Broadway Financial Corporation (BYFC) Balance Sheet
BYFC balance sheet, 2025
December 31, 2025 · U.S. dollars$1.35B assets = $1.08B liabilities + $263.0M equity
Both columns are drawn to the same scale: what BYFC owns equals what it owes plus shareholders’ equity. Hover a block for its value.
BYFC financial health
Descriptive bands, not a rating. Fiscal 2025.
BYFC balance sheet trends, 2016–2025
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $429.1M2016 | $1.35B2025 | +13.5%/yr | |
| Total liabilities | $383.6M2016 | $1.08B2025 | +12.2%/yr | |
| Shareholders’ equity | $45.5M2016 | $262.8M2025 | +21.5%/yr | |
| Cash & short-term investments | $31.6M2016 | $22.3M2025 | −3.8%/yr | |
| Total debt | $90.1M2016 | $152.8M2025 | +6.0%/yr | |
| Net cash (debt) | −$58.5M2016 | −$130.4M2025 | −$72.0M | |
| Working capital | −$259.8M2016 | −$970.1M2025 | −$710.2M | |
| Book value per share | $12.522016 | $30.492025 | +10.4%/yr | |
| Debt / equity | 1.982016 | 0.582025 | −1.40 | |
| Shares outstanding | 3.6M2016 | 8.6M2025 | +10.1%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
BYFC assets
BYFC liabilities and equity
BYFC debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
BYFC balance sheet
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | $22.3M | $265.2M | $422.1M | $16.1M | $387.9M | $106.8M | $26.6M | $31.4M | $39.7M | $31.6M |
| Cash & equivalents | $10.5M | $61.4M | $105.2M | $16.1M | $231.5M | $96.1M | $15.6M | $16.7M | $22.2M | $18.4M |
| Short-term investments | $11.8M | $203.9M | $316.9M | $328.7M | $156.4M | $10.7M | $11.0M | $14.7M | $17.5M | $13.2M |
| Receivables | $6.0M | $5.0M | $4.9M | $4.0M | $3.4M | $1.2M | $1.2M | $1.1M | $1.1M | $1.2M |
| Inventory | $0 | $0 | −$327.3M | $308.7M | −$234.9M | −$16.8M | −$16.8M | −$18.6M | −$24.2M | −$19.6M |
| Other current assets | $0 | $0 | $327.3M | $20.1M | $234.9M | $16.8M | $16.8M | $18.6M | $24.2M | $19.6M |
| Total current assets | $28.3M | $270.2M | $427.1M | $348.8M | $391.3M | $108.0M | $27.8M | $32.5M | $40.8M | $32.8M |
| Property, plant & equipment (net) | $8.7M | $8.9M | $9.2M | $10.3M | $10.3M | $2.5M | $2.8M | $2.2M | $2.4M | $2.5M |
| Goodwill & intangible assets | $1.5M | $27.6M | $28.0M | $28.4M | $28.9M | $0 | $0 | $0 | $24,000 | $32,000 |
| Long-term investments | $256.8M | $203.9M | $316.9M | $328.7M | $156.4M | $10.8M | $408.9M | $15.1M | $18.0M | $13.9M |
| Other non-current assets | $1.05B | $824.3M | $625.5M | $468.2M | $506.5M | $362.1M | $938,000 | $359.6M | $352.5M | $379.8M |
| Total assets | $1.35B | $1.33B | $1.41B | $1.18B | $1.09B | $483.4M | $440.4M | $409.4M | $413.7M | $429.1M |
| Liabilities | ||||||||||
| Accounts payable | — | — | — | $11.9M | $788.1M | $315.6M | $4.4M | $3.4M | $3.5M | $5.2M |
| Short-term debt | $80.8M | $66.6M | $73.5M | $159.2M | $52.0M | $27.7M | $34.1M | $8.0M | $27.5M | $49.5M |
| Total current liabilities | $998.4M | $812.0M | $756.1M | $767.3M | $852.5M | $319.9M | $302.2M | $284.8M | $294.8M | $292.6M |
| Long-term debt | $72.0M | $195.5M | $323.3M | $14.0M | $14.0M | $3.3M | $4.3M | $5.1M | $5.1M | $5.1M |
| Other long-term liabilities | $12.2M | $42.1M | $45.3M | $890.8M | $86.0M | $111.3M | $85.0M | $71.1M | $66.1M | $85.0M |
| Total liabilities | $1.08B | $1.05B | $1.12B | $904.8M | $952.4M | $434.5M | $391.5M | $361.0M | $366.0M | $383.6M |
| Shareholders' equity | ||||||||||
| Common stock & paid-in capital | $95,000 | $94,000 | $93,000 | $761,000 | $744,000 | $306,000 | $305,000 | $300,000 | $300,000 | $299,000 |
| Retained earnings (deficit) | −$15.2M | $12.7M | $12.4M | $9.3M | $3.7M | $7.8M | $8.4M | $8.6M | $7.8M | $6.0M |
| Treasury stock | — | — | — | −$5.3M | −$5.3M | −$5.3M | −$5.3M | −$5.3M | −$5.3M | −$5.3M |
