Haverty Furniture Companies, Inc. (HVT-A) AI Stock Analysis
HVT-A AI stock analysis summary
AI ResearchHaverty Furniture Companies, Inc. (HVT-A) is a specialty retailer of residential furniture and home accessories with a market cap of $452.1M. While revenue expanded 5.0% in FY2025 to $759.0M after two consecutive down years, its trailing twelve month operating margin stood at 3.4%. The company offers a 4.28% dividend yield backed by $104.3M in cash and short-term investments as of June 30, 2026.
- Market cap
- $452.1M
- Revenue (TTM)
- $780.4M
- P/E
- 21.5x fwd 9.3x
- 1Y return
- 50.2% S&P 500 16.8%
- Avg. target
- —
Bull case
- Quarterly revenue expanded 7.7% year-over-year in the period ended June 30, 2026, alongside a 100.0% increase in quarterly earnings.
- Haverty offers a forward dividend yield of 4.28% backed by 41 consecutive years of dividend payments.
- The stock's forward P/E ratio of 9.3x trades at a discount to the US-listed Consumer Cyclical peer median of 14.1x.
Bear case
- Operating margin fell from 11.7% in FY2021 to 2.8% in FY2025, with trailing twelve month operating margin at 3.4%.
- The company's dividend payout ratio is elevated at 87.8%, following a 5-year annualized dividend growth rate of -12.9%.
- Total debt reached $230.7M against cash and short-term investments of $104.3M as of June 30, 2026, leaving net debt at $126.4M.
What Haverty Furniture does
Haverty Furniture Companies, Inc. operates as a specialty retailer specializing in residential furniture and accessories across the United States. Under its Havertys brand, the company offers furniture merchandise including custom upholstery products and eclectic designs. It also provides mattress lines under brands such as Sealy, Stearns and Foster, Tempur-Pedic, Serta, and its private label Skye. The company distributes products via retail showrooms and an e-commerce platform. As of December 31, 2021, it operated 121 showrooms across 16 states in the Southern and Midwestern regions. Founded in 1885, the company is headquartered in Atlanta, Georgia.
Growth and profitability
Haverty's revenue reached $1.01B in FY2021 and $1.05B in FY2022 before declining 17.7% to $862.1M in FY2023 and 16.1% to $722.9M in FY2024. In FY2025, revenue rebounded 5.0% to $759.0M, generating net income of $19.7M and an operating margin of 2.8%, down from an operating margin of 11.7% in FY2021. Over the 5 years from FY2020 to FY2025, revenue compound annual growth rate was 0.3%. For the trailing twelve months ended June 30, 2026, revenue stood at $780.4M with a net profit margin of 2.9%. In the latest quarter ended June 30, 2026, quarterly revenue grew 7.7% year-over-year while quarterly earnings grew 100.0%.
Balance sheet and cash flow
As of June 30, 2026, Haverty held $104.3M in cash and short-term investments against total debt of $230.7M, resulting in net debt of $126.4M. Shareholders' equity was $294.1M, yielding a debt-to-equity ratio of 0.78 and a current ratio of 1.69. In FY2025, the company produced $52.6M in operating cash flow and $33.0M in free cash flow. Capital expenditures were $19.7M, while cash returned to shareholders included $20.8M in dividends paid and $4.8M in share buybacks.
Valuation and performance
Haverty shares closed at $28.99 on October 16, 2026, giving it an enterprise value of $556.0M. The stock trades at a trailing P/E of 21.5x, above the 18.0x median of its US-listed Consumer Cyclical peers, but its forward P/E of 9.3x sits below the peer median of 14.1x. Its EV/EBITDA multiple is 11.0x compared to the peer median of 11.1x. Over the past year, HVT-A returned 50.2%, outpacing the S&P 500 return of 16.8%, though its 5-year return of 18.1% lagged the index's 83.0% return.
HVT-A dividend
Haverty pays a quarterly dividend with an annualized forward rate of $1.24 per share, translating to a dividend yield of 4.28%. The company has paid dividends for 41 consecutive years. Its payout ratio stands at 87.8%, while the 5-year annualized dividend growth rate was -12.9%. The last ex-dividend date was August 25, 2026.
What analysts expect
For the fiscal year ending December 31, 2026, consensus estimates project revenue of $804.5M. For the following fiscal year, analysts estimate revenue of $868.1M, reflecting an expected revenue growth rate of 7.9%. Over the last 4 quarters, Haverty posted 2 EPS beats. The company's recent trailing twelve month EPS was $1.35 as of June 30, 2026.
Key risks and what to watch
- Revenue compound annual growth rate was just 0.3% from FY2020 to FY2025, highlighting limited top-line expansion over the five-year period.
- Net margin has compressed from 9.0% in FY2021 down to 2.6% in FY2025, leaving less room to absorb retail cost pressures.
- With net debt of $126.4M and a debt-to-equity ratio of 0.78, debt service could weigh on free cash flow generation.
- Haverty has only beaten EPS estimates in 2 of the last 4 quarters, reflecting earnings volatility.
AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer
About this HVT-A AI stock analysis
This page is an AI-written research summary of Haverty Furniture Companies, Inc. (HVT-A). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.
Related: HVT-A income statement, HVT-A balance sheet, HVT-A key metrics, HVT-A analyst forecast, HVT-A chart. See the HVT-A stock overview for the latest quote and news.
HVT-A AI stock analysis FAQ
Does Haverty Furniture Companies, Inc. pay a dividend?
Yes, Haverty pays a quarterly dividend with a forward rate of $1.24 per share and a dividend yield of 4.28%. The company has paid dividends for 41 consecutive years, though its payout ratio is 87.8%.
What is Haverty's net debt position?
As of June 30, 2026, Haverty held $104.3M in cash and short-term investments and $230.7M in total debt, resulting in net debt of $126.4M. Its debt-to-equity ratio was 0.78.
Who owns the majority of Haverty's shares?
Insiders own 74.0% of Haverty's shares, while institutional investors hold 16.2%. Short interest accounted for 0.0% of the float.
What are analysts expecting for Haverty's revenue growth?
Analysts estimate revenue of $804.5M for the fiscal year ending December 31, 2026, and $868.1M for the following fiscal year, representing expected revenue growth of 7.9%.