Live Oak Bancshares, Inc. (LOB) Stock Forecast
LOB analyst forecast
as of October 18, 2026- Analyst consensus
- Buy 3.60 / 5 from 5 analysts
- Price target
- $41.75 average of analyst targets
- Upside to target
- +19.6% from the latest close
- Next earnings
- October 21, 2026 EPS estimate $0.68
- 52-week range
- $29.41 – $43.76
LOB analyst ratings
5 analystsNumber of analysts at each rating.
LOB price target
The average of analyst 12-month price targets compared with the latest close and the 52-week range.
LOB earnings per share estimates
| Period | Average | Low | High | Year ago | Growth | Analysts |
|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $0.66 | $0.63 | $0.71 | $0.59 | +12.2% | 5 |
| Current fiscal year (2026) | $2.96 | $2.80 | $3.16 | $1.85 | +59.6% | 5 |
| Next fiscal year (2027) | $4.28 | $3.80 | $4.80 | $2.96 | +44.7% | 5 |
Consensus EPS estimates; growth compares the average estimate with the year-ago EPS.
LOB revenue estimates
| Period | Average | Low | High | Growth | Analysts |
|---|---|---|---|---|---|
| Current quarter (Sep '26) | $171.5M | $166.2M | $175.5M | +17.4% | 3 |
| Current fiscal year (2026) | $650.6M | $647.5M | $654.0M | +12.6% | 3 |
| Next fiscal year (2027) | $744.4M | $743.0M | $745.9M | +14.4% | 2 |
LOB EPS: reported and forecast
Fiscal years; "E" marks estimates, the line shows the range from the lowest to the highest estimate.
LOB revenue: reported and forecast
LOB EPS estimate revisions
| Period | 90 days ago | 60 days ago | 30 days ago | 7 days ago | Now | Change (90 d) | Revisions (30 d) |
|---|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $0.80 | $0.81 | $0.82 | $0.73 | $0.66 | −17.2% | 0 up · 3 down |
| Current fiscal year (2026) | $3.08 | $3.07 | $3.12 | $3.03 | $2.96 | −4.0% | 0 up · 3 down |
| Next fiscal year (2027) | $4.14 | $4.20 | $4.22 | $4.22 | $4.28 | +3.3% | 2 up · 1 down |
How the consensus EPS estimate changed over the last 90 days, and how many analysts raised or lowered it in the last 30 days.
LOB earnings surprises
Reported EPS vs the consensus estimate for the last 12 quarters; LOB beat in 6 of 12.
What analysts expect from LOB
5 analysts cover Live Oak Bancshares; their consensus rating is buy (3.60 on a 1–5 scale, where 5 is a strong buy). The average price target is $41.75, 19.6% above the latest close of $34.91. Analysts expect earnings of $2.96 per share for 2026, +59.6% from a year earlier. For 2027 the average estimate is $4.28 per share on revenue of $744.4 million. Live Oak Bancshares beat the EPS estimate in 6 of the last 12 quarters.
Related: LOB income statement, LOB key metrics, LOB chart. See the LOB stock overview for the latest quote and news.
LOB forecast FAQ
What is Live Oak Bancshares's price target?
The average analyst price target for Live Oak Bancshares is $41.75, 19.6% above the latest close of $34.91.
Is Live Oak Bancshares a buy, hold or sell?
Of 5 analysts covering Live Oak Bancshares, 1 rate it a strong buy, 1 a buy, 3 a hold, 0 a sell and 0 a strong sell, a consensus of buy. Ratings are opinions, not a recommendation from Quotelinks.
What is Live Oak Bancshares's EPS forecast?
Analysts forecast $2.96 per share for 2026 (range $2.80 to $3.16); for 2027 the estimate is $4.28.
What is Live Oak Bancshares's revenue forecast?
The average revenue estimate for 2026 is $650.6 million, growth of 12.6%; for 2027 it is $744.4 million.
When does Live Oak Bancshares report earnings?
Live Oak Bancshares is expected to report results for the quarter ending September 30, 2026 on October 21, 2026 after the market closes; the EPS estimate is $0.68.
Does Live Oak Bancshares usually beat earnings estimates?
Live Oak Bancshares reported EPS at or above the analyst estimate in 6 of the last 12 quarters.