American International Group, Inc. (AIG) AI Stock Analysis

American International Group, Inc. (AIG) is a provider of insurance solutions catering to commercial, institutional, and individual clients across North America and globally. The company operates through two main segments: General Insurance and Life and Retirement. Its General Insurance segment provides property coverage for business interruption and natural disasters, liability insurance, marine and energy policies, professional liability, reinsurance, and personal auto and property insurance. The Life and Retirement segment offers individual variable, fixed index, and fixed annuities, retail mutual funds, group retirement solutions, life insurance policies, structured settlements, and pension risk transfer annuities through brokers, agents, advisors, and banks.

AIG's revenue has contracted from $51.98B in FY2021 to $26.77B in FY2025, reflecting a 5-year revenue CAGR of -9.4%. Revenue fell 42.3% in FY2022, 6.7% in FY2023, 2.5% in FY2024, and 1.8% in FY2025. After recording net income of -$1.40B in FY2024, net income recovered to $3.10B in FY2025 with an 11.6% net margin. For the trailing twelve months ended June 30, 2026, revenue stood at $26.74B with an operating margin of 19.4% and diluted EPS of $5.46. In the latest quarter, quarterly revenue grew 0.5% year-over-year, while quarterly earnings declined 10.1%.

As of June 30, 2026, AIG held $83.73B in cash and short-term investments against total debt of $9.13B, resulting in a net cash position of $74.60B. Shareholders' equity totaled $40.61B, yielding a low debt-to-equity ratio of 0.22 and a current ratio of 1.36. In FY2025, operating cash flow and free cash flow both reached $3.31B. Capital returns to shareholders in FY2025 included $5.84B spent on share buybacks and $976.0M paid in dividends, helping reduce the total share count by 37.8% over the past 5 years.

AIG trades at a forward P/E of 8.5x, below the median of its S&P 500 Financial Services peers of 12.6x. Its trailing P/E of 14.8x is slightly above the peer median of 14.2x, while its price-to-sales ratio of 1.6x is lower than the peer median of 3.1x. The stock has a price-to-book ratio of 1.0x and a PEG ratio of 0.64. Over the past year, AIG's shares gained 7.4%, trailing the S&P 500 return of 16.8%. Over a 5-year period, AIG delivered a 55.3% return compared to 83.0% for the S&P 500.

AIG pays a quarterly dividend totaling an annualized forward payout of $2.00 per share, which represents a dividend yield of 2.48%. The payout ratio is 23.0%, and dividends have been paid for 14 consecutive years. The company has delivered a 5-year annualized dividend growth rate of 6.5%, and the last ex-dividend date was September 16, 2026.

Wall Street coverage consists of 7 Strong Buy, 1 Buy, and 14 Hold ratings, with no Sell or Strong Sell recommendations. The mean price target is $87.70, implying upside of 8.6% from the last close of $80.74. For the current fiscal year ending December 31, 2026, consensus estimates expect revenue of $28.94B and EPS of $8.09, representing 14.1% EPS growth. AIG has beaten EPS estimates in each of the last 4 quarters, and its next earnings release is scheduled for November 3, 2026.

This page is an AI-written research summary of American International Group, Inc. (AIG). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: AIG income statement, AIG balance sheet, AIG key metrics, AIG analyst forecast, AIG chart. See the AIG stock overview for the latest quote and news.