Unum Group (UNM) Income Statement
UNM 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsUNM revenue and net income
Where UNM's revenue goes
2025Each bar shows an amount and its share of revenue. UNM kept 5.7% of revenue as net income.
UNM profit margins
UNM growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +2.1% | +3.2% | −0.1% | +2.0% |
| Gross profit | +5.2% | +8.3% | +10.1% | +5.1% |
| Operating income | −58.5% | −18.9% | −0.6% | −2.8% |
| Net income | −58.5% | −19.3% | −1.4% | −1.6% |
| EPS (diluted) | −25.8% | +0.3% | +4.9% | +5.6% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
UNM quarterly EPS vs estimates
Unum beat the analyst EPS estimate in 3 of the last 8 quarters. Next report: November 3, 2026 (estimate $2.18).
UNM income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $13.05B | $12.79B | $12.31B | $11.88B | $11.84B | $13.15B | $11.99B | $11.60B | $11.29B | $11.05B |
| Cost of revenue | $8.07B | $8.05B | $8.28B | $7.95B | $8.52B | $10.06B | $8.57B | $9.03B | $8.02B | $7.87B |
| Gross profit | $4.99B | $4.74B | $4.03B | $3.93B | $3.32B | $3.09B | $3.42B | $2.57B | $3.27B | $3.18B |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $1.18B | $1.17B | $1.16B | $1.09B | $975.2M | $953.2M | $898.3M | $885.9M | $852.3M | $839.1M |
| Total operating expenses | $4.06B | $2.49B | $2.39B | $2.18B | $2.06B | $2.12B | $2.04B | $1.94B | $1.87B | $1.83B |
| Operating income | $933.5M | $2.25B | $1.64B | $1.75B | $1.26B | $964.0M | $1.38B | $627.8M | $1.40B | $1.35B |
| Interest income | $208.8M | $201.1M | $194.8M | $188.5M | $185.0M | $188.2M | $177.4M | $167.3M | $159.9M | $166.0M |
| Interest expense | $208.8M | $201.1M | $194.8M | $188.5M | $185.0M | $188.2M | $177.4M | $167.3M | $159.9M | $166.0M |
| Income before taxes | $933.5M | $2.25B | $1.64B | $1.75B | $1.26B | $964.0M | $1.38B | $627.8M | $1.40B | $1.35B |
| Income taxes | $195.0M | $472.2M | $356.3M | $342.8M | $279.6M | $171.0M | $281.8M | $104.4M | $409.8M | $416.3M |
| Net income | $738.5M | $1.78B | $1.28B | $1.41B | $981.0M | $793.0M | $1.10B | $523.4M | $994.2M | $931.4M |
| EBITDA | $1.27B | $2.57B | $1.94B | $2.05B | $1.57B | $1.27B | $1.67B | $896.5M | $1.67B | $1.62B |
| EPS (diluted) | $6.26 | $8.44 | $7.66 | $6.21 | $4.35 | $4.94 | $5.44 | $5.21 | $4.29 | $3.93 |
| Gross margin | 38.2% | 37.1% | 32.8% | 33.1% | 28.0% | 23.5% | 28.5% | 22.2% | 29.0% | 28.8% |
| Operating margin | 7.2% | 17.6% | 13.3% | 14.7% | 10.6% | 7.3% | 11.5% | 5.4% | 12.4% | 12.2% |
| Net margin | 5.7% | 13.9% | 10.4% | 11.9% | 8.3% | 6.0% | 9.2% | 4.5% | 8.8% | 8.4% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.29B | $3.36B | $3.24B | $3.36B | $3.35B | $3.08B | $3.20B | $3.20B | $3.21B | $3.18B | $3.12B | $3.07B |
| Cost of revenue | $2.00B | $2.00B | $1.89B | $2.62B | $2.28B | $2.17B | $2.15B | $95.6M | $2.09B | $2.06B | $2.08B | $2.21B |
| Gross profit | $1.29B | $1.35B | $1.35B | $738.2M | $1.07B | $910.5M | $1.05B | $3.11B | $1.11B | $1.12B | $1.05B | $856.5M |
| Sales, general & admin | $307.0M | $1.05B | $288.8M | $292.4M | $292.0M | $310.4M | $270.3M | $294.2M | $295.9M | $305.8M | $295.3M | $297.9M |
