Floor & Decor Holdings, Inc. (FND) AI Stock Analysis

NYSE: FNDAI research summary: business, growth, valuation, analysts, bull and bear case.

FND AI stock analysis summary

AI Research

Floor & Decor Holdings, Inc. is a specialty retailer and commercial distributor of hard surface flooring and related accessories. In FY2025, the company generated $4.68B in revenue, up 5.1% year-over-year, while net income reached $208.6M. For the trailing twelve months, revenue stood at $4.71B with a profit margin of 4.9%, though the stock has declined 36.2% over the past year.

Market cap
$4.82B
Revenue (TTM)
$4.71B
P/E
21.1x
fwd 32.8x
1Y return
-36.2%
S&P 500 16.8%
Avg. target
$58.14
28.5% vs last close

Bull case

  • Quarterly earnings growth rebounded sharply by 53.4% year-over-year in the quarter ended June 30, 2026.
  • Gross margin expanded consistently from 41.4% in FY2021 to 43.6% in FY2025.
  • The consensus analyst mean price target of $58.14 represents a 28.5% premium to the last closing price of $45.25.

Bear case

  • Operating margin contracted from 9.9% in FY2021 down to 5.8% in FY2025 and 5.4% over the trailing twelve months.
  • The stock trades at a forward P/E of 32.8x, well above the median of its US-listed Consumer Cyclical peers of 14.1x.
  • The company carries total debt of $2.01B against cash and short-term investments of $320.6M as of June 30, 2026.

What Floor & Decor does

Floor & Decor Holdings, Inc. operates as a specialty retailer and commercial distributor specializing in hard surface flooring and associated accessories. The company offers tile, wood, laminate, vinyl, and natural stone flooring, as well as decorative elements and installation essentials. It serves professional installers, commercial enterprises, and DIY customers. As of September 29, 2022, Floor & Decor operated 178 warehouse-style stores and five design studios across 35 states, alongside an e-commerce platform at FloorandDecor.com. Founded in 2000 and headquartered in Atlanta, Georgia, the company combines retail and commercial distribution channels.

Growth and profitability

Between FY2021 and FY2025, revenue expanded from $3.43B to $4.68B, delivering a 5-year revenue CAGR of 14.1% from FY2020 to FY2025. Annual revenue growth slowed from 41.5% in FY2021 to 0.9% in FY2024 before rising 5.1% in FY2025. Over the same span, gross margin increased from 41.4% in FY2021 to 43.6% in FY2025, while operating margin fell from 9.9% to 5.8%. Net income was $283.2M in FY2021 and $208.6M in FY2025, with EPS moving from $2.45 to $1.92. For the latest quarter ended June 30, 2026, quarterly revenue growth was 3.0% year-over-year and quarterly earnings growth was 53.4%.

FND income statement →

Balance sheet and cash flow

As of June 30, 2026, Floor & Decor held $320.6M in cash and short-term investments against total debt of $2.01B, resulting in net debt of $1.69B. Total assets stood at $5.71B and shareholders' equity was $2.50B, yielding a debt-to-equity ratio of 0.81 and a current ratio of 1.33. Operating cash flow in FY2025 reached $381.8M, supporting capital expenditures of $317.8M and free cash flow of $64.1M. Share issuance totaled $9.4M in FY2025, with the 5-year share count change at 0.5%.

FND balance sheet →

Valuation and performance

At a closing price of $45.25 on October 16, 2026, Floor & Decor carried a market capitalization of $4.82B and an enterprise value of $6.74B. Its trailing P/E of 21.1x and forward P/E of 32.8x sit above the median of its US-listed Consumer Cyclical peers, which report 18.0x and 14.1x, respectively. The company's EV-to-EBITDA ratio is 12.1x, compared to the peer median of 11.1x, and its price-to-sales ratio is 1.0x versus 0.7x for peers. Over the past year, the stock fell 36.2%, trailing the S&P 500 (SPY) return of 16.8%.

FND key metrics →

What analysts expect

Wall Street analysts covering Floor & Decor provide 6 Strong Buy, 1 Buy, 13 Hold, 2 Sell, and 1 Strong Sell ratings. The mean price target of $58.14 suggests an upside of 28.5% over the last close of $45.25. For the current fiscal year ending December 31, 2026, consensus estimates project revenue of $4.85B and EPS of $1.97, representing 2.7% EPS growth. In the last four quarters, the company recorded 3 EPS beats. The next earnings release is scheduled for October 29, 2026.

FND forecast and price target →

Key risks and what to watch

  • The stock exhibits elevated volatility with a beta of 1.60 and traded 18.8% below its 200-day moving average.
  • Short interest remains significant, with short percent of float standing at 13.2%.
  • Free cash flow decreased from $256.0M in FY2023 to $64.1M in FY2025 amid capital expenditures of $317.8M.
  • Long-term share price performance has lagged broader markets, with a 5-year return of -63.0% compared to 83.0% for the S&P 500.

AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer

About this FND AI stock analysis

This page is an AI-written research summary of Floor & Decor Holdings, Inc. (FND). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: FND income statement, FND balance sheet, FND key metrics, FND analyst forecast, FND chart. See the FND stock overview for the latest quote and news.

FND AI stock analysis FAQ

Does Floor & Decor Holdings pay a dividend?

Floor & Decor does not currently pay a dividend. Capital is primarily directed toward business operations, including capital expenditures of $317.8M in FY2025.

When does Floor & Decor report its next earnings?

Floor & Decor is scheduled to report its next earnings on October 29, 2026.

What are analysts forecasting for Floor & Decor's FY2026 revenue and earnings?

For the fiscal year ending December 31, 2026, analysts estimate revenue of $4.85B and EPS of $1.97, reflecting 2.7% EPS growth.

How much debt does Floor & Decor have?

As of June 30, 2026, Floor & Decor had total debt of $2.01B and cash and short-term investments of $320.6M, resulting in net debt of $1.69B.

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