Genworth Financial, Inc. (GNW) Key Metrics
GNW valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $3.43B
- Enterprise value
- $3.20B
- P/E (TTM)
- 18.1 10-yr median 4.3
- Forward P/E
- 5.1
- PEG ratio
- 0.31
- Price / sales
- 0.5 10-yr median 0.3
- Price / book
- 0.4 10-yr median 0.2
- EV / EBITDA
- —
- Dividend yield
- —
- Beta
- 0.88
GNW key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsGNW valuation Price multiples at each fiscal year-end price.
GNW returns How much profit the business earns on the capital it uses.
GNW per-share figures Results divided by the shares outstanding at year-end.
GNW financial health Debt, liquidity and how easily interest is covered.
GNW efficiency & capital use Working capital cycle and where the cash goes.
GNW valuation history
GNW returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
GNW debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
GNW cash returned to shareholders
GNW price vs earnings per share
GNW key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $3.74B | $3.07B | $3.17B | $2.70B | $2.08B | $1.93B | $2.24B | $2.33B | $1.56B | $1.90B |
| Enterprise value | −$2.90B | −$3.13B | −$44.24B | −$57.07B | −$70.51B | −$74.09B | −$57.69B | −$55.43B | −$59.53B | −$57.53B |
| P/E ratio | 16.8 | 10.3 | 41.7 | 3.0 | 2.3 | 2.5 | 4.3 | 19.6 | 1.9 | — |
| Price / sales | 0.6 | 0.4 | 0.4 | 0.4 | 0.3 | 0.2 | 0.3 | 0.3 | 0.2 | 0.2 |
| Price / book | 0.4 | 0.4 | 0.4 | 0.3 | 0.0 | 0.0 | 0.0 | 0.2 | 0.1 | 0.2 |
| Price / free cash flow | 11.4 | 34.9 | 5.3 | 2.6 | 4.8 | 0.9 | 1.1 | 1.4 | 0.6 | 1.0 |
| Price / operating cash flow | 11.4 | 34.9 | 5.3 | 2.6 | 4.8 | 1.0 | 1.1 | 1.4 | 0.6 | 1.0 |
| EV / sales | -0.5 | -0.4 | -6.0 | -7.7 | -9.0 | -8.6 | -7.1 | -6.6 | -7.9 | -6.9 |
| Earnings yield | 6.0% | 9.7% | 2.4% | 33.9% | 43.4% | 39.4% | 23.1% | 5.1% | 52.4% | −14.6% |
| Free cash flow yield | 8.7% | 2.9% | 18.8% | 38.8% | 21.0% | 115.2% | 92.7% | 70.0% | 163.8% | 97.5% |
| Dividend yield | 0.6% | 0.7% | 1.2% | 1.7% | 1.8% | 0.5% | 3.9% | 4.2% | 6.9% | 7.3% |
| Shareholder yield (dividends + buybacks) | 9.1% | 6.8% | 10.6% | 4.1% | 1.8% | 0.5% | 4.9% | 6.5% | 9.0% | 7.3% |
| Share price at fiscal year-end | $9.03 | $6.99 | $6.68 | $5.29 | $4.05 | $3.78 | $4.40 | $4.66 | $3.11 | $3.81 |
| Per share | ||||||||||
| Revenue per share | $15.38 | $16.26 | $15.52 | $14.48 | $15.22 | $16.92 | $15.88 | $16.85 | $14.98 | $16.78 |
| Earnings per share | $0.54 | $0.68 | $0.16 | $1.79 | $1.76 | $1.49 | $1.02 | $0.24 | $1.63 | −$0.56 |
| Operating cash flow per share | $0.79 | $0.20 | $1.26 | $2.05 | $0.85 | $3.83 | $4.08 | $3.26 | $5.09 | $3.72 |
| Free cash flow per share | $0.79 | $0.20 | $1.26 | $2.05 | $0.85 | $4.35 | $4.08 | $3.26 | $5.09 | $3.72 |
| Cash per share | $19.69 | $17.57 | $103.17 | $120.16 | $144.74 | $157.48 | $125.41 | $124.89 | $132.07 | $128.41 |
| Book value per share | $21.14 | $19.33 | $15.75 | $21.02 | $189.02 | $199.80 | $191.81 | $28.36 | $30.57 | $25.37 |
| Tangible book value per share | $16.83 | $18.88 | $15.33 | $20.55 | $188.74 | $199.41 | $191.42 | $27.66 | $29.97 | $24.68 |
| Dividends per share | $0.06 | $0.05 | $0.08 | $0.09 | $0.07 | $0.02 | $0.17 | $0.19 | $0.21 | $0.28 |
| Capex per share | $0.00 | $0.00 | $0.81 | $0.00 | $0.00 | $0.52 | $0.00 | $0.00 | $0.00 | $0.00 |
| Debt per share | $3.65 | $3.45 | $3.34 | $3.17 | $3.69 | $8.89 | $7.82 | $9.46 | $10.23 | $9.16 |
| Shares outstanding | 414.0M | 439.4M | 474.9M | 510.9M | 514.7M | 511.6M | 509.7M | 500.4M | 501.4M | 498.3M |