| Total operating expenses | $960.3M | $1.05B | $1.13B | $683.7M | $651.9M | $666.9M | $608.1M | $2.22B | $618.1M | $626.6M | $616.5M | $594.8M |
| Operating income | $329.5M | $302.7M | $218.4M | $54.5M | $417.0M | $243.6M | $445.5M | $886.4M | $495.5M | $495.7M | $428.7M | $261.7M |
| Interest income | — | — | $52.6M | $52.2M | $52.0M | $52.0M | $52.5M | $49.2M | — | — | — | $48.6M |
| Interest expense | $53.3M | $53.1M | $52.6M | $52.2M | $52.0M | $52.0M | $52.5M | $49.2M | $49.9M | $49.5M | $49.2M | $48.6M |
| Income before taxes | $329.5M | $302.7M | $218.4M | $54.5M | $417.0M | $243.6M | $445.5M | $814.6M | $495.5M | $495.7M | $428.7M | $261.7M |
| Income taxes | $72.6M | $70.7M | $44.3M | $14.8M | $81.4M | $54.5M | $96.8M | $168.9M | $106.0M | $100.5M | $98.1M | $59.7M |
| Net income | $256.9M | $232.0M | $174.1M | $39.7M | $335.6M | $189.1M | $348.7M | $645.7M | $389.5M | $395.2M | $330.6M | $202.0M |
| EBITDA | $433.4M | $387.6M | $302.2M | $138.3M | $499.2M | $325.6M | $524.2M | $894.4M | $574.6M | $575.3M | $505.8M | $338.4M |
| EPS (diluted) | $2.16 | $2.14 | $1.92 | $0.23 | $2.07 | $2.04 | $2.03 | $2.13 | $2.16 | $2.12 | $1.79 | $1.94 |
| Gross margin | 39.2% | 40.3% | 41.6% | 22.0% | 31.9% | 29.6% | 32.9% | 97.0% | 34.7% | 35.3% | 33.5% | 27.9% |
| Operating margin | 10.0% | 9.0% | 6.7% | 1.6% | 12.5% | 7.9% | 13.9% | 27.7% | 15.5% | 15.6% | 13.7% | 8.5% |
| Net margin | 7.8% | 6.9% | 5.4% | 1.2% | 10.0% | 6.1% | 10.9% | 20.2% | 12.2% | 12.4% | 10.6% | 6.6% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in UNM's financial statements (latest annual report filed February 17, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
UNM financial results
In fiscal year 2025 (ended December 31, 2025), Unum reported revenue of $13.1 billion, up 2.1% from the year before. It had net income of $738.5 million (down 58.5%), a net profit margin of 5.7%. Diluted earnings per share came to $6.26. Over five years revenue grew at an average rate of −0.1% a year.
See the UNM stock overview for the latest quote and news, or the UNM chart for price history and technical indicators.
UNM income statement FAQ
What is Unum's annual revenue?
Unum reported total revenue of $13.1 billion for fiscal year 2025, which ended on December 31, 2025. That was up 2.1% from $12.8 billion the previous year.
Is Unum profitable?
Yes. Unum reported net income of $738.5 million in fiscal 2025, a net profit margin of 5.7%; its operating margin was 7.2%.
What is Unum's gross margin?
Unum's gross margin was 38.2% in fiscal 2025: for every $100 of revenue, Unum kept $38 after the direct cost of its products and services.
How fast is Unum growing?
Revenue grew −0.1% a year on average over the last five fiscal years, from $13.1 billion to $13.1 billion.
What are Unum's earnings per share?
Unum earned $6.26 per diluted share in fiscal 2025, compared with $8.44 a year earlier.
When will Unum report its next earnings?
Unum is expected to report results for the quarter ending September 30, 2026 on November 3, 2026 after the market closes.
When does Unum's fiscal year end?
Unum's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on February 17, 2026.