Haverty Furniture Companies, Inc. (HVT) AI Stock Analysis
HVT AI stock analysis summary
AI ResearchHaverty Furniture Companies, Inc. (HVT) is a US home furnishings retailer operating 121 showrooms across 16 states. In FY2025, revenue reached $759.0M with net income of $19.7M, marking a return to annual top-line growth of 5.0%. Over the trailing twelve months, the company generated $780.4M in revenue while maintaining an annualized forward dividend yield of 4.70%.
- Market cap
- $438.2M
- Revenue (TTM)
- $780.4M
- P/E
- 20.5x fwd 9.1x
- 1Y return
- 47.4% S&P 500 16.8%
- Avg. target
- $33.00 17.4% vs last close
Bull case
- In the latest quarter ending June 30, 2026, quarterly earnings grew 100.0% year-over-year while revenue increased 7.7%.
- Analyst estimates forecast EPS to grow 69.3% to $2.62 in the next fiscal year on revenue of $868.1M.
- The stock delivers a forward dividend yield of 4.70% supported by 42 consecutive years of dividend payments.
Bear case
- The dividend payout ratio stands at 101.5%, and the five-year annualized dividend growth rate was -12.7%.
- Operating margin declined from 11.7% in FY2021 to 2.8% in FY2025 as annual net income fell from $90.8M to $19.7M.
- Total debt of $230.7M exceeds cash and short-term investments of $104.3M, resulting in net debt of $126.4M as of June 30, 2026.
What Haverty Furniture does
Haverty Furniture Companies, Inc. operates as a retailer specializing in residential furniture and accessories in the United States. Founded in 1885 and headquartered in Atlanta, Georgia, the company sells home furnishings under the Havertys brand, custom upholstery options, and eclectic designs. It also carries mattress brands including Sealy, Stearns and Foster, Tempur-Pedic, and Serta, alongside its private label Skye. Products are distributed through a network of 121 showrooms located across 16 states in the Southern and Midwestern regions of the country, as well as via an online retail platform. The company employs 2,392 people.
Growth and profitability
Between FY2021 and FY2025, annual revenue fell from $1.01B to $759.0M, resulting in a five-year revenue CAGR of 0.3%. Following revenue declines of 17.7% in FY2023 and 16.1% in FY2024, revenue grew 5.0% in FY2025. Gross margin expanded from 56.7% in FY2021 to 60.7% in FY2025, while operating margin compressed from 11.7% to 2.8% over the same period. Net income decreased from $90.8M in FY2021 to $19.7M in FY2025. For the latest quarter ending June 30, 2026, quarterly revenue grew 7.7% year-over-year, and quarterly earnings grew 100.0%. Trailing twelve month revenue stands at $780.4M with a net profit margin of 2.9% and an operating margin of 3.4%.
Balance sheet and cash flow
As of June 30, 2026, Haverty Furniture Companies held $104.3M in cash and short-term investments against total debt of $230.7M, resulting in net debt of $126.4M. Shareholders' equity was $294.1M, yielding a debt-to-equity ratio of 0.78 and a current ratio of 1.69. Total assets stood at $656.1M. In FY2025, operating cash flow was $52.6M and free cash flow reached $33.0M. Capital allocation in FY2025 included $19.7M in capital expenditures, $20.8M in dividends paid, and $4.8M in share buybacks.
Valuation and performance
At a closing price of $28.10 on October 16, 2026, Haverty Furniture Companies had a market cap of $438.2M and an enterprise value of $556.0M. The stock traded at a trailing P/E of 20.5x, above the 18.0x median of its US-listed Consumer Cyclical peers. Its forward P/E of 9.1x was below the peer median of 14.1x, while its EV-to-EBITDA of 10.6x compared to 11.1x for peers. Over the past year, HVT returned 47.4%, outperforming the S&P 500 return of 16.8%, though its five-year return of 18.2% trailed the S&P 500 return of 83.0%.
HVT dividend
Haverty Furniture Companies pays a quarterly dividend with an annualized forward payout of $1.32 per share, representing a dividend yield of 4.70%. The company has paid dividends for 42 consecutive years. Its dividend payout ratio is 101.5%, and the five-year annualized dividend growth rate was -12.7%. The last ex-dividend date was August 25, 2026.
What analysts expect
Analysts tracking the company maintain a mean price target of $33.00, representing 17.4% upside compared to the last close of $28.10. For the fiscal year ending December 31, 2026, consensus estimates project EPS of $1.55 on revenue of $804.5M. For the following fiscal year, two analysts project EPS of $2.62, representing 69.3% growth, on revenue of $868.1M. The company beat EPS estimates in three of the last four quarters. The next earnings date is November 4, 2026.
Key risks and what to watch
- A trailing twelve month operating margin of 3.4% leaves little buffer compared to the US-listed Consumer Cyclical peer median of 8.8%.
- A payout ratio of 101.5% indicates that current dividend commitments exceed annual net earnings.
- A stock beta of 1.19 combined with short interest at 5.4% of float highlights sensitivity to broader market fluctuations.
AI-generated research summary. Written with AI from Quotelinks data as of October 16, 2026 and checked so every figure matches that data. For information only, not investment advice. Disclaimer
About this HVT AI stock analysis
This page is an AI-written research summary of Haverty Furniture Companies, Inc. (HVT). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.
Related: HVT income statement, HVT balance sheet, HVT key metrics, HVT analyst forecast, HVT chart. See the HVT stock overview for the latest quote and news.
HVT AI stock analysis FAQ
What is the forward dividend yield for Haverty Furniture Companies?
Haverty Furniture Companies has an annualized forward dividend yield of 4.70% based on an annual dividend of $1.32 per share. The company has paid dividends for 42 consecutive years.
What is the consensus analyst target price for HVT stock?
The mean analyst price target is $33.00, which is 17.4% above its closing price of $28.10 on October 16, 2026.
How did Haverty Furniture Companies perform in its latest quarter?
For the quarter ending June 30, 2026, quarterly revenue grew 7.7% year-over-year and quarterly earnings expanded 100.0%.
What does the balance sheet look like for HVT?
As of June 30, 2026, the company held $104.3M in cash and short-term investments against $230.7M in total debt, resulting in net debt of $126.4M and a current ratio of 1.69.