UMB Financial Corporation (UMBF) Ownership
UMBF ownership summary
as of October 18, 2026- Institutions
- 97.9% of shares outstanding
- Insiders
- 5.29% of shares outstanding
- Shares outstanding
- 76.0M
- Float
- 73.0M shares available to trade
- Short interest
- 6.08% 3.9M shares short
- Days to cover
- 5.79 short interest up 7.0% vs prior month
- Institutions 97.94%
- Insiders 5.29%
UMBF top institutional holders
20 largest| # | Holder | % of shares | Shares | Value | Change | Reported |
|---|---|---|---|---|---|---|
| 1 | BlackRock Inc | 13.45% | 10.2M | $1.34B | +871,184 (+9.3%) | June 30, 2026 |
| 2 | UMB Bank NA | 6.16% | 4.7M | $612.9M | −48,610 (−1.0%) | June 30, 2026 |
| 3 | Vanguard Portfolio Management, LLC | 5.55% | 4.2M | $552.3M | +76,903 (+1.9%) | June 30, 2026 |
| 4 | State Street Corp | 5.44% | 4.1M | $541.9M | +151,684 (+3.8%) | June 30, 2026 |
| 5 | Vanguard Capital Management, LLC | 4.12% | 3.1M | $410.4M | +29,045 (+0.9%) | June 30, 2026 |
| 6 | Dimensional Fund Advisors, Inc. | 3.99% | 3.0M | $397.3M | +120,917 (+4.2%) | June 30, 2026 |
| 7 | FMR Inc | 3.52% | 2.7M | $350.3M | +249,231 (+10.3%) | June 30, 2026 |
| 8 | Geode Capital Management, LLC | 2.72% | 2.1M | $270.7M | +117,461 (+6.0%) | June 30, 2026 |
| 9 | Wellington Management Company LLP | 2.22% | 1.7M | $221.2M | −1.0M (−37.7%) | June 30, 2026 |
| 10 | Neuberger Berman Group LLC | 2.06% | 1.6M | $204.8M | −137,399 (−8.1%) | June 30, 2026 |
| 11 | AllianceBernstein L.P. | 1.71% | 1.3M | $170.5M | +80,627 (+6.6%) | June 30, 2026 |
| 12 | Earnest Partners LLC | 1.64% | 1.2M | $162.9M | −35,459 (−2.8%) | June 30, 2026 |
| 13 | The Goldman Sachs Group Inc | 1.64% | 1.2M | $162.8M | +345,685 (+38.6%) | June 30, 2026 |
| 14 | Allspring Global Investments Holdings, LLC | 1.51% | 1.1M | $150.2M | −211,219 (−15.6%) | June 30, 2026 |
| 15 | American Century Companies Inc | 1.38% | 1.0M | $137.1M | −299,923 (−22.3%) | June 30, 2026 |
| 16 | Charles Schwab Investment Management Inc | 1.27% | 965K | $126.5M | −2,118 (−0.2%) | June 30, 2026 |
| 17 | Citadel Advisors Llc | 1.24% | 943K | $123.7M | −125,292 (−11.7%) | June 30, 2026 |
| 18 | Morgan Stanley - Brokerage Accounts | 1.24% | 939K | $123.1M | −67,899 (−6.7%) | June 30, 2026 |
| 19 | Northern Trust Corp | 1.22% | 927K | $121.5M | +46,544 (+5.3%) | June 30, 2026 |
| 20 | First Trust Advisors L.P. | 1.20% | 915K | $120.0M | +15,590 (+1.7%) | June 30, 2026 |
Value at the latest close. Change = shares bought or sold in the latest quarterly filing (13F). In the top 20, 11 holders added 2.1M shares and 9 cut 1.9M.
UMBF top mutual fund and ETF holders
20 largest| # | Holder | % of shares | Shares | Value | Change | Reported |
|---|---|---|---|---|---|---|
| 1 | iShares Core S&P Mid-Cap ETF | 3.38% | 2.6M | $336.9M | −912 (−0.0%) | September 30, 2026 |
| 2 | Vanguard MStar Total Stk Mkt Idx Invest | 2.86% | 2.2M | $285.0M | −2,108 (−0.1%) | August 31, 2026 |
| 3 | iShares Russell 2000 ETF | 2.54% | 1.9M | $252.5M | −22,208 (−1.1%) | September 30, 2026 |
| 4 | Vanguard Small Cap Index | 2.03% | 1.5M | $201.7M | −35,301 (−2.2%) | September 30, 2026 |
| 5 | Vanguard MStar Small Cap Value Index | 1.32% | 1.0M | $131.3M | +2,161 (+0.2%) | September 30, 2026 |
| 6 | Vanguard Explorer Inv | 1.26% | 959K | $125.7M | −228,364 (−19.2%) | June 30, 2026 |
| 7 | Fidelity Small Cap Value Fund | 1.25% | 951K | $124.6M | +251,975 (+36.1%) | July 31, 2026 |
| 8 | Fidelity Small Cap Index | 1.06% | 807K | $105.8M | +6,504 (+0.8%) | July 31, 2026 |
| 9 | Neuberger Genesis Inv | 0.90% | 683K | $89.6M | −212,171 (−23.7%) | September 30, 2026 |
| 10 | State Street® SPDR® S&P® Dividend ETF | 0.87% | 660K | $86.6M | — | September 30, 2026 |
| 11 | iShares Russell 2000 Value ETF | 0.84% | 641K | $84.1M | +972 (+0.2%) | September 30, 2026 |
| 12 | First Trust SMID Cp Rising Div Achv ETF | 0.79% | 600K | $78.7M | — | September 30, 2026 |
| 13 | State Street® SPDR® S&P MIDCAP 400® ETF | 0.70% | 534K | $69.9M | +11,192 (+2.1%) | September 30, 2026 |
| 14 | Victory Sycamore Small Company Opp R | 0.69% | 525K | $68.8M | −35,000 (−6.2%) | June 30, 2026 |
| 15 | Strategic Advisers Fidelity US TtlStk | 0.61% | 464K | $60.9M | +2,900 (+0.6%) | August 31, 2026 |
| 16 | Vanguard Russell 2000 ETF | 0.57% | 430K | $56.3M | +4,831 (+1.1%) | September 30, 2026 |
| 17 | Vanguard Dividend Appreciation ETF | 0.54% | 408K | $53.5M | +3,929 (+1.0%) | September 30, 2026 |
| 18 | Allspring Special Small Cap Value A | 0.53% | 405K | $53.1M | −57,273 (−12.4%) | September 30, 2026 |
| 19 | DFA US Small Cap Value I | 0.53% | 400K | $52.4M | +13,583 (+3.5%) | August 31, 2026 |
| 20 | State Street SPDR Port S&P 400 Md CpETF | 0.50% | 381K | $50.0M | −536 (−0.1%) | September 30, 2026 |
Funds report holdings monthly or quarterly; dates differ by fund.
