Prudential Financial, Inc. (PRU) Key Metrics
PRU valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $39.99B
- Enterprise value
- $69.37B
- P/E (TTM)
- 10.5 10-yr median 9.7
- Forward P/E
- 9.8
- PEG ratio
- 0.68
- Price / sales
- 0.6 10-yr median 0.6
- Price / book
- 1.3 10-yr median 1.0
- EV / EBITDA
- —
- Dividend yield
- 4.83% $5.60 a year
- Beta
- 0.84
PRU key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsPRU valuation Price multiples at each fiscal year-end price.
PRU returns How much profit the business earns on the capital it uses.
PRU per-share figures Results divided by the shares outstanding at year-end.
PRU financial health Debt, liquidity and how easily interest is covered.
PRU efficiency & capital use Working capital cycle and where the cash goes.
PRU valuation history
PRU returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
PRU debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
PRU cash returned to shareholders
PRU price vs earnings per share
PRU key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $39.50B | $42.59B | $37.81B | $37.03B | $42.22B | $30.90B | $38.52B | $34.76B | $50.13B | $44.70B |
| Enterprise value | −$29.07B | −$293.84B | −$297.20B | −$282.13B | −$342.17B | −$383.22B | −$352.52B | −$319.94B | −$304.02B | −$286.78B |
| P/E ratio | 11.0 | 15.6 | 15.2 | — | 4.8 | — | 9.2 | 8.5 | 6.4 | 10.2 |
| Price / sales | 0.6 | 0.6 | 0.7 | 0.6 | 0.6 | 0.5 | 0.6 | 0.6 | 0.8 | 0.8 |
| Price / book | 1.2 | 1.5 | 1.4 | 2.3 | 0.7 | 0.5 | 0.6 | 0.7 | 0.9 | 1.0 |
| Price / free cash flow | 6.3 | 5.0 | 5.8 | 7.2 | 4.0 | 3.7 | 2.4 | 1.6 | 4.5 | 3.4 |
| Price / operating cash flow | 6.3 | 5.0 | 5.8 | 7.2 | 4.3 | 3.7 | 2.0 | 1.6 | 3.7 | 3.0 |
| EV / sales | -0.5 | -4.2 | -5.5 | -5.0 | -4.8 | -6.7 | -5.4 | -5.1 | -5.1 | -4.9 |
| Earnings yield | 9.1% | 6.4% | 6.6% | −4.4% | 21.0% | −1.2% | 10.9% | 11.7% | 15.7% | 9.8% |
| Free cash flow yield | 15.9% | 20.0% | 17.2% | 13.9% | 25.0% | 26.8% | 41.1% | 62.3% | 22.2% | 29.0% |
| Dividend yield | 4.9% | 4.4% | 4.9% | 4.9% | 4.3% | 5.7% | 4.3% | 4.4% | 2.6% | 2.9% |
| Shareholder yield (dividends + buybacks) | 7.4% | 6.8% | 7.6% | 8.9% | 10.2% | 7.3% | 10.8% | 8.7% | 5.1% | 7.6% |
| Share price at fiscal year-end | $112.88 | $118.53 | $103.71 | $99.46 | $108.24 | $78.07 | $93.74 | $81.55 | $114.98 | $104.06 |
| Per share | ||||||||||
| Revenue per share | $174.23 | $196.70 | $148.83 | $153.06 | $182.39 | $144.09 | $157.70 | $147.80 | $136.91 | $136.86 |
| Earnings per share | $10.22 | $7.59 | $6.82 | −$4.42 | $22.73 | −$0.94 | $10.19 | $9.56 | $18.03 | $10.17 |
| Operating cash flow per share | $17.92 | $23.66 | $17.86 | $13.85 | $25.15 | $21.14 | $47.76 | $50.83 | $30.84 | $34.40 |
| Free cash flow per share | $17.92 | $23.66 | $17.86 | $13.85 | $27.04 | $20.92 | $38.50 | $50.83 | $25.55 | $30.19 |
| Cash per share | $261.56 | $1,015.28 | $992.72 | $931.51 | $1,061.78 | $1,099.20 | $1,004.84 | $880.99 | $858.30 | $821.28 |
| Book value per share | $92.70 | $77.57 | $76.30 | $43.65 | $158.62 | $170.35 | $153.60 | $114.07 | $124.01 | $106.76 |
| Tangible book value per share | $25.81 | $73.43 | $71.91 | $39.70 | $152.01 | $158.43 | $147.34 | $101.84 | $74.08 | $57.60 |
| Dividends per share | $5.50 | $5.26 | $5.06 | $4.88 | $4.65 | $4.46 | $3.99 | $3.57 | $2.97 | $3.03 |
| Capex per share | $0.00 | $0.00 | $0.00 | $0.00 | $1.89 | $0.22 | $9.26 | $0.00 | $5.29 | $4.22 |
