CCC Intelligent Solutions Holdings Inc. (CCC) AI Stock Analysis

CCC Intelligent Solutions Holdings Inc. operates a cloud-based SaaS platform for the property and casualty insurance economy across the United States and China. The platform connects trading partners, facilitates commerce, and supports artificial intelligence enabled digital workflows for insurers, repairers, automakers, parts suppliers, and lenders. The company offers CCC insurance solutions for workflow, estimating, total loss, subrogation, and claims handling; CCC repair solutions for estimating, network management, and repair quality; CCC ecosystem solutions including parts, diagnostics, and payments; and CCC international solutions.

Revenue increased from $688.3M in FY2021 to $1.06B in FY2025, reflecting a 5-year revenue CAGR of 10.8%. Annual revenue grew 11.9% in FY2025, following gains of 9.1% in FY2024 and 10.7% in FY2023. Gross margin was 73.5% in FY2025 compared to 71.6% in FY2021. Operating margin finished FY2025 at 8.9%, up from -21.0% in FY2021 and -2.8% in FY2023. Net income rose from -$248.9M in FY2021 to $412,000 in FY2025, yielding a net margin of 0.0%. For the latest quarter ended June 30, 2026, revenue increased 9.8% year-over-year and earnings increased 81.3% year-over-year, lifting trailing twelve months revenue to $1.11B.

As of June 30, 2026, CCC held $115.9M in cash and short-term investments against total debt of $1.36B, resulting in net debt of $1.24B. Total assets were $3.53B and shareholders' equity was $1.77B, resulting in a debt-to-equity ratio of 0.77 and a current ratio of 1.56. During FY2025, the company generated $315.5M in operating cash flow and $254.5M in free cash flow, while allocating $61.0M to capital expenditures and $600.6M to share buybacks.

At a last close of $7.61, CCC has a market cap of $4.48B and an enterprise value of $5.16B. The stock trades at a trailing P/E of 108.7x and a price-to-sales ratio of 4.0x, above the median of its US-listed Technology peers of 28.1x and 2.8x. Its forward P/E of 13.6x is below the peer median of 18.8x, and its EV-to-EBITDA of 15.3x is below the peer median of 16.6x. Over the past year, CCC shares returned -13.1%, trailing the S&P 500 return of 16.8%, while its 5-year return of -26.5% lagged the index return of 83.0%.

Wall Street analysts track CCC with 3 Strong Buy, 1 Buy, 4 Hold, and 1 Sell ratings. The mean price target of $7.57 sits 0.5% below the last close of $7.61. For the current fiscal year ending December 31, 2026, analysts project EPS of $0.45 on revenue of $1.16B. For the following fiscal year, 11 analysts anticipate EPS of $0.52 and revenue of $1.26B. CCC beat EPS estimates in 3 of the last 4 quarters, with its next earnings date scheduled for October 29, 2026.

This page is an AI-written research summary of CCC Intelligent Solutions Holdings Inc. (CCC). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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