Genworth Financial, Inc. (GNW) Income Statement
GNW 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsGNW revenue and net income
Where GNW's revenue goes
2025Each bar shows an amount and its share of revenue. GNW kept 3.5% of revenue as net income.
GNW profit margins
GNW growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | −10.9% | −4.9% | −6.0% | −2.9% |
| Gross profit | +177.1% | +4.1% | −29.1% | +14.4% |
| Operating income | −27.2% | −31.8% | −0.7% | — |
| Net income | −25.4% | −37.6% | −21.8% | — |
| EPS (diluted) | −51.4% | −34.9% | −15.9% | −4.0% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
GNW quarterly EPS vs estimates
Genworth Financial beat the analyst EPS estimate in 3 of the last 8 quarters. Next report: November 4, 2026 (estimate $0.27).
GNW income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $6.37B | $7.14B | $7.37B | $7.40B | $7.83B | $8.66B | $8.10B | $8.43B | $7.51B | $8.36B |
| Cost of revenue | $4.82B | $6.58B | $7.07B | $6.02B | $6.55B | $7.16B | $7.14B | $7.51B | $7.12B | $7.71B |
| Gross profit | $1.55B | $558.0M | $304.0M | $1.37B | $7.83B | $8.66B | $8.10B | $8.43B | $393.0M | $651.0M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $1.01B | $977.0M | $942.0M | $1.37B | $1.22B | $988.0M | $962.0M | $943.0M | $646.0M | $1.27B |
| Total operating expenses | $1.11B | −$37.0M | $1.0M | $7.0M | −$6.67B | −$8.21B | −$7.56B | $7.51B | $266.0M | $331.0M |
| Operating income | $433.0M | $595.0M | $303.0M | $1.36B | $1.17B | $448.0M | $538.0M | $569.0M | $127.0M | $320.0M |
| Interest income | $63.0M | $11.0M | $46.0M | $106.0M | $160.0M | $202.0M | $239.0M | $256.0M | $266.0M | $337.0M |
| Interest expense | $105.0M | $115.0M | $118.0M | $106.0M | $160.0M | $202.0M | $239.0M | $299.0M | $266.0M | $337.0M |
| Income before taxes | $433.0M | $595.0M | $303.0M | $1.36B | $1.18B | $1.03B | $714.0M | $448.0M | $127.0M | $320.0M |
| Income taxes | $84.0M | $158.0M | $104.0M | $319.0M | $263.0M | $270.0M | $195.0M | $151.0M | −$406.0M | $358.0M |
| Net income | $223.0M | $299.0M | $76.0M | $916.0M | $904.0M | $761.0M | $519.0M | $119.0M | $817.0M | −$277.0M |
| EBITDA | $631.0M | $840.0M | $461.0M | $1.47B | $1.58B | $448.0M | $538.0M | $569.0M | $681.0M | $1.02B |
| EPS (diluted) | $0.34 | $0.70 | −$0.08 | $1.23 | $1.49 | $0.81 | $0.93 | $0.36 | $1.39 | $0.48 |
| Gross margin | 24.3% | 7.8% | 4.1% | 18.6% | 100.0% | 100.0% | 100.0% | 100.0% | 5.2% | 7.8% |
| Operating margin | 6.8% | 8.3% | 4.1% | 18.5% | 14.9% | 5.2% | 6.6% | 6.7% | 1.7% | 3.8% |
| Net margin | 3.5% | 4.2% | 1.0% | 12.4% | 11.5% | 8.8% | 6.4% | 1.4% | 10.9% | −3.3% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.90B | $1.72B | $1.49B | $1.87B | $1.73B | $1.78B | $1.72B | $1.84B | $1.73B | $1.84B | $1.87B | $1.80B |
| Cost of revenue | $0 | $1.22B | $1.18B | $1.74B | $1.65B | $1.63B | $1.70B | $1.69B | $1.60B | $1.60B | $2.10B | $1.71B |
| Gross profit | $1.90B | $499.0M | $311.0M | $129.0M | $82.0M | $144.0M | $22.0M | $153.0M | $137.0M | $246.0M | −$228.0M | $89.0M |
| Sales, general & admin | — | — | $265.0M | $259.0M | $249.0M | $236.0M | $253.0M | $259.0M | — | — | — | $228.0M |
| Total operating expenses | $1.79B | $388.0M | $293.0M | −$35.0M | −$43.0M | $18.0M | −$33.0M | −$8.0M | −$6.0M | $10.0M | −$11.0M | −$1.0M |
