has been paid for 16 consecutive years with a payout ratio of 23.6%.
How did Intuit perform in fiscal year 2026?
In FY2026, Intuit generated $21.45B in revenue, up 13.9% year-over-year, and achieved net income of $4.57B. Free cash flow totaled $8.62B while diluted EPS reached $21.14.
What is the consensus analyst price target for INTU?
The mean analyst price target is $406.92, representing a 25.1% premium over the closing price of $325.15. Analyst ratings include 15 Strong Buy, 5 Buy, 12 Hold, 1 Sell, and 1 Strong Sell.
When does Intuit report its next quarterly earnings?
Intuit's next earnings date is scheduled for November 19, 2026. The company exceeded EPS estimates in 4 of the last 4 quarters.