Live Oak Bancshares, Inc. (LOB) Ownership
LOB ownership summary
as of October 18, 2026- Institutions
- 72.7% of shares outstanding
- Insiders
- 22.93% of shares outstanding
- Shares outstanding
- 46.3M
- Float
- 36.1M shares available to trade
- Short interest
- 7.49% 2.1M shares short
- Days to cover
- 10.24 short interest down 9.7% vs prior month
- Institutions 72.73%
- Insiders 22.93%
- Other investors 4.34%
LOB top institutional holders
20 largest| # | Holder | % of shares | Shares | Value | Change | Reported |
|---|---|---|---|---|---|---|
| 1 | T. Rowe Price Investment Management,Inc. | 13.98% | 6.5M | $225.9M | −18,649 (−0.3%) | June 30, 2026 |
| 2 | BlackRock Inc | 7.60% | 3.5M | $122.7M | +82,957 (+2.4%) | June 30, 2026 |
| 3 | Vanguard Capital Management, LLC | 3.58% | 1.7M | $57.8M | +121,959 (+8.0%) | June 30, 2026 |
| 4 | Dimensional Fund Advisors, Inc. | 3.49% | 1.6M | $56.4M | +22,344 (+1.4%) | June 30, 2026 |
| 5 | State Street Corp | 2.95% | 1.4M | $47.7M | −69,696 (−4.8%) | June 30, 2026 |
| 6 | Barrow Hanley Mewhinney & Strauss LLC | 2.94% | 1.4M | $47.5M | −261,812 (−16.1%) | June 30, 2026 |
| 7 | Gilder Gagnon Howe & CO LLC | 2.43% | 1.1M | $39.2M | −69,204 (−5.8%) | June 30, 2026 |
| 8 | Vanguard Portfolio Management, LLC | 2.15% | 997K | $34.8M | +88,724 (+9.8%) | June 30, 2026 |
| 9 | SouthernSun Asset Management, LLC | 2.02% | 935K | $32.6M | −98,788 (−9.6%) | June 30, 2026 |
| 10 | Geode Capital Management, LLC | 1.97% | 913K | $31.9M | +58,585 (+6.9%) | June 30, 2026 |
| 11 | Loomis, Sayles & Company LP | 1.45% | 672K | $23.5M | −56,135 (−7.7%) | June 30, 2026 |
| 12 | American Century Companies Inc | 1.44% | 668K | $23.3M | +485,769 (+267.2%) | June 30, 2026 |
| 13 | Royce & Associates, LP | 1.40% | 646K | $22.6M | +72,241 (+12.6%) | June 30, 2026 |
| 14 | Algert Global LLC | 1.27% | 586K | $20.5M | +223,487 (+61.6%) | June 30, 2026 |
| 15 | William Blair Investment Management, LLC | 1.23% | 569K | $19.9M | −153,664 (−21.3%) | June 30, 2026 |
| 16 | Fuller & Thaler Asset Management Inc | 1.20% | 555K | $19.4M | +239,814 (+76.2%) | June 30, 2026 |
| 17 | Two Sigma Investments LLC | 0.91% | 420K | $14.7M | −13,906 (−3.2%) | June 30, 2026 |
| 18 | Northern Trust Corp | 0.69% | 321K | $11.2M | −3,604 (−1.1%) | June 30, 2026 |
| 19 | Charles Schwab Investment Management Inc | 0.65% | 299K | $10.4M | +8,636 (+3.0%) | June 30, 2026 |
| 20 | Manufacturers Life Insurance Co | 0.61% | 283K | $9.9M | −2,000 (−0.7%) | June 30, 2026 |
Value at the latest close. Change = shares bought or sold in the latest quarterly filing (13F). In the top 20, 10 holders added 1.4M shares and 10 cut 747K.