| Change in shares outstanding | −5.8% | −7.5% | −7.0% | −0.7% | +0.6% | +0.4% | +1.9% | −0.2% | +0.6% | +0.2% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 2.6% | 3.7% | 0.8% | 1.7% | 0.9% | 0.8% | 0.9% | 0.8% | 5.8% | −2.0% |
| Return on invested capital (ROIC) | 15.8% | — | — | — | 3.6% | 1.0% | — | — | — | — |
| Return on assets (ROA) | 0.3% | 0.3% | 0.1% | 1.0% | 0.9% | 0.7% | 0.5% | 0.1% | 0.8% | −0.3% |
| Return on tangible assets | 0.3% | 0.3% | 0.1% | 1.1% | 0.9% | 0.7% | 0.5% | 0.1% | 0.8% | −0.3% |
| Free cash flow margin | 5.1% | 1.2% | 8.1% | 14.2% | 5.6% | 25.7% | 25.7% | 19.4% | 34.0% | 22.1% |
| Income quality (OCF / net income) | 1.47 | 0.29 | 7.86 | 1.15 | 0.48 | 2.58 | 4.01 | 13.72 | 3.13 | — |
| Financial health | ||||||||||
| Total debt | $1.51B | $1.52B | $1.58B | $1.62B | $1.90B | $4.55B | $3.98B | $4.73B | $5.13B | $4.56B |
| Cash & short-term investments | $8.15B | $7.72B | $49.00B | $61.39B | $74.50B | $80.57B | $63.92B | $62.49B | $66.22B | $63.99B |
| Net debt | −$6.64B | −$6.20B | −$47.41B | −$59.77B | −$72.60B | −$76.02B | −$59.93B | −$57.76B | −$61.09B | −$59.42B |
| Debt / equity | 0.17 | 0.18 | 0.21 | 0.15 | 0.02 | 0.04 | 0.04 | 0.33 | 0.33 | 0.36 |
| Debt / assets | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.04 | 0.04 | 0.05 | 0.05 | 0.04 |
| Net debt / EBITDA | −10.52 | −7.38 | −102.85 | −40.63 | −46.06 | −169.69 | −111.40 | −101.51 | −89.70 | −58.43 |
| Current ratio | 1.91 | — | — | — | — | — | — | 0.03 | 0.03 | 0.03 |
| Quick ratio | 1.91 | — | — | — | — | — | — | 0.03 | 0.03 | 0.03 |
| Interest coverage | 4.1 | 5.2 | 2.6 | 12.9 | 7.3 | 2.2 | 2.3 | 1.9 | 0.5 | 0.9 |
| Working capital | $12.65B | $42.35B | $20.58B | $5.99B | $96.28B | $101.72B | $86.77B | −$82.28B | −$84.43B | −$84.67B |
| Invested capital | $2.11B | $2.29B | −$39.93B | −$49.03B | $24.69B | $26.20B | $37.83B | −$43.57B | −$45.76B | −$46.78B |
| Tangible asset value | $7.98B | $9.23B | $8.14B | $10.50B | $97.15B | $102.02B | $97.56B | $13.84B | $15.03B | $14.12B |
| Net current asset value | −$51.73B | −$52.06B | −$80.27B | −$73.90B | $89.43B | $93.86B | $77.45B | −$84.56B | −$87.09B | −$87.41B |
| Graham number | $16.00 | $17.20 | $7.53 | $29.12 | $86.43 | $81.78 | $66.29 | $12.32 | $33.48 | — |
| Graham net-net per share | −$136.08 | −$128.54 | −$112.08 | −$81.89 | $161.97 | $172.10 | $138.23 | −$22.55 | −$21.09 | −$25.86 |
| Capital allocation | ||||||||||
| Dividends paid | $23.0M | $21.0M | $39.0M | $46.0M | $37.0M | $9.0M | $87.0M | $97.0M | $107.0M | $138.0M |
| Share buybacks (net) | $319.0M | $189.0M | $296.0M | $64.0M | $0 | $0 | $22.0M | $55.0M | $33.0M | $0 |
| Dividend payout ratio | 10.3% | 7.0% | 51.3% | 5.0% | 4.1% | 1.2% | 16.8% | 81.5% | 13.1% | — |
| Dividends + buybacks / free cash flow | 104.6% | 238.6% | 56.1% | 10.5% | 8.5% | 0.4% | 5.2% | 9.3% | 5.5% | 7.5% |
| Capex / revenue | 0.0% | 0.0% | 5.2% | 0.0% | 0.0% | 3.1% | 0.0% | 0.0% | 0.0% | 0.0% |
| Capex / operating cash flow | 0.0% | 0.0% | 64.3% | 0.0% | 0.0% | 13.6% | 0.0% | 0.0% | 0.0% | 0.0% |
| Capex / depreciation | 0.00 | 0.00 | 9.60 | 0.00 | — | 0.58 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock-based compensation / revenue | 0.9% | 0.7% | 0.7% | 0.5% | 0.5% | 0.5% | 0.3% | 0.4% | 0.6% | 0.4% |
| SG&A / revenue | 15.8% | 13.7% | 12.8% | 18.5% | 15.6% | 11.4% | 11.9% | 11.2% | 8.6% | 15.2% |
| Efficiency | ||||||||||
