Broadway Financial Corporation (BYFC) AI Stock Analysis

Broadway Financial Corporation serves as the holding company for City First Bank, National Association. Established in 1946 and based in Los Angeles, California, it operates through three branch offices. The corporation provides various deposit accounts, including savings, checking, NOW accounts, money market accounts, and certificates of deposit. It specializes in mortgage loans secured by multi-family residential properties, single-family homes, and commercial real estate, including charter schools, community facilities, and churches. Additionally, the corporation invests in securities issued by federal government agencies and residential mortgage-backed securities to support community development and economic empowerment.

Broadway Financial delivered a 5-year revenue CAGR of 27.6% from FY2020 to FY2025. Annual revenue expanded from $28.0M in FY2021 to $37.5M in FY2022, $52.6M in FY2023, and peaked at $65.5M in FY2024 before contracting 3.8% to $63.0M in FY2025. Net income was -$4.0M in FY2021, rose to $5.6M in FY2022 and $4.5M in FY2023, then slowed to $1.9M in FY2024 before dropping to -$24.8M in FY2025 with an operating margin of -38.8%. In the trailing twelve months, revenue totaled $36.1M with an operating margin of 17.4%. For the latest quarter ended June 30, 2026, revenue increased 4.6% year-over-year while quarterly earnings grew 8710.1%.

As of June 30, 2026, Broadway Financial held $375.9M in cash and short-term investments against $175.9M in total debt, resulting in net cash of $200.0M. Total assets stood at $1.56B and shareholders' equity was $262.3M. The bank recorded a debt-to-equity ratio of 0.67 and a current ratio of 0.30. In FY2025, operating cash flow was $230,000, while capital expenditures were $243,000, leading to free cash flow of -$13,000. During FY2025, the company paid $3.0M in dividends, while its share count fell 87.7% over five years.

Broadway Financial trades at a market cap of $105.5M and an enterprise value of $378.1M. The stock has a price-to-sales multiple of 2.9x, compared to 3.2x for the median of its US-listed Financial Services peers. Its price-to-book ratio stands at 1.0x, and its EV-to-revenue ratio is 9.2x. Over the past year, the stock returned 62.2%, outperforming the S&P 500 return of 16.8%. However, its 5-year return of -55.4% lagged the S&P 500 5-year return of 83.0%. Shares closed at $11.37 on October 16, 2026, which is 20.4% above their 200-day average.

There are no Wall Street analyst ratings, price targets, or earnings estimates reported for Broadway Financial Corporation. The company closed at $11.37 on October 16, 2026, trading between its 52-week low of $5.51 and 52-week high of $12.35. For the latest quarter ended June 30, 2026, quarterly revenue grew 4.6% year-over-year, and quarterly earnings grew 8710.1%. Trailing twelve-month EPS stands at -$2.75. Ownership data shows insiders hold 29.2% of shares, institutional investors own 25.7%, and short interest accounts for 0.2% of float.

This page is an AI-written research summary of Broadway Financial Corporation (BYFC). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: BYFC income statement, BYFC balance sheet, BYFC key metrics, BYFC chart. See the BYFC stock overview for the latest quote and news.