LOB top mutual fund and ETF holders
20 largest| # | Holder | % of shares | Shares | Value | Change | Reported |
|---|---|---|---|---|---|---|
| 1 | T. Rowe Price Small-Cap Value | 4.74% | 2.2M | $76.5M | −24,900 (−1.1%) | September 30, 2026 |
| 2 | Vanguard MStar Total Stk Mkt Idx Invest | 2.55% | 1.2M | $41.3M | — | August 31, 2026 |
| 3 | iShares Russell 2000 ETF | 2.11% | 975K | $34.0M | +9,522 (+1.0%) | September 30, 2026 |
| 4 | T. Rowe Price Small-Cap Stock | 2.07% | 959K | $33.5M | −5,513 (−0.6%) | September 30, 2026 |
| 5 | Avantis US Small Cap Value ETF | 1.68% | 775K | $27.1M | +2,736 (+0.4%) | September 30, 2026 |
| 6 | Loomis Sayles Small Cap Growth Instl | 1.11% | 515K | $18.0M | +93,087 (+22.0%) | August 31, 2026 |
| 7 | T. Rowe Price Instl Small-Cap Stock | 1.11% | 515K | $18.0M | −10,877 (−2.1%) | September 30, 2026 |
| 8 | Vanguard Small Cap Index | 0.90% | 417K | $14.6M | −8,644 (−2.0%) | September 30, 2026 |
| 9 | Fidelity Small Cap Index | 0.86% | 398K | $13.9M | +3,372 (+0.9%) | July 31, 2026 |
| 10 | American Beacon Small Cp Val R5 | 0.76% | 352K | $12.3M | — | August 31, 2026 |
| 11 | Royce Small-Cap Total Return Invmt | 0.72% | 333K | $11.6M | −58,272 (−14.9%) | September 30, 2026 |
| 12 | State Street® SPDR® S&PRgnllBkgETF | 0.71% | 330K | $11.5M | +9,856 (+3.1%) | September 30, 2026 |
| 13 | SouthernSun Small Cap, N | 0.66% | 307K | $10.7M | −74,192 (−19.5%) | June 30, 2026 |
| 14 | BlackRock Advantage Small Cap Core Instl | 0.60% | 277K | $9.7M | — | August 31, 2026 |
| 15 | FullerThaler Behvrl S-M Cor Eq Instl | 0.58% | 268K | $9.3M | +11,100 (+4.3%) | August 31, 2026 |
| 16 | Vanguard MStar Small Cap Growth Indx Inv | 0.50% | 232K | $8.1M | −13,089 (−5.3%) | September 30, 2026 |
| 17 | DFA US Targeted Value I | 0.49% | 229K | $8.0M | +4,289 (+1.9%) | August 31, 2026 |
| 18 | Vanguard Russell 2000 ETF | 0.46% | 212K | $7.4M | +2,522 (+1.2%) | September 30, 2026 |
| 19 | William Blair Small Cap Value I | 0.44% | 201K | $7.0M | — | August 31, 2026 |
| 20 | Dimensional US Targeted Value ETF | 0.43% | 201K | $7.0M | — | September 30, 2026 |
Funds report holdings monthly or quarterly; dates differ by fund.
LOB insider transactions
latest 7| Date | Name | Transaction | Price | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-02 | Gregory W Seward | Sell | $36.70 | 3,000 | $110,100 |
| 2026-03-02 | Walter J Phifer | Sell | $36.58 | 4,712 | $172,365 |
| 2026-01-26 | Courtney Spencer | Sell | $39.01 | 9,700 | $378,397 |
| 2026-01-26 | Ewa Maria Stasiowska | Buy | $38.53 | 2,595 | $99,985 |
| 2025-11-20 | Tonya Williams Bradford | Buy | $30.24 | 1,000 | $30,240 |
| 2025-11-19 | Gregory W Seward | Sell | $30.20 | 1,200 | $36,240 |
| 2025-05-06 | William Henderson Cameron | Buy | $25.92 | 5,000 | $129,600 |
Reported trades by company officers, directors and other filers (including disclosures by members of Congress where EODHD lists them). "—" where the filing gives no share count.
LOB shares outstanding
Year-end shares outstanding, adjusted for splits.
Who owns LOB
Institutional investors own 72.7% of Live Oak Bancshares's shares and insiders 22.93%. The largest holder is T. Rowe Price Investment Management,Inc. with 13.98% of the shares (6.5M), as of June 30, 2026. Among the top 20 institutions, 10 added shares and 10 reduced their stake in the latest filings. Short interest is 7.49% of the float, or 10.24 days of average trading volume. The share count rose 57.7% since 2014.
Related: LOB analyst forecast, LOB key metrics, LOB dividend history. See the LOB stock overview for the latest quote and news.
LOB ownership FAQ
Who owns the most Live Oak Bancshares stock?
The largest shareholders of Live Oak Bancshares are T. Rowe Price Investment Management,Inc. (13.98%), BlackRock Inc (7.60%), Vanguard Capital Management, LLC (3.58%), Dimensional Fund Advisors, Inc. (3.49%), State Street Corp (2.95%).
What percentage of Live Oak Bancshares is owned by institutions?
Institutions hold 72.7% of Live Oak Bancshares's shares outstanding; insiders hold 22.93%.
Which funds own Live Oak Bancshares?
The largest fund holders of Live Oak Bancshares are T. Rowe Price Small-Cap Value (4.74%), Vanguard MStar Total Stk Mkt Idx Invest (2.55%), iShares Russell 2000 ETF (2.11%), T. Rowe Price Small-Cap Stock (2.07%), Avantis US Small Cap Value ETF (1.68%).
What is Live Oak Bancshares's short interest?
2.1M shares of Live Oak Bancshares were sold short, 7.49% of the float; at the average daily volume it would take 10.24 days to cover.
Are insiders buying or selling Live Oak Bancshares?
Of the latest 7 reported insider transactions in Live Oak Bancshares (since May 6, 2025), 3 were purchases and 4 were sales.
How many shares of Live Oak Bancshares are outstanding?
Live Oak Bancshares has 46.3M shares outstanding, of which 36.1M are in the public float.