UMBF insider transactions
latest 20| Date | Name | Transaction | Price | Shares | Value |
|---|---|---|---|---|---|
| 2026-02-03 | Kevin Charles Gallagher | Sell | $129.30 | 388 | $50,168 |
| 2026-02-02 | Greg M Graves | Buy | $127.83 | 220 | $28,123 |
| 2026-02-02 | J Mariner Kemper | Sell | $129.06 | 3,500 | $451,710 |
| 2026-02-02 | J Mariner Kemper | Sell | $128.59 | 15,214 | $2.0M |
| 2026-02-02 | Tamara Peterman | Buy | $127.83 | 154 | $19,686 |
| 2025-12-08 | J Mariner Kemper | Sell | $114.58 | 15,367 | $1.8M |
| 2025-11-10 | Kevin Charles Gallagher | Sell | $110.71 | 460 | $50,927 |
| 2025-11-04 | Nikki Farentino Newton | Sell | $106.09 | 1,300 | $137,917 |
| 2025-11-03 | Greg M Graves | Buy | $106.41 | 264 | $28,092 |
| 2025-11-03 | Tamara Peterman | Buy | $106.41 | 185 | $19,686 |
| 2025-09-03 | Shannon Andresen Johnson | Sell | $120.58 | 1,367 | $164,833 |
| 2025-09-02 | Greg M Graves | Buy | $120.44 | 234 | $28,183 |
| 2025-08-27 | Amy Harris | Sell | $122.02 | 500 | $61,010 |
| 2025-08-25 | Phillip James Mason | Sell | $120.97 | 750 | $90,728 |
| 2025-08-22 | Stacy H King | Sell | $118.88 | 1,500 | $178,320 |
| 2025-08-13 | J Mariner Kemper | Sell | $116.33 | 15,523 | $1.8M |
| 2025-08-13 | Robert Brian Beaird | Sell | $116.17 | 1,205 | $139,985 |
| 2025-08-01 | Greg M Graves | Buy | $107.58 | 261 | $28,078 |
| 2025-08-01 | Tamara Peterman | Buy | $107.58 | 183 | $19,687 |
| 2025-06-02 | J Mariner Kemper | Sell | $101.81 | 5,412 | $550,996 |
Reported trades by company officers, directors and other filers (including disclosures by members of Congress where EODHD lists them). "—" where the filing gives no share count.
UMBF shares outstanding
Year-end shares outstanding, adjusted for splits.
Who owns UMBF
Institutional investors own 97.9% of UMB Financial's shares and insiders 5.29%. The largest holder is BlackRock Inc with 13.45% of the shares (10.2M), as of June 30, 2026. Among the top 20 institutions, 11 added shares and 9 reduced their stake in the latest filings. Short interest is 6.08% of the float, or 5.79 days of average trading volume. The share count rose 67.5% since 2014.
Related: UMBF analyst forecast, UMBF key metrics, UMBF dividend history. See the UMBF stock overview for the latest quote and news.
UMBF ownership FAQ
Who owns the most UMB Financial stock?
The largest shareholders of UMB Financial are BlackRock Inc (13.45%), UMB Bank NA (6.16%), Vanguard Portfolio Management, LLC (5.55%), State Street Corp (5.44%), Vanguard Capital Management, LLC (4.12%).
What percentage of UMB Financial is owned by institutions?
Institutions hold 97.9% of UMB Financial's shares outstanding; insiders hold 5.29%.
Which funds own UMB Financial?
The largest fund holders of UMB Financial are iShares Core S&P Mid-Cap ETF (3.38%), Vanguard MStar Total Stk Mkt Idx Invest (2.86%), iShares Russell 2000 ETF (2.54%), Vanguard Small Cap Index (2.03%), Vanguard MStar Small Cap Value Index (1.32%).
What is UMB Financial's short interest?
3.9M shares of UMB Financial were sold short, 6.08% of the float; at the average daily volume it would take 5.79 days to cover.
Are insiders buying or selling UMB Financial?
Of the latest 20 reported insider transactions in UMB Financial (since June 2, 2025), 7 were purchases and 13 were sales.
How many shares of UMB Financial are outstanding?
UMB Financial has 76.0M shares outstanding, of which 73.0M are in the public float.