Bread Financial Holdings, Inc. (BFH) Ownership
BFH ownership summary
as of October 17, 2026- Institutions
- 109.7% of shares outstanding
- Insiders
- 1.49% of shares outstanding
- Shares outstanding
- 38.4M
- Float
- 37.7M shares available to trade
- Short interest
- 11.85% 3.2M shares short
- Days to cover
- 5.49 short interest up 4.7% vs prior month
- Institutions 109.71%
- Insiders 1.49%
BFH top institutional holders
20 largest| # | Holder | % of shares | Shares | Value | Change | Reported |
|---|---|---|---|---|---|---|
| 1 | BlackRock Inc | 10.12% | 3.9M | $398.8M | −336,243 (−8.0%) | June 30, 2026 |
| 2 | Dimensional Fund Advisors, Inc. | 8.05% | 3.1M | $317.1M | +6,148 (+0.2%) | June 30, 2026 |
| 3 | Vanguard Portfolio Management, LLC | 6.82% | 2.6M | $268.9M | −134,520 (−4.9%) | June 30, 2026 |
| 4 | American Century Companies Inc | 4.66% | 1.8M | $183.7M | +159,569 (+9.8%) | June 30, 2026 |
| 5 | Allianz Asset Management AG | 4.66% | 1.8M | $183.4M | +441,866 (+32.8%) | June 30, 2026 |
| 6 | Vanguard Capital Management, LLC | 4.57% | 1.8M | $180.3M | −111,748 (−6.0%) | June 30, 2026 |
| 7 | State Street Corp | 4.38% | 1.7M | $172.5M | −83,079 (−4.7%) | June 30, 2026 |
| 8 | Turtle Creek Asset Management Inc. | 3.41% | 1.3M | $134.4M | −1.1M (−46.1%) | June 30, 2026 |
| 9 | Geode Capital Management, LLC | 2.95% | 1.1M | $116.1M | −53,070 (−4.5%) | June 30, 2026 |
| 10 | Arrowstreet Capital Limited Partnership | 2.72% | 1.0M | $107.2M | −58,387 (−5.3%) | June 30, 2026 |
| 11 | HSBC Holdings PLC | 2.36% | 907K | $93.1M | −102,432 (−10.1%) | June 30, 2026 |
| 12 | Franklin Templeton Inc | 2.14% | 823K | $84.4M | −326,271 (−28.4%) | June 30, 2026 |
| 13 | Jacobs Levy Equity Management, Inc. | 2.00% | 770K | $79.0M | −176,441 (−18.6%) | June 30, 2026 |
| 14 | The Goldman Sachs Group Inc | 1.98% | 762K | $78.2M | +9,060 (+1.2%) | June 30, 2026 |
| 15 | Charles Schwab Investment Management Inc | 1.59% | 613K | $62.8M | −41,634 (−6.4%) | June 30, 2026 |
| 16 | Bank of America Corp | 1.58% | 607K | $62.3M | −22,874 (−3.6%) | June 30, 2026 |
| 17 | Delaware Management Holdings Inc | 1.52% | 583K | $59.8M | −125,178 (−17.7%) | June 30, 2026 |
| 18 | Morgan Stanley - Brokerage Accounts | 1.47% | 565K | $57.9M | −50,889 (−8.3%) | June 30, 2026 |
| 19 | LSV Asset Management | 1.37% | 527K | $54.1M | +101,643 (+23.9%) | June 30, 2026 |
| 20 | Northern Trust Corp | 1.36% | 521K | $53.5M | −14,935 (−2.8%) | June 30, 2026 |
Value at the latest close. Change = shares bought or sold in the latest quarterly filing (13F). In the top 20, 5 holders added 718K shares and 15 cut 2.8M.
