Prudential plc (PUK) Key Metrics

NYSE: PUKValuation, returns, debt and efficiency ratios over 10 years.

PUK valuation today

Trailing 12 months · as of October 18, 2026
Market cap
$29.64B
Enterprise value
$31.16B
P/E (TTM)
8.5
10-yr median 10.9
Forward P/E
9.7
PEG ratio
2.43
Price / sales
2.1
10-yr median 1.1
Price / book
1.6
10-yr median 1.7
EV / EBITDA
—
10-yr median 10.1
Dividend yield
2.32%
$0.56 a year
Beta
0.91

PUK key metrics, 2016–2025

Fiscal year ended December 31, 2025 · U.S. dollars

PUK valuation Price multiples at each fiscal year-end price.

P/E ratio+6.3%
10.1
2025 · hover or tap a bar for each year
2016: 20.9 (+42.6%)2017: 19.6 (−6.1%)2018: 11.6 (−40.9%)2019: 24.5 (+111.5%)2020: 10.9 (−55.5%)2021: 10.2 (−6.2%)2023: 9.12024: 9.5 (+4.7%)2025: 10.1 (+6.3%)
20162025
Price / sales−45.7%
1.4
2025 · hover or tap a bar for each year
2016: 0.6 (−57.4%)2017: 0.5 (−3.1%)2018: 1.4 (+158.4%)2019: 0.5 (−63.5%)2020: 0.6 (+25.8%)2021: 0.9 (+33.0%)2022: 2.1 (+151.8%)2023: 1.3 (−40.1%)2024: 2.7 (+106.8%)2025: 1.4 (−45.7%)
20162025
Price / book+61.2%
2.0
2025 · hover or tap a bar for each year
2016: 2.7 (−6.2%)2017: 2.9 (+6.4%)2018: 2.0 (−30.8%)2019: 2.4 (+20.8%)2020: 1.1 (−54.2%)2021: 1.3 (+19.1%)2022: 1.1 (−15.3%)2023: 0.9 (−23.0%)2024: 1.2 (+43.3%)2025: 2.0 (+61.2%)
20162025
EV / EBITDA−2.2%
7.5
2025 · hover or tap a bar for each year
2016: 12.4 (−1.1%)2017: 55.9 (+349.5%)2018: 26.4 (−52.8%)2023: 6.12024: 7.7 (+25.3%)2025: 7.5 (−2.2%)
20162025
Price / free cash flow+199.1%
18.5
2025 · hover or tap a bar for each year
2016: 29.8 (−17.8%)2017: 56.5 (+89.4%)2018: 17.5 (−69.1%)2020: 12.22021: 93.5 (+666.5%)2022: 18.0 (−80.7%)2023: 19.6 (+8.7%)2024: 6.2 (−68.4%)2025: 18.5 (+199.1%)
20162025
Free cash flow yield−10.8 pts
5.4%
2025 · hover or tap a bar for each year
2016: 3.4% (+0.6 pts)2017: 1.8% (−1.6 pts)2018: 5.7% (+4.0 pts)2019: −0.6% (−6.3 pts)2020: 8.2% (+8.8 pts)2021: 1.1% (−7.1 pts)2022: 5.6% (+4.5 pts)2023: 5.1% (−0.4 pts)2024: 16.2% (+11.1 pts)2025: 5.4% (−10.8 pts)
20162025

PUK valuation history

Fiscal year-endToday10-year median

PUK returns on capital

ROEROICROA

Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.

PUK debt vs cash

Total debtCash & short-term investments

Debt includes short- and long-term borrowings and, where reported, lease liabilities.

PUK cash returned to shareholders

DividendsBuybacksFree cash flow

PUK price vs earnings per share

Share price at year-endEPS (right axis)

