Jack in the Box Inc. (JACK) AI Stock Analysis

NASDAQ: JACKAI research summary: business, growth, valuation, analysts, bull and bear case.

JACK AI stock analysis summary

AI Research

Jack in the Box Inc. operates and franchises quick-service restaurant chains, primarily Jack in the Box and Del Taco. While revenue reached $1.43B over the trailing twelve months, annual revenue declined 6.7% in FY2025 alongside a net loss of -$80.7M. The company also carries significant leverage, with net debt of $2.44B as of June 30, 2026.

Market cap
$233.8M
Revenue (TTM)
$1.43B
P/E
4.4x
fwd 4.4x
1Y return
-30.8%
S&P 500 16.8%
Avg. target
$19.83
62.7% vs last close

Bull case

  • The stock trades at a trailing and forward P/E of 4.4x, lower than the median of 18.0x for its peer group.
  • The consensus analyst price target of $19.83 indicates a 62.7% premium over the last close of $12.19.
  • Free cash flow recovered to $74.1M in FY2025 after dropping to -$46.7M in FY2024.

Bear case

  • Net debt stood at $2.44B as of June 30, 2026, against just $46.3M in cash and short-term investments.
  • Shareholders' equity was -$901.3M as of June 30, 2026, indicating negative equity.
  • Short interest represents 33.6% of the company's float.

What Jack in the Box does

Jack in the Box Inc., based in San Diego, California, is an operator and franchisor of quick-service restaurants across the United States. Founded in 1951, the company operates both company-owned and franchised locations under two primary brands: Jack in the Box and Del Taco. Jack in the Box restaurants feature a diverse menu including burgers, sandwiches, tacos, salads, and breakfast items. Del Taco offers Mexican-inspired food such as tacos, burritos, quesadillas, and sides. Together, both brands target convenience and value, adapting menu offerings to changing consumer preferences throughout various regional markets.

Growth and profitability

Jack in the Box experienced revenue growth between FY2021 and FY2023, rising from $1.14B to $1.69B, before falling to $1.57B in FY2024 and $1.47B in FY2025. In FY2025, revenue contracted 6.7%, while gross margin compressed to 28.7% and operating margin dropped to -1.2%. Net income fell from $130.8M in FY2023 to -$36.7M in FY2024 and -$80.7M in FY2025. Over the five years from FY2020 to FY2025, revenue posted a compound annual growth rate of 7.5%. In the trailing twelve months ending June 30, 2026, revenue stood at $1.43B with an operating margin of 14.9%. In the latest quarter, revenue declined 1.8% year-over-year and quarterly earnings decreased 10.0%.

JACK income statement →

Balance sheet and cash flow

As of June 30, 2026, Jack in the Box held $46.3M in cash and short-term investments against total debt of $2.48B, yielding net debt of $2.44B. Shareholders' equity was -$901.3M, reflecting negative equity, and the current ratio was 0.58 on total assets of $1.90B. In FY2025, operating cash flow was $162.4M and free cash flow was $74.1M. Capital expenditures totaled $88.2M, while the company directed $5.0M toward share buybacks and $16.6M toward dividends paid.

JACK balance sheet →

Valuation and performance

Jack in the Box carries a market capitalization of $233.8M and an enterprise value of $2.69B. Its trailing and forward P/E ratios are both 4.4x, well below the 18.0x trailing and 14.1x forward medians of its US-listed Consumer Cyclical peers. The stock trades at a price-to-sales ratio of 0.2x compared to the peer median of 0.7x, but EV/EBITDA is elevated at 252.5x versus the peer median of 11.1x. Over the past year, the shares dropped 30.8%, trailing the S&P 500 (SPY) return of 16.8%. Over five years, the stock dropped 86.3% compared to an 83.0% gain for the benchmark.

JACK key metrics →

What analysts expect

Wall Street coverage includes 3 Strong Buy, 1 Buy, and 12 Hold recommendations, with no Sell or Strong Sell ratings. The mean price target of $19.83 implies an upside of 62.7% over the last close of $12.19. For the current fiscal year ending September 30, 2026, analysts estimate revenue of $1.12B and EPS of $3.16, representing an estimated EPS decline of 28.8%. For next fiscal year, 15 analysts forecast revenue of $1.13B and EPS of $3.16. Jack in the Box beat EPS estimates in 2 of the last 4 quarters, and its next earnings date is November 18, 2026.

JACK forecast and price target →

Key risks and what to watch

  • The current ratio of 0.58 reflects tight short-term liquidity relative to total debt of $2.48B.
  • Net income remained negative in both FY2024 at -$36.7M and FY2025 at -$80.7M.
  • Quarterly revenue fell 1.8% year-over-year in the period ending June 30, 2026, while earnings fell 10.0%.

AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer

About this JACK AI stock analysis

This page is an AI-written research summary of Jack in the Box Inc. (JACK). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: JACK income statement, JACK balance sheet, JACK key metrics, JACK analyst forecast, JACK chart. See the JACK stock overview for the latest quote and news.

JACK AI stock analysis FAQ

What brands does Jack in the Box Inc. own?

Jack in the Box Inc. operates and franchises quick-service restaurants under two primary brands: Jack in the Box and Del Taco.

What is Jack in the Box's debt position?

As of June 30, 2026, Jack in the Box had $2.48B in total debt and $46.3M in cash and short-term investments, resulting in net debt of $2.44B and negative shareholders' equity of -$901.3M.

What is the Wall Street analyst price target for JACK?

The mean analyst price target is $19.83, which is 62.7% above its last closing price of $12.19 on October 16, 2026.

When does Jack in the Box report earnings next?

The company is scheduled to report its next earnings results on November 18, 2026.

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