| Accumulated other comprehensive income | −$6.1M | −$11.2M | −$13.5M | −$17.5M | −$551,000 | $164,000 | −$23,000 | −$283,000 | −$81,000 | −$103,000 |
| Minority interest | $206,000 | $219,000 | $194,000 | $170,000 | $100,000 | — | — | — | $0 | $0 |
| Total shareholders' equity | $262.8M | $285.0M | $281.7M | $279.7M | $141.0M | $48.9M | $48.8M | $48.4M | $47.7M | $45.5M |
| Key figures | ||||||||||
| Total debt | $152.8M | $293.5M | $428.2M | $173.2M | $151.9M | $113.8M | $88.3M | $75.1M | $70.1M | $90.1M |
| Net cash (debt) | −$130.4M | −$28.3M | −$6.1M | −$157.1M | $236.0M | −$7.0M | −$61.8M | −$43.7M | −$30.4M | −$58.5M |
| Working capital | −$970.1M | −$541.8M | −$329.0M | −$418.4M | −$461.2M | −$211.9M | −$274.4M | −$252.3M | −$254.0M | −$259.8M |
| Tangible book value | $261.3M | $257.3M | $253.7M | $251.3M | $112.1M | $48.9M | $48.8M | $48.4M | $47.7M | $45.5M |
| Book value per share | $30.49 | $31.75 | $32.23 | $30.72 | $18.75 | $14.40 | $14.56 | $14.48 | $14.27 | $12.52 |
| Shares outstanding | 8.6M | 9.0M | 8.7M | 9.1M | 7.5M | 3.4M | 3.4M | 3.3M | 3.3M | 3.6M |
| Current ratio | 0.03 | 0.33 | 0.56 | 0.45 | 0.46 | 0.34 | 0.09 | 0.11 | 0.14 | 0.11 |
| Quick ratio | 0.03 | 0.33 | 0.56 | 0.03 | 0.46 | 0.34 | 0.09 | 0.11 | 0.14 | 0.11 |
| Debt / equity | 0.58 | 1.03 | 1.52 | 0.62 | 1.08 | 2.33 | 1.81 | 1.55 | 1.47 | 1.98 |
| Equity / assets | 19.5% | 21.3% | 20.0% | 23.6% | 12.9% | 10.1% | 11.1% | 11.8% | 11.5% | 10.6% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||||
| Cash & short-term investments | $375.9M | $31.5M | $22.3M | $80.0M | $201.7M | $188.0M | $265.2M | $335.6M | $351.3M | $360.4M | $422.1M | $327.9M |
| Cash & equivalents | $48.9M | $26.6M | $10.5M | $29.5M | $15.8M | $2.0M | $61.4M | $97.1M | $89.8M | $67.1M | $105.2M | $11.5M |
| Short-term investments | $327.0M | $4.9M | $11.8M | $50.4M | $185.9M | $185.9M | $203.9M | $238.5M | $261.5M | $293.2M | $316.9M | $316.4M |
| Receivables | $6.7M | $6.7M | $6.0M | $5.1M | $5.6M | $5.6M | $5.0M | $5.7M | $5.2M | $5.6M | $4.9M | $4.9M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | −$95.0M | −$72.8M | $0 | $0 |
| Other current assets | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $95.0M | $72.8M | — | — |
| Total current assets | $382.7M | $38.2M | $28.3M | $85.1M | $207.4M | $193.6M | $270.2M | $341.3M | $356.5M | $366.0M | — | — |
| Property, plant & equipment (net) | $8.8M | $8.7M | $8.7M | $8.7M | $8.8M | $8.8M | $8.9M | $9.5M | $9.6M | $9.7M | $9.8M | $9.9M |
| Goodwill & intangible assets | $1.3M | $1.4M | $1.5M | $27.5M | $27.6M | $27.6M | $27.6M | $27.7M | $27.8M | $27.9M | $28.0M | $28.1M |
| Long-term investments | $327.0M | $284.1M | $256.8M | $244.0M | $178.0M | $185.9M | $203.9M | $238.5M | $261.5M | $293.2M | $316.9M | $316.4M |
| Other non-current assets | $843.9M | $1.09B | $1.05B | $882.2M | $837.1M | $814.1M | $824.3M | $756.1M | $711.9M | $673.6M | $1.02B | $883.4M |
| Total assets | $1.56B | $1.43B | $1.35B | $1.25B | $1.26B | $1.23B | $1.33B | $1.37B | $1.37B | $1.37B | $1.38B | $1.24B |
| Liabilities | ||||||||||||
| Short-term debt | $175.9M | $81.2M | $80.8M | $63.8M | $190.0M | — | $66.6M | $89.8M | $72.7M | $71.7M | — | — |
| Total current liabilities | $1.29B | $1.15B | $998.4M | $862.7M | $966.6M | $10.8M | $812.0M | $762.0M | $760.0M | $767.2M | — | — |
| Long-term debt | $94.0M | $0 | $72.0M | $137.7M | $90.3M | $87.4M | $195.5M | $308.6M | $309.2M | $309.3M | $323.3M | $201.7M |
| Other long-term liabilities | $0 | $9.1M | $12.2M | $0 | $0 | $920.1M | $42.1M | $15.8M | $15.6M | $12.5M | — | — |
| Total liabilities | $1.30B | $1.16B | $1.08B | $962.6M | $975.0M | $943.8M | $1.05B | $1.09B | $1.08B | $1.09B | $1.09B | $962.6M |
| Shareholders' equity | ||||||||||||