PUK key metrics

2016–2025
Prudential plc key metrics by fiscal year
2025202420232022202120202019201820172016
Valuation
Market capitalization$40.14B$21.68B$15.42B$18.80B$22.62B$23.26B$47.79B$44.19B$63.24B$49.44B
Enterprise value$38.48B$23.96B$18.70B$22.06B$23.69B−$11.72B$54.77B$54.90B$65.45B$51.84B
P/E ratio10.19.59.1—10.210.924.511.619.620.9
Price / sales1.42.71.32.10.90.60.51.40.50.6
Price / book2.01.20.91.11.31.12.42.02.92.7
Price / free cash flow18.56.219.618.093.512.2—17.556.529.8
Price / operating cash flow17.66.018.517.481.411.8—19.739.022.5
EV / sales1.42.91.62.50.9-0.30.61.70.60.6
EV / EBITDA7.57.76.1————26.455.912.4
EV / free cash flow17.76.823.721.197.9——21.758.431.3
Earnings yield9.9%10.5%11.0%−5.4%9.8%9.2%4.1%8.6%5.1%4.8%
Free cash flow yield5.4%16.2%5.1%5.6%1.1%8.2%−0.6%5.7%1.8%3.4%
Dividend yield1.5%2.5%3.5%2.5%1.9%3.5%3.4%3.0%2.5%2.6%
Shareholder yield (dividends + buybacks)4.6%6.5%4.1%2.5%1.9%3.5%3.4%3.0%2.5%2.6%
Share price at fiscal year-end$31.12$15.94$22.45$27.48$34.43$35.82$36.94$34.31$49.25$38.59
Per share
Revenue per share$21.54$5.98$17.43$12.79$40.33$55.83$72.47$24.56$91.11$69.20
Earnings per share$3.09$1.68$2.48−$1.47$3.37$3.29$1.51$2.97$2.52$1.85
Operating cash flow per share$1.76$2.65$1.21$1.58$0.42$3.03−$0.16$1.74$1.26$1.72
Free cash flow per share$1.68$2.58$1.15$1.53$0.37$2.94−$0.21$1.96$0.87$1.29
Cash per share$5.97$1.80$2.32$2.64$10.91$67.85$1.45$4.26$11.26$9.69
Book value per share$15.57$12.86$25.95$24.46$25.94$32.16$15.21$17.06$16.95$14.13
Tangible book value per share$11.81$9.43$18.84$17.48$18.45−$0.66$11.23$3.43$3.79$2.15
Dividends per share$0.46$0.41$0.78$0.69$0.64$1.25$1.26$1.01$1.22$0.99
Capex per share$0.08$0.07$0.06$0.05$0.05$0.09$0.05$0.08$0.08$0.30
Debt per share$4.67$3.47$7.10$7.42$12.54$13.98$6.85$12.57$12.98$11.57
Shares outstanding1.29B1.36B686.8M684.0M657.0M649.2M1.29B1.29B1.28B1.28B
Change in shares outstanding−5.1%+98.0%+0.4%+4.1%+1.2%−49.8%+0.4%+0.3%+0.2%+0.2%
Returns & profitability
Return on equity (ROE)21.2%12.9%9.8%−6.0%11.7%10.5%9.4%17.5%16.2%12.7%
Return on invested capital (ROIC)21.6%11.8%8.3%−2.7%−91.5%—0.2%6.1%3.8%276.2%
Return on assets (ROA)2.0%1.3%1.0%−0.6%0.6%0.4%0.4%0.6%0.5%0.4%
Return on tangible assets1.9%1.3%1.0%−0.6%1.2%0.4%0.4%0.6%0.5%0.4%
Free cash flow margin7.8%43.1%6.6%11.9%0.9%5.3%−0.3%8.0%1.0%1.9%
Income quality (OCF / net income)0.571.580.49—0.130.92−0.110.590.500.93
Financial health
Total debt$6.03B$4.72B$4.87B$5.08B$8.24B$9.08B$8.86B$16.19B$16.67B$14.82B
Cash & short-term investments$7.70B$2.44B$1.59B$1.81B$7.17B$44.05B$1.88B$5.48B$14.46B$12.42B
Net debt−$1.67B$2.28B$3.28B$3.27B$1.07B−$34.97B$6.98B$10.71B$2.21B$2.41B
Debt / equity0.300.270.270.300.480.430.450.740.770.82
Debt / assets0.030.030.030.030.040.020.020.020.020.03
Net debt / EBITDA−0.330.731.07——−9.35134.225.151.890.58
Current ratio0.072.411.411.4211.170.251.290.3910.853.60
Quick ratio0.072.411.411.4211.170.251.290.3910.853.60
Interest coverage27.017.312.2-3.2-6.810.10.14.02.0149.3
Working capital−$163.69B$6.16B$2.42B$1.35B$4.83B−$13.75B$3.07B−$8.75B$13.13B$11.47B
Invested capital$18.42B$19.77B$21.11B$20.00B$18.11B−$14.10B$26.65B$32.68B$23.97B$20.50B
Tangible asset value$16.48B$14.00B$13.10B$12.12B$14.19B$813.0M$14.53B$4.44B$4.87B$2.75B
Net current asset value−$177.66B−$152.69B−$147.73B−$138.79B−$163.82B−$489.30B−$406.92B−$620.33B−$631.97B−$546.53B
Graham number$32.89$22.05$38.03—$44.35$48.77$22.73$33.73$30.97$24.25
Graham net-net per share−$138.73−$116.98−$221.02−$203.88−$243.21−$685.75−$322.43−$481.23−$491.86−$427.32
Capital allocation
Dividends paid$594.6M$552.0M$533.0M$474.0M$421.0M$814.0M$1.63B$1.30B$1.57B$1.27B
Share buybacks (net)$1.25B$860.0M$93.0M$4.0M$0$0$0$0$0$0
Dividend payout ratio14.9%24.2%31.3%—19.0%38.1%83.7%34.1%48.5%53.5%
Dividends + buybacks / free cash flow85.1%40.3%79.4%45.8%174.0%42.7%—51.5%139.8%76.4%
Capex / revenue0.4%1.2%0.4%0.4%0.1%0.2%0.1%0.3%0.1%0.4%
Capex / operating cash flow4.6%2.8%5.3%3.2%12.9%3.0%—4.7%6.2%17.4%
Capex / depreciation——0.080.080.210.270.140.230.351.58
Stock-based compensation / revenue——0.5%1.0%0.3%—0.1%0.5%0.1%0.1%
SG&A / revenue———35.4%11.8%6.7%5.4%12.3%6.9%6.1%
Efficiency
Days sales outstanding48.8130.597.5118.363.143.35.97.16.312.1
Days payables outstanding——9,756.5-61.7306.426.512.440.315.029.3
Cash conversion cycle (days)——-9,659.1180.0-243.316.9-6.5-33.2-8.8-17.2
Receivables turnover7.482.803.743.085.798.4262.3751.3258.2630.09
Payables turnover——0.04−5.921.1913.7929.449.0624.2512.45
Asset turnover0.140.050.070.050.080.080.170.050.190.15
Average receivables$3.71B$2.91B$3.20B$2.84B$4.58B$4.30B$1.50B$616.4M$2.01B$2.95B
Average payables——$73.37B$2.00B$1.20B$2.06B$2.92B$3.06B$3.11B$5.17B
Average inventory———————$0$0$0
Intangibles / total assets2.3%2.6%2.8%3.0%2.6%4.1%1.2%2.7%2.5%2.6%