BFH top mutual fund and ETF holders
20 largest| # | Holder | % of shares | Shares | Value | Change | Reported |
|---|---|---|---|---|---|---|
| 1 | iShares Core S&P Small-Cap ETF | 5.99% | 2.3M | $235.9M | — | September 30, 2026 |
| 2 | Avantis US Small Cap Value ETF | 3.28% | 1.3M | $129.2M | +1,944 (+0.2%) | September 30, 2026 |
| 3 | Vanguard MStar Total Stk Mkt Idx Invest | 3.18% | 1.2M | $125.3M | −1,564 (−0.1%) | August 31, 2026 |
| 4 | Vanguard Small Cap Index | 2.30% | 884K | $90.7M | +1,859 (+0.2%) | August 31, 2026 |
| 5 | PIMCO RAE US Small Instl | 2.05% | 786K | $80.6M | −33,799 (−4.1%) | June 30, 2026 |
| 6 | DFA US Small Cap Value I | 1.89% | 725K | $74.3M | — | August 31, 2026 |
| 7 | Vanguard MStar Small Cap Value Index | 1.46% | 561K | $57.5M | +429 (+0.1%) | August 31, 2026 |
| 8 | iShares Russell 2000 ETF | 1.34% | 514K | $52.8M | — | September 30, 2026 |
| 9 | Fidelity Small Cap Index | 1.16% | 447K | $45.9M | +3,642 (+0.8%) | July 31, 2026 |
| 10 | Nomura Small Cap Value A | 0.99% | 380K | $39.0M | — | August 31, 2026 |
| 11 | DFA US Targeted Value I | 0.99% | 379K | $38.8M | — | August 31, 2026 |
| 12 | State Street SPDR Port S&P 600 Sm CpETF | 0.91% | 349K | $35.8M | — | September 30, 2026 |
| 13 | Dimensional US Targeted Value ETF | 0.88% | 339K | $34.7M | +43 (+0.0%) | September 30, 2026 |
| 14 | iShares S&P Small-Cap 600 Value ETF | 0.85% | 325K | $33.3M | — | September 30, 2026 |
| 15 | iShares Russell 2000 Value ETF | 0.84% | 323K | $33.1M | — | September 30, 2026 |
| 16 | Castellan Targeted Equity ETF | 0.77% | 296K | $30.3M | — | September 30, 2026 |
| 17 | Vanguard Tax-Managed Small Cap Adm | 0.73% | 279K | $28.6M | — | August 31, 2026 |
| 18 | Dimensional US Small Cap Value ETF | 0.68% | 261K | $26.8M | — | September 24, 2026 |
| 19 | Vanguard Russell 2000 ETF | 0.61% | 235K | $24.1M | +5,599 (+2.4%) | August 31, 2026 |
| 20 | Franklin Small Cap Value A | 0.60% | 231K | $23.7M | — | August 31, 2026 |
Funds report holdings monthly or quarterly; dates differ by fund.
BFH insider transactions
latest 1| Date | Name | Transaction | Price | Shares | Value |
|---|---|---|---|---|---|
| 2025-07-30 | John J Fawcett | Buy | $61.79 | 1,027 | $63,458 |
Reported trades by company officers, directors and other filers (including disclosures by members of Congress where EODHD lists them). "—" where the filing gives no share count.
BFH shares outstanding
Year-end shares outstanding, adjusted for splits.
Who owns BFH
Institutional investors own 109.7% of Bread Financial's shares and insiders 1.49%. The largest holder is BlackRock Inc with 10.12% of the shares (3.9M), as of June 30, 2026. Among the top 20 institutions, 5 added shares and 15 reduced their stake in the latest filings. Short interest is 11.85% of the float, or 5.49 days of average trading volume. The share count fell 24.7% since 2014.
Related: BFH analyst forecast, BFH key metrics, BFH dividend history. See the BFH stock overview for the latest quote and news.
BFH ownership FAQ
Who owns the most Bread Financial stock?
The largest shareholders of Bread Financial are BlackRock Inc (10.12%), Dimensional Fund Advisors, Inc. (8.05%), Vanguard Portfolio Management, LLC (6.82%), American Century Companies Inc (4.66%), Allianz Asset Management AG (4.66%).
What percentage of Bread Financial is owned by institutions?
Institutions hold 109.7% of Bread Financial's shares outstanding; insiders hold 1.49%.
Which funds own Bread Financial?
The largest fund holders of Bread Financial are iShares Core S&P Small-Cap ETF (5.99%), Avantis US Small Cap Value ETF (3.28%), Vanguard MStar Total Stk Mkt Idx Invest (3.18%), Vanguard Small Cap Index (2.30%), PIMCO RAE US Small Instl (2.05%).
What is Bread Financial's short interest?
3.2M shares of Bread Financial were sold short, 11.85% of the float; at the average daily volume it would take 5.49 days to cover.
Are insiders buying or selling Bread Financial?
Of the latest 1 reported insider transactions in Bread Financial (since July 30, 2025), 1 were purchases and 0 were sales.
How many shares of Bread Financial are outstanding?
Bread Financial has 38.4M shares outstanding, of which 37.7M are in the public float.