| Debt per share | $65.61 | $78.95 | $73.86 | $74.26 | $76.40 | $52.93 | $53.18 | $48.77 | $46.03 | $49.64 |
| Shares outstanding | 349.9M | 359.3M | 364.6M | 372.3M | 390.1M | 395.8M | 410.9M | 426.2M | 436.0M | 429.6M |
| Change in shares outstanding | −2.6% | −1.5% | −2.1% | −4.6% | −1.4% | −3.7% | −3.6% | −2.2% | +1.5% | −7.3% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 11.9% | 9.8% | 11.3% | −4.2% | 13.7% | −0.6% | 7.5% | 7.9% | 15.7% | 10.0% |
| Return on assets (ROA) | 0.5% | 0.4% | 0.4% | −0.2% | 0.9% | −0.0% | 0.5% | 0.5% | 1.0% | 0.6% |
| Return on tangible assets | 0.5% | 0.4% | 0.3% | −0.2% | 0.9% | −0.0% | 0.5% | 0.5% | 1.0% | 0.6% |
| Free cash flow margin | 10.3% | 12.0% | 12.0% | 9.1% | 14.8% | 14.5% | 24.4% | 34.4% | 18.7% | 22.1% |
| Income quality (OCF / net income) | 1.75 | 3.12 | 2.62 | — | 1.11 | — | 4.69 | 5.32 | 1.71 | 3.38 |
| Financial health | ||||||||||
| Total debt | $22.96B | $28.37B | $26.93B | $27.65B | $29.80B | $20.95B | $21.85B | $20.78B | $20.07B | $21.32B |
| Cash & short-term investments | $91.53B | $364.79B | $361.94B | $346.80B | $414.20B | $435.06B | $412.89B | $375.48B | $374.22B | $352.80B |
| Net debt | −$68.57B | −$336.42B | −$335.01B | −$319.16B | −$384.40B | −$414.12B | −$391.04B | −$354.69B | −$354.15B | −$331.48B |
| Debt / equity | 0.71 | 1.02 | 0.97 | 1.70 | 0.48 | 0.31 | 0.35 | 0.43 | 0.37 | 0.46 |
| Debt / assets | 0.03 | 0.04 | 0.04 | 0.04 | 0.03 | 0.02 | 0.02 | 0.03 | 0.02 | 0.03 |
| Net debt / EBITDA | −14.33 | −93.66 | −111.60 | — | −34.82 | — | −70.52 | −71.01 | −52.79 | −55.04 |
| Current ratio | 0.61 | 1.87 | 1.80 | 1.74 | 1.56 | 469.63 | 0.51 | 0.01 | 0.01 | 0.01 |
| Quick ratio | 0.61 | 1.87 | 3.53 | 3.19 | 1.56 | 469.63 | 0.51 | 0.01 | 0.01 | 0.01 |
| Interest coverage | 2.2 | — | 1.7 | -1.2 | 7.4 | -0.2 | 3.3 | 3.4 | 4.9 | 4.3 |
| Working capital | −$89.40B | $197.81B | $184.16B | $157.51B | $155.70B | $433.48B | −$400.63B | −$744.20B | −$754.86B | −$715.73B |
| Invested capital | −$36.13B | −$308.55B | −$307.19B | −$302.91B | −$322.52B | −$346.69B | −$327.92B | −$306.08B | −$300.08B | −$285.62B |
| Tangible asset value | $12.17B | $28.64B | $28.19B | $15.74B | $60.03B | $63.49B | $61.15B | $43.82B | $32.58B | $24.97B |
| Net current asset value | −$598.64B | −$279.10B | −$277.94B | −$303.36B | −$439.73B | −$438.11B | −$419.94B | −$762.12B | −$773.22B | −$733.54B |
| Graham number | $146.00 | $115.10 | $108.24 | — | $284.83 | — | $187.64 | $156.63 | $224.32 | $156.29 |
| Graham net-net per share | −$1,745.07 | −$862.32 | −$1,384.47 | −$1,282.08 | −$1,175.67 | −$1,105.22 | −$1,022.01 | −$916.40 | −$925.13 | −$896.40 |
| Capital allocation | ||||||||||
| Dividends paid | $1.93B | $1.89B | $1.85B | $1.82B | $1.81B | $1.77B | $1.64B | $1.52B | $1.30B | $1.30B |
| Share buybacks (net) | $1.00B | $1.00B | $1.01B | $1.49B | $2.50B | $500.0M | $2.50B | $1.50B | $1.25B | $2.12B |
| Dividend payout ratio | 53.9% | 69.3% | 74.2% | — | 20.5% | — | 39.2% | 37.3% | 16.5% | 29.8% |
| Dividends + buybacks / free cash flow | 46.7% | 34.0% | 43.9% | 64.1% | 40.9% | 27.4% | 26.2% | 13.9% | 22.9% | 26.4% |
| Capex / revenue | 0.0% | 0.0% | 0.0% | 0.0% | 1.0% | 0.2% | 5.9% | 0.0% | 3.9% | 3.1% |
| Capex / operating cash flow | 0.0% | 0.0% | 0.0% | 0.0% | 7.5% | 1.1% | 19.4% | 0.0% | 17.2% | 12.3% |
| Capex / depreciation | 0.00 | 0.00 | — | 0.00 | 3.61 | 0.19 | 8.27 | 0.00 | 10.39 | 5.69 |
