PLGO (PLGO) AI Stock Analysis

Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates through two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset-backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other specialty insurance coverage. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The company was formerly known as Fidelis Insurance Holdings Limited before rebranding in May 2026.

Revenue reached $2.17B in FY2025, rising 2.9% following a 37.3% decline in FY2024. FY2025 net income stood at $225.5M, up from $113.3M in FY2024, while net margin improved to 10.4% from 5.4%. From FY2020 through FY2025, revenue expanded at a five-year compound annual growth rate of 23.1%. In the latest quarter ended June 30, 2026, revenue increased 10.3% year-over-year, and quarterly earnings rose 188.9% year-over-year. Trailing twelve month earnings per share stood at $4.07, supported by an operating margin of 10.7% and a return on equity of 17.6%.

As of June 30, 2026, Pelagos Insurance Capital held $517.1M in cash and short-term investments against $720.5M in total debt, resulting in net debt of $203.4M and a debt-to-equity ratio of 0.32. Shareholders' equity was $2.22B out of $10.76B in total assets. During FY2025, free cash flow was -$409.5M, while operating cash flow stood at -$408.3M. In FY2025, capital expenditures were $1.2M, the company paid $52.3M in dividends, and repurchased $321.0M of shares. Over the past five years, the share count decreased by 57.4%.

At $25.36, Pelagos Insurance Capital trades at a trailing price-to-earnings ratio of 6.2x and a forward price-to-earnings ratio of 5.3x. Both metrics are lower than the median of its US-listed Financial Services peers, which report a trailing P/E of 12.1x and a forward P/E of 10.8x. The stock trades at a price-to-book ratio of 0.9x and a price-to-sales ratio of 0.8x compared to the peer median price-to-sales ratio of 3.2x. Over the past year, the shares gained 47.7%, outperforming the S&P 500 ETF (SPY) return of 16.8%.

Pelagos Insurance Capital pays a quarterly dividend totaling $0.60 per share annually, representing a dividend yield of 2.37%. The company has paid dividends for 3 consecutive years. Its dividend payout ratio stands at 16.8%, and the last ex-dividend date was September 14, 2026.

Wall Street coverage includes 1 Strong Buy, 2 Buys, 4 Holds, 1 Sell, and 1 Strong Sell recommendation. The mean price target is $25.17, which sits 0.8% below the last closing price of $25.36. For the fiscal year ending December 31, 2026, analysts estimate revenue of $2.64B and EPS of $3.05, representing projected EPS growth of 58.8%. For the next fiscal year, 9 analysts project EPS of $3.91 on revenue of $2.79B. Pelagos beat EPS consensus estimates in 3 of the last 4 quarters, with next earnings scheduled for November 11, 2026.

This page is an AI-written research summary of PLGO (PLGO). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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