Aegon N.V. (AEG) AI Stock Analysis

Established in 1983 and headquartered in The Hague, the Netherlands, Aegon N.V. delivers insurance, pensions, and asset management services across the Americas, the Netherlands, and the United Kingdom. Its product portfolio includes life insurance, accident and health insurance, property and casualty insurance, annuities, and retirement plans. Aegon also offers investment management services through mutual funds and stable value products. Additionally, the company focuses on digital banking solutions and mortgage loans, while evaluating potential opportunities in blockchain technology and digital currencies within financial services.

Aegon's annual revenue rose from $12.98B in FY2023 to $19.52B in FY2024 and reached $26.86B in FY2025, which represented 37.6% growth in FY2025. Between FY2020 and FY2025, 5-year revenue had a CAGR of -8.0%. Net income increased from -$179.0M in FY2023 to $688.0M in FY2024 and $977.0M in FY2025, ending the year with a net margin of 3.6%. For the trailing twelve months ending June 30, 2026, revenue totaled $11.68B with a profit margin of 8.6%. For the quarter ended June 30, 2026, quarterly revenue fell 8.2% year-over-year, while quarterly earnings grew 7.9%.

As of June 30, 2026, Aegon reported $3.51B in cash and short-term investments against $3.83B in total debt, leaving net debt at $319.9M. Shareholders' equity was $8.91B and total assets stood at $337.59B, resulting in a debt-to-equity ratio of 0.43. During FY2025, operating cash flow reached $891.4M and free cash flow was $852.0M after capital expenditures of $39.4M. Capital returns in FY2025 included $527.3M in share buybacks and $572.5M in dividends paid.

Aegon carries a trailing P/E of 12.1x, matching the 12.1x median of its US-listed Financial Services peers. Its forward P/E of 9.1x trades below the peer median of 10.8x, and its price-to-sales ratio of 1.1x is lower than the peer median of 3.2x. Aegon has an enterprise value of $13.56B and a market capitalization of $12.31B. Over the past year, Aegon returned 16.4%, closely tracking the 16.8% return of the S&P 500 (SPY). Over a 5-year period, Aegon's return of 111.6% outperformed the 83.0% return of the S&P 500.

Aegon pays a semiannual dividend with an annualized forward dividend of $0.49, representing a dividend yield of 5.83%. The company maintains a payout ratio of 61.5% and has paid dividends for 15 consecutive years. Over the past five years, Aegon's annualized dividend growth was 44.1%, and its most recent ex-dividend date was September 3, 2026.

Wall Street analysts cover Aegon with 1 Buy rating and 1 Hold rating, and zero Strong Buy, Sell, or Strong Sell ratings. The mean price target is $9.88, representing an 18.7% upside to the October 16, 2026 close of $8.32. For the fiscal year ending December 31, 2026, analysts estimate EPS of $0.88, reflecting 25.2% earnings growth, on revenue of $9.20B. Over the past four quarters, Aegon achieved 1 EPS beat.

This page is an AI-written research summary of Aegon N.V. (AEG). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: AEG income statement, AEG balance sheet, AEG key metrics, AEG analyst forecast, AEG chart. See the AEG stock overview for the latest quote and news.