Bread Financial Holdings, Inc. (BFH) Stock Forecast
BFH analyst forecast
as of October 17, 2026- Analyst consensus
- Buy 3.82 / 5 from 17 analysts
- Price target
- $114.69 average of analyst targets
- Upside to target
- +11.8% from the latest close
- Next earnings
- October 22, 2026 EPS estimate $3.26
- 52-week range
- $59.93 – $113.40
BFH analyst ratings
17 analystsNumber of analysts at each rating.
BFH price target
The average of analyst 12-month price targets compared with the latest close and the 52-week range.
BFH earnings per share estimates
| Period | Average | Low | High | Year ago | Growth | Analysts |
|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $3.23 | $3.00 | $3.45 | $4.02 | −19.6% | 11 |
| Current fiscal year (2026) | $12.34 | $11.75 | $13.00 | $12.16 | +1.5% | 12 |
| Next fiscal year (2027) | $13.75 | $12.85 | $15.00 | $12.34 | +11.4% | 13 |
Consensus EPS estimates; growth compares the average estimate with the year-ago EPS.
BFH revenue estimates
| Period | Average | Low | High | Growth | Analysts |
|---|---|---|---|---|---|
| Current quarter (Sep '26) | $1.01B | $1.00B | $1.04B | +4.5% | 11 |
| Current fiscal year (2026) | $4.02B | $3.98B | $4.05B | +4.5% | 14 |
| Next fiscal year (2027) | $4.16B | $4.09B | $4.25B | +3.6% | 14 |
BFH EPS: reported and forecast
Fiscal years; "E" marks estimates, the line shows the range from the lowest to the highest estimate.
BFH revenue: reported and forecast
BFH EPS estimate revisions
| Period | 90 days ago | 60 days ago | 30 days ago | 7 days ago | Now | Change (90 d) | Revisions (30 d) |
|---|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $3.26 | $3.34 | $3.35 | $3.24 | $3.23 | −0.7% | 1 up · 5 down |
| Current fiscal year (2026) | $11.34 | $12.22 | $12.23 | $12.33 | $12.34 | +8.8% | 4 up · 2 down |
| Next fiscal year (2027) | $12.75 | $13.37 | $13.38 | $13.70 | $13.75 | +7.8% | 5 up · 0 down |
How the consensus EPS estimate changed over the last 90 days, and how many analysts raised or lowered it in the last 30 days.
BFH earnings surprises
Reported EPS vs the consensus estimate for the last 12 quarters; BFH beat in 10 of 12.
What analysts expect from BFH
17 analysts cover Bread Financial; their consensus rating is buy (3.82 on a 1–5 scale, where 5 is a strong buy). The average price target is $114.69, 11.8% above the latest close of $102.56. Analysts expect earnings of $12.34 per share for 2026, +1.5% from a year earlier. For 2027 the average estimate is $13.75 per share on revenue of $4.2 billion. Bread Financial beat the EPS estimate in 10 of the last 12 quarters.
Related: BFH income statement, BFH key metrics, BFH chart. See the BFH stock overview for the latest quote and news.
BFH forecast FAQ
What is Bread Financial's price target?
The average analyst price target for Bread Financial is $114.69, 11.8% above the latest close of $102.56.
Is Bread Financial a buy, hold or sell?
Of 17 analysts covering Bread Financial, 7 rate it a strong buy, 1 a buy, 8 a hold, 1 a sell and 0 a strong sell, a consensus of buy. Ratings are opinions, not a recommendation from Quotelinks.
What is Bread Financial's EPS forecast?
Analysts forecast $12.34 per share for 2026 (range $11.75 to $13.00); for 2027 the estimate is $13.75.
What is Bread Financial's revenue forecast?
The average revenue estimate for 2026 is $4.0 billion, growth of 4.5%; for 2027 it is $4.2 billion.
When does Bread Financial report earnings?
Bread Financial is expected to report results for the quarter ending September 30, 2026 on October 22, 2026 before the market opens; the EPS estimate is $3.26.
Does Bread Financial usually beat earnings estimates?
Bread Financial reported EPS at or above the analyst estimate in 10 of the last 12 quarters.