| Stock-based compensation / revenue | — | — | 0.5% | 0.4% | 0.4% | 0.4% | 0.4% | 0.2% | 0.4% | 0.3% |
| SG&A / revenue | 21.3% | 18.9% | 24.2% | 22.4% | 19.5% | 24.9% | 21.1% | 19.0% | 20.0% | 20.0% |
| Efficiency | ||||||||||
| Days sales outstanding | 266.8 | 185.2 | 113.0 | 18.8 | 14.6 | — | — | — | — | — |
| Days of inventory on hand | — | — | -3,499.9 | -2,487.6 | — | — | — | — | — | — |
| Days payables outstanding | 156.0 | 112.7 | 106.7 | 61.7 | 91.7 | 102.1 | 80.1 | 71.3 | 190.4 | 285.5 |
| Cash conversion cycle (days) | 110.7 | 72.5 | -3,493.6 | -2,530.5 | -77.0 | — | — | — | — | — |
| Receivables turnover | 1.37 | 1.97 | 3.23 | 19.43 | 24.92 | — | — | — | — | — |
| Payables turnover | 2.34 | 3.24 | 3.42 | 5.92 | 3.98 | 3.57 | 4.56 | 5.12 | 1.92 | 1.28 |
| Asset turnover | 0.08 | 0.10 | 0.08 | 0.07 | 0.08 | 0.06 | 0.08 | 0.08 | 0.07 | 0.08 |
| Average receivables | $44.56B | $35.86B | $16.80B | $2.93B | $2.85B | — | — | — | — | — |
| Average payables | $17.96B | $16.41B | $10.73B | $7.62B | $10.77B | $11.70B | $9.66B | $8.77B | $20.45B | $30.72B |
| Average inventory | — | — | −$352.01B | −$307.34B | — | — | — | — | $0 | $0 |
| Intangibles / total assets | 3.0% | 0.2% | 0.2% | 0.2% | 0.3% | 0.5% | 0.3% | 0.6% | 2.6% | 2.7% |
Computed from PRU's annual financial statements (latest annual report filed February 12, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
PRU valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Prudential traded at 11.0 times earnings, against a 10-year median of 9.7. Based on the latest twelve months, the trailing P/E is 10.5 and the forward P/E is 9.8. Prudential earned a return on equity of 11.9% in fiscal 2025. It ended the year with $23.0 billion of debt and $91.5 billion in cash and short-term investments, a net cash position of $68.6 billion. It returned $2.9 billion to shareholders: $1.9 billion in dividends and $1.0 billion in share buybacks, 47% of free cash flow. The share count fell 18.5% from 429.6M to 349.9M over 9 years.
See the PRU income statement, the PRU chart for price history, or the PRU stock overview for the latest quote and news.
PRU key metrics FAQ
What is Prudential's P/E ratio?
Prudential's trailing P/E ratio is 10.5 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 9.8. At the end of fiscal 2025 it was 11.0, compared with a 10-year median of 9.7.
What is Prudential's return on equity?
Prudential's return on equity (ROE) was 11.9% in fiscal 2025: net income of $3.6 billion on average shareholders' equity of $30.2 billion.
How much debt does Prudential have?
Prudential had total debt of $23.0 billion at the end of fiscal 2025, a debt-to-equity ratio of 0.71 and more cash than debt.
What is Prudential's dividend yield?
Prudential's forward dividend yield is 4.83%. Prudential paid $1.9 billion in dividends in fiscal 2025 ($5.50 per share), a payout ratio of 53.9%.
Does Prudential buy back its shares?
Yes. Prudential spent $1.0 billion on net share repurchases in fiscal 2025 Shares outstanding changed −2.6% over the year, to 349.9M..
What is Prudential's free cash flow yield?
Prudential generated $6.3 billion of free cash flow in fiscal 2025, a free cash flow yield of 15.9% on its market value at year-end ($39.5 billion).
What is Prudential's current ratio?
Prudential's current ratio was 0.61 at the end of fiscal 2025: current assets were 0.61 times current liabilities.