Moatable Inc (MTBLY) AI Stock Analysis
MTBLY AI stock analysis summary
AI ResearchMoatable Inc (MTBLY) operates software-as-a-service platforms including Chime for real estate and Trucker Path for freight transportation. The company grew revenue to $63.5M in FY2024 and achieved positive free cash flow of $906,000. However, it generated a trailing twelve-month net loss with an operating margin of -7.1%.
- Market cap
- $13.2M
- Revenue (TTM)
- $75.2M
- P/E
- — fwd 909.1x
- 1Y return
- — S&P 500 16.8%
- Avg. target
- —
Bull case
- Moatable demonstrated strong top-line expansion with a 5-year revenue CAGR of 33.3% from FY2019 to FY2024, reaching $63.5M.
- The company transitioned to cash generation in FY2024, producing $1.3M in operating cash flow and $906,000 in free cash flow.
- Moatable maintains a net cash position of $10.9M and a current ratio of 1.56 as of September 30, 2025.
Bear case
- The company remains unprofitable over the trailing twelve months with a net profit margin of -1.8% and an operating margin of -7.1%.
- Moatable experienced severe stock price volatility, characterized by an exceptionally high beta of 10.76 and a 52-week trading low of $0.02.
- The company beat EPS estimates only 1 time over the last 4 quarters, while trailing twelve-month EPS remains negative at -$0.14.
What Moatable does
Moatable, Inc. engages in the software as a service business in the United States and internationally. The company develops Chime, an all-in-one real estate sales acceleration and client lifecycle management platform that allows real estate professionals to obtain and nurture leads, close transactions, and retain their clients. It also develops Trucker Path, a driver-centric online transportation management platform designed to make freight transportation fast, reliable, and efficient. Additionally, Moatable provides online and mobile services for the trucking industry in North America and offers bookkeeping and operations management solutions to property managers and landlords.
Growth and profitability
Moatable expanded revenue from $18.1M in FY2020 to $63.5M in FY2024, delivering a 5-year revenue CAGR of 33.3%. Annual revenue grew 21.9% in FY2024, while gross margin stood at 76.1%. Over that time, net losses narrowed significantly from -$113.7M in FY2021 and -$76.9M in FY2022 to -$2.1M in FY2024. Operating cash flow improved to $1.3M and free cash flow turned positive at $906,000 in FY2024. For the trailing twelve months ended September 30, 2025, revenue was $75.2M with quarterly revenue growth of 22.4% year-over-year, while the operating margin remained negative at -7.1%.
Balance sheet and cash flow
As of September 30, 2025, Moatable held $22.0M in cash and short-term investments alongside total debt of $11.2M, resulting in net cash of $10.9M. Total assets were $70.4M against shareholders' equity of $46.9M, yielding a current ratio of 1.56 and a debt-to-equity ratio of 0.24. During FY2024, the company allocated $391,000 to capital expenditures and $253,000 to share buybacks, while the five-year share count change was -23.7%.
Valuation and performance
At a closing share price of $0.72 on October 16, 2026, Moatable had a market capitalization of $13.2M and an enterprise value of -$40,506. The stock trades at a price-to-sales multiple of 0.2x and an EV to revenue multiple of 0.6x, compared to a median price-to-sales multiple of 2.8x for its US-listed Technology peers. Moatable's forward P/E is 909.1x, above the peer group median forward P/E of 18.8x. Over one year, the S&P 500 returned 16.8%, while Moatable shares traded within a 52-week range of $0.02 to $3.15 with a beta of 10.76.
What analysts expect
Moatable recorded 1 EPS beat over the last 4 quarters. Outside of its earnings track record, there are no published analyst recommendations, consensus price targets, or forward earnings projections available for the company. Moatable reported trailing twelve-month diluted EPS of -$0.14 for the period ending September 30, 2025, after generating EPS of $0.00 in FY2024. The stock closed at $0.72 on October 16, 2026.
Key risks and what to watch
- Operating margins remain negative at -7.1% over the trailing twelve months, trailing the US-listed Technology peer median of 13.2%.
- High stock volatility is reflected in a beta of 10.76 and a wide 52-week price range between $0.02 and $3.15.
- Moatable carries $11.2M in total debt against $22.0M in cash and short-term investments as of September 30, 2025.
- Institutional ownership stands at 0.0%, indicating minimal institutional investor participation.
AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer
About this MTBLY AI stock analysis
This page is an AI-written research summary of Moatable Inc (MTBLY). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.
Related: MTBLY income statement, MTBLY balance sheet, MTBLY key metrics, MTBLY chart. See the MTBLY stock overview for the latest quote and news.
MTBLY AI stock analysis FAQ
What does Moatable Inc do?
Moatable Inc operates software-as-a-service platforms, including the Chime real estate sales acceleration system and Trucker Path for freight transportation management. It also provides mobile trucking services and property management bookkeeping solutions.
Is Moatable profitable?
Moatable is not yet profitable on a net basis, posting a trailing twelve-month net profit margin of -1.8% and an operating margin of -7.1%. However, its annual net loss narrowed to -$2.1M in FY2024 from -$9.0M in FY2023.
Does Moatable pay a dividend?
Moatable does not pay a dividend. In FY2024, the company directed its capital toward $391,000 in capital expenditures and $253,000 in share buybacks.
What is Moatable's valuation relative to peers?
Moatable trades at a price-to-sales ratio of 0.2x, compared to the US-listed Technology peer median of 2.8x. However, its forward P/E multiple is 909.1x versus the peer median of 18.8x.