| Days sales outstanding | 1,034.6 | 937.2 | 878.0 | 820.4 | 783.7 | 715.0 | 775.0 | 754.4 | 858.1 | 763.8 |
| Days of inventory on hand | — | — | -3,814.8 | -2,527.2 | -193.2 | -220.3 | -277.4 | — | — | — |
| Days payables outstanding | — | — | — | 374.6 | 659.2 | 312.6 | 24.2 | 30.8 | 44.4 | 49.1 |
| Cash conversion cycle (days) | — | — | — | -2,081.4 | -68.7 | 182.1 | 473.4 | 723.6 | 813.7 | 714.7 |
| Receivables turnover | 0.35 | 0.39 | 0.42 | 0.44 | 0.47 | 0.51 | 0.47 | 0.48 | 0.43 | 0.48 |
| Payables turnover | — | — | — | 0.97 | 0.55 | 1.17 | 15.07 | 11.86 | 8.22 | 7.44 |
| Asset turnover | 0.07 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.07 | 0.08 |
| Average receivables | $18.05B | $18.34B | $17.73B | $16.62B | $16.82B | $16.96B | $17.19B | $17.42B | $17.66B | $17.50B |
| Average payables | — | — | — | $6.18B | $11.83B | $6.13B | $474.0M | $633.0M | $866.0M | $1.04B |
| Average inventory | — | — | −$73.86B | −$41.71B | −$3.47B | −$4.32B | −$5.43B | — | $0 | $0 |
| Intangibles / total assets | 2.0% | 0.2% | 0.2% | 0.3% | 0.1% | 0.2% | 0.2% | 0.3% | 0.3% | 0.3% |
Computed from GNW's annual financial statements (latest annual report filed February 27, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
GNW valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Genworth Financial traded at 16.8 times earnings, against a 10-year median of 4.3. Based on the latest twelve months, the trailing P/E is 18.1 and the forward P/E is 5.1. Genworth Financial earned a return on equity of 2.6% and a return on invested capital of 15.8% in fiscal 2025. It ended the year with $1.5 billion of debt and $8.2 billion in cash and short-term investments, a net cash position of $6.6 billion. It returned $342.0 million to shareholders: $23.0 million in dividends and $319.0 million in share buybacks, 105% of free cash flow. The share count fell 16.9% from 498.3M to 414.0M over 9 years.
See the GNW income statement, the GNW chart for price history, or the GNW stock overview for the latest quote and news.
GNW key metrics FAQ
What is Genworth Financial's P/E ratio?
Genworth Financial's trailing P/E ratio is 18.1 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 5.1. At the end of fiscal 2025 it was 16.8, compared with a 10-year median of 4.3.
What is Genworth Financial's return on equity?
Genworth Financial's return on equity (ROE) was 2.6% in fiscal 2025: net income of $223.0 million on average shareholders' equity of $8.6 billion.
What is Genworth Financial's ROIC?
Genworth Financial's return on invested capital was 15.8% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.
How much debt does Genworth Financial have?
Genworth Financial had total debt of $1.5 billion at the end of fiscal 2025, a debt-to-equity ratio of 0.17 and more cash than debt.
What is Genworth Financial's dividend yield?
Genworth Financial paid $23.0 million in dividends in fiscal 2025 ($0.06 per share), a payout ratio of 10.3%.
Does Genworth Financial buy back its shares?
Yes. Genworth Financial spent $319.0 million on net share repurchases in fiscal 2025 Shares outstanding changed −5.8% over the year, to 414.0M..
What is Genworth Financial's free cash flow yield?
Genworth Financial generated $327.0 million of free cash flow in fiscal 2025, a free cash flow yield of 8.7% on its market value at year-end ($3.7 billion).
What is Genworth Financial's current ratio?
Genworth Financial's current ratio was 1.91 at the end of fiscal 2025: current assets were 1.91 times current liabilities.