Northwest Bancshares, Inc. (NWBI) AI Stock Analysis

Northwest Bancshares, Inc. serves as the holding entity for Northwest Bank, a state-chartered savings bank established in 1896 and headquartered in Columbus, Ohio. The company provides deposit products such as checking, savings, money market deposits, certificates of deposit, and individual retirement accounts. Its lending portfolio includes residential real estate loans, commercial business loans, and consumer loans. Additionally, Northwest Bancshares offers investment management and trust services. Operating through a network of branches across its footprint, the institution focuses on personalized service, community involvement, and monitoring developments within the cryptocurrency space.

From FY2020 to FY2025, Northwest Bancshares generated a 5-year revenue CAGR of 9.3%. Annual revenue expanded from $534.1M in FY2021 to $877.0M in FY2025, with revenue growth reaching 16.3% in FY2025. Net income was $154.3M in FY2021, $133.7M in FY2022, $135.0M in FY2023, $100.3M in FY2024, and $126.0M in FY2025. Operating margin shifted from 37.7% in FY2021 to 18.8% in FY2025, while net margin finished FY2025 at 14.4%. Over the trailing twelve months, revenue was $654.4M and profit margin was 23.4%. In the latest quarter ended June 30, 2026, quarterly revenue grew 23.2% year-over-year and quarterly earnings grew 38.5%.

As of June 30, 2026, Northwest Bancshares reported $2.08B in cash and short-term investments against total debt of $857.1M, resulting in net cash of $1.22B. Total assets were $17.21B, shareholders' equity stood at $1.93B, and the debt-to-equity ratio was 0.44 with a current ratio of 0.93. During FY2025, operating cash flow reached $153.4M and free cash flow was $141.8M. The company spent $11.6M on capital expenditures and $109.9M on dividends paid, while the share count rose 17.5% over five years.

At a last close of $14.93 on October 16, 2026, Northwest Bancshares held a market cap of $2.19B. The stock trades at a trailing P/E of 14.4x and a forward P/E of 13.4x, higher than the median of its US-listed Financial Services peers of 12.1x and 10.8x, respectively. Its price-to-sales ratio of 3.3x sits near the peer median of 3.2x, while its price-to-book ratio is 1.1x. Over the past year, the stock returned 33.7% versus 16.8% for the S&P 500. Over five years, NWBI returned 46.6% compared to 83.0% for the S&P 500.

Northwest Bancshares pays an annual forward dividend of $0.80 per share, yielding 5.36% with a payout ratio of 59.7%. Distributions occur quarterly, and the last ex-dividend date was August 6, 2026. The bank has paid dividends for 32 consecutive years, posting a 5-year annualized dividend growth rate of 1.0%.

Wall Street coverage includes 1 Strong Buy, 0 Buy, 7 Hold, 0 Sell, and 0 Strong Sell ratings. The mean price target is $16.29, which is 9.1% above the last close of $14.93. For the fiscal year ending December 31, 2026, consensus estimates project EPS of $1.41 on revenue of $726.3M, representing 11.7% EPS growth. Northwest Bancshares beat EPS estimates in 3 of the last 4 quarters, and its next earnings date is October 26, 2026.

This page is an AI-written research summary of Northwest Bancshares, Inc. (NWBI). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: NWBI income statement, NWBI balance sheet, NWBI key metrics, NWBI analyst forecast, NWBI chart. See the NWBI stock overview for the latest quote and news.