| Common stock & paid-in capital | $96,000 | $96,000 | $95,000 | $95,000 | $95,000 | $95,000 | $94,000 | $94,000 | $95,000 | $93,000 | — | — |
| Retained earnings (deficit) | −$14.6M | −$14.8M | −$15.2M | $9.3M | $9.3M | $11.7M | $12.7M | $13.2M | $12.7M | $12.4M | $12.6M | $9.9M |
| Accumulated other comprehensive income | −$7.6M | −$7.2M | −$6.1M | −$8.6M | −$9.5M | −$9.5M | −$11.2M | −$9.3M | −$13.5M | −$14.1M | — | — |
| Minority interest | $177,000 | $192,000 | $206,000 | $199,000 | $210,000 | — | — | — | — | — | — | — |
| Total shareholders' equity | $262.3M | $262.5M | $262.8M | $284.7M | $283.6M | $286.0M | $285.0M | $286.4M | $282.3M | $281.3M | $281.9M | $275.0M |
| Key figures | ||||||||||||
| Total debt | $175.9M | $81.2M | $152.8M | $154.1M | $190.0M | $262.1M | $293.5M | $398.4M | $381.9M | $381.0M | $323.3M | $201.7M |
| Net cash (debt) | $200.0M | −$49.7M | −$130.4M | −$74.1M | $11.7M | −$74.2M | −$28.3M | −$62.8M | −$30.6M | −$20.6M | $98.8M | $126.2M |
| Working capital | −$907.9M | −$1.12B | −$970.1M | −$777.6M | −$759.2M | $182.8M | −$541.8M | −$420.7M | −$403.5M | −$401.2M | — | — |
| Tangible book value | $261.0M | $261.1M | $261.3M | $257.2M | $256.0M | $258.4M | $257.3M | $258.7M | $254.5M | $253.4M | $253.9M | $246.9M |
| Book value per share | $29.70 | $29.72 | $30.49 | $32.32 | $33.18 | $31.20 | $31.09 | $32.98 | $32.84 | $33.44 | $31.28 | $29.67 |
| Shares outstanding | 8.8M | 8.8M | 8.6M | 8.8M | 8.5M | 9.2M | 9.2M | 8.7M | 8.6M | 8.4M | 9.0M | 9.3M |
| Current ratio | 0.30 | 0.03 | 0.03 | 0.10 | 0.21 | 17.94 | 0.33 | 0.45 | 0.47 | 0.48 | — | — |
| Quick ratio | 0.30 | 0.03 | 0.03 | 0.10 | 0.21 | 17.94 | 0.33 | 0.45 | 0.47 | 0.48 | — | — |
| Debt / equity | 0.67 | 0.31 | 0.58 | 0.54 | 0.67 | 0.92 | 1.03 | 1.39 | 1.35 | 1.35 | 1.15 | 0.73 |
| Equity / assets | 16.8% | 18.4% | 19.5% | 22.8% | 22.5% | 23.3% | 21.3% | 20.9% | 20.6% | 20.5% | 20.5% | 22.2% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed March 31, 2026); data from EODHD.
BYFC financial position
At the end of fiscal 2025 (December 31, 2025), Broadway Financial had total assets of $1.3 billion (up 0.8% from a year earlier), total liabilities of $1.1 billion and shareholders' equity of $262.8 million. It held $22.3 million in cash and short-term investments against $152.8 million of debt, net debt of $130.4 million. Its current ratio was 0.03. In the latest quarter (ended June 30, 2026) total assets were $1.6 billion and equity $262.3 million.
Related: BYFC income statement, BYFC cash flow statement, BYFC key metrics. See the BYFC stock overview for the latest quote and news.
BYFC balance sheet FAQ
What are Broadway Financial's total assets?
Broadway Financial reported total assets of $1.3 billion at the end of fiscal 2025 (December 31, 2025), compared with $1.3 billion a year earlier.
How much debt does Broadway Financial have?
Broadway Financial had $152.8 million of total debt at the end of fiscal 2025, including short-term borrowings. Its debt-to-equity ratio was 0.58.
How much cash does Broadway Financial have?
Broadway Financial held $22.3 million in cash and short-term investments at the end of fiscal 2025; with $152.8 million of debt that is net debt of $130.4 million.
What is Broadway Financial's book value?
Broadway Financial's shareholders' equity (book value) was $262.8 million at the end of fiscal 2025, or $30.49 per share.
What is Broadway Financial's current ratio?
Broadway Financial had current assets of $28.3 million and current liabilities of $998.4 million, a current ratio of 0.03 (current liabilities exceed current assets).
How much goodwill does Broadway Financial have?
Broadway Financial carried $1.5 million of goodwill and intangible assets, 0.1% of total assets, at the end of fiscal 2025.