Computed from PUK's annual financial statements (latest annual report filed March 26, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.

PUK valuation and financial ratios

At the end of fiscal 2025 (December 31, 2025), Prudential traded at 10.1 times earnings, against a 10-year median of 10.9. Based on the latest twelve months, the trailing P/E is 8.5 and the forward P/E is 9.7. Prudential earned a return on equity of 21.2% and a return on invested capital of 21.6% in fiscal 2025. It ended the year with $6.0 billion of debt and $7.7 billion in cash and short-term investments, a net cash position of $1.7 billion. It returned $1.8 billion to shareholders: $594.6 million in dividends and $1.3 billion in share buybacks, 85% of free cash flow.

See the PUK income statement, the PUK chart for price history, or the PUK stock overview for the latest quote and news.

PUK key metrics FAQ

What is Prudential's P/E ratio?

Prudential's trailing P/E ratio is 8.5 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 9.7. At the end of fiscal 2025 it was 10.1, compared with a 10-year median of 10.9.

What is Prudential's EV/EBITDA?

Prudential's enterprise value was 7.5 times EBITDA at the end of fiscal 2025 (enterprise value $38.5 billion, EBITDA $5.1 billion).

What is Prudential's return on equity?

Prudential's return on equity (ROE) was 21.2% in fiscal 2025: net income of $4.0 billion on average shareholders' equity of $18.8 billion.

What is Prudential's ROIC?

Prudential's return on invested capital was 21.6% in fiscal 2025, using after-tax operating income divided by average debt plus equity minus cash.

How much debt does Prudential have?

Prudential had total debt of $6.0 billion at the end of fiscal 2025, a debt-to-equity ratio of 0.30 and more cash than debt.

What is Prudential's dividend yield?

Prudential's forward dividend yield is 2.32%. Prudential paid $594.6 million in dividends in fiscal 2025 ($0.46 per share), a payout ratio of 14.9%.

Does Prudential buy back its shares?

Yes. Prudential spent $1.3 billion on net share repurchases in fiscal 2025 Shares outstanding changed −5.1% over the year, to 1.29B..

What is Prudential's free cash flow yield?

Prudential generated $2.2 billion of free cash flow in fiscal 2025, a free cash flow yield of 5.4% on its market value at year-end ($40.1 billion).

What is Prudential's current ratio?

Prudential's current ratio was 0.07 at the end of fiscal 2025: current assets were 0.07 times current liabilities.

Insurance - Life key metrics