| Operating income | $109.0M | $111.0M | $18.0M | $164.0M | $125.0M | $126.0M | $55.0M | $161.0M | $143.0M | $236.0M | −$217.0M | $90.0M |
| Interest income | — | — | $35.0M | $69.0M | $31.0M | $2.0M | $13.0M | $49.0M | — | — | — | $32.0M |
| Interest expense | $26.0M | $25.0M | $26.0M | $27.0M | $26.0M | $26.0M | $27.0M | $28.0M | $30.0M | $30.0M | $30.0M | $30.0M |
| Income before taxes | $109.0M | $111.0M | $18.0M | $164.0M | $125.0M | $126.0M | $55.0M | $161.0M | $143.0M | $236.0M | −$217.0M | $90.0M |
| Income taxes | $26.0M | $31.0M | $4.0M | $9.0M | $35.0M | $36.0M | $20.0M | $40.0M | $32.0M | $66.0M | −$36.0M | $30.0M |
| Net income | $47.0M | $47.0M | $2.0M | $116.0M | $51.0M | $54.0M | −$1.0M | $85.0M | $76.0M | $139.0M | −$212.0M | $29.0M |
| EBITDA | $189.0M | $191.0M | $101.0M | $191.0M | $151.0M | $152.0M | $82.0M | $189.0M | $173.0M | $266.0M | −$187.0M | $185.0M |
| EPS (diluted) | $0.01 | $0.28 | $0.02 | $0.04 | $0.16 | $0.12 | $0.04 | $0.19 | $0.28 | $0.19 | −$0.47 | $0.09 |
| Gross margin | 100.0% | 29.0% | 20.8% | 6.9% | 4.7% | 8.1% | 1.3% | 8.3% | 7.9% | 13.3% | −12.2% | 4.9% |
| Operating margin | 5.7% | 6.4% | 1.2% | 8.8% | 7.2% | 7.1% | 3.2% | 8.7% | 8.3% | 12.8% | −11.6% | 5.0% |
| Net margin | 2.5% | 2.7% | 0.1% | 6.2% | 3.0% | 3.0% | −0.1% | 4.6% | 4.4% | 7.5% | −11.3% | 1.6% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in GNW's financial statements (latest annual report filed February 27, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
GNW financial results
In fiscal year 2025 (ended December 31, 2025), Genworth Financial reported revenue of $6.4 billion, down 10.9% from the year before. It had net income of $223.0 million (down 25.4%), a net profit margin of 3.5%. Diluted earnings per share came to $0.34. Over five years revenue grew at an average rate of −6.0% a year.
See the GNW stock overview for the latest quote and news, or the GNW chart for price history and technical indicators.
GNW income statement FAQ
What is Genworth Financial's annual revenue?
Genworth Financial reported total revenue of $6.4 billion for fiscal year 2025, which ended on December 31, 2025. That was down 10.9% from $7.1 billion the previous year.
Is Genworth Financial profitable?
Yes. Genworth Financial reported net income of $223.0 million in fiscal 2025, a net profit margin of 3.5%; its operating margin was 6.8%.
What is Genworth Financial's gross margin?
Genworth Financial's gross margin was 24.3% in fiscal 2025: for every $100 of revenue, Genworth Financial kept $24 after the direct cost of its products and services.
How fast is Genworth Financial growing?
Revenue grew −6.0% a year on average over the last five fiscal years, from $8.7 billion to $6.4 billion.
What are Genworth Financial's earnings per share?
Genworth Financial earned $0.34 per diluted share in fiscal 2025, compared with $0.70 a year earlier.
When will Genworth Financial report its next earnings?
Genworth Financial is expected to report results for the quarter ending September 30, 2026 on November 4, 2026 after the market closes.
When does Genworth Financial's fiscal year end?
Genworth Financial's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on February 27, 2026.