Park National Corporation (PRK) Income Statement
PRK 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsPRK revenue and net income
Where PRK's revenue goes
2025Each bar shows an amount and its share of revenue. PRK kept 27.1% of revenue as net income.
PRK profit margins
PRK growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +2.9% | +8.9% | +6.6% | +6.8% |
| Gross profit | +7.8% | +4.5% | +4.3% | +6.2% |
| Operating income | +19.8% | +7.0% | +7.4% | +6.9% |
| Net income | +18.9% | +6.7% | +7.1% | +8.3% |
| EPS (diluted) | +23.4% | +10.8% | +7.9% | +7.9% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
PRK quarterly EPS vs estimates
Park National beat the analyst EPS estimate in 7 of the last 8 quarters. Next report: October 26, 2026 (estimate $3.31).
PRK income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $664.4M | $645.6M | $564.3M | $514.2M | $475.8M | $483.4M | $457.7M | $411.9M | $372.9M | $327.2M |
| Cost of revenue | $118.7M | $139.5M | $101.5M | $35.7M | $4.0M | $42.1M | $68.9M | $51.8M | $51.2M | $33.1M |
| Gross profit | $545.7M | $506.1M | $462.8M | $478.4M | $471.8M | $441.2M | $388.8M | $360.1M | $321.6M | $327.2M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $207.6M | $202.1M | $194.6M | $184.5M | $179.2M | $177.4M | $165.2M | $144.5M | $127.8M | $121.6M |
| Total operating expenses | $324.4M | $321.3M | $309.2M | $298.0M | $283.5M | $286.6M | $264.0M | $228.8M | $203.2M | $177.5M |
| Operating income | $221.3M | $184.7M | $153.6M | $180.5M | $188.2M | $154.6M | $124.8M | $131.3M | $118.5M | $149.7M |
| Interest income | $544.5M | $523.0M | $455.3M | $378.2M | $345.9M | $327.6M | $360.5M | $310.8M | $286.4M | $276.3M |
| Interest expense | $107.2M | $124.9M | $98.6M | $31.2M | $16.0M | $30.1M | $62.8M | $43.9M | $42.7M | $38.2M |
| Income before taxes | $221.3M | $184.7M | $153.6M | $180.5M | $188.2M | $154.6M | $124.8M | $131.3M | $118.5M | $122.9M |
| Income taxes | $41.2M | $33.3M | $26.9M | $32.1M | $34.3M | $26.7M | $22.1M | $20.9M | $34.2M | $36.8M |
| Net income | $180.1M | $151.4M | $126.7M | $148.4M | $153.9M | $127.9M | $102.7M | $110.4M | $84.2M | $86.1M |
| EBITDA | $232.5M | $196.9M | $167.6M | $194.3M | $201.5M | $165.5M | $133.9M | $139.9M | $127.1M | $131.3M |
| EPS (diluted) | $11.27 | $9.13 | $8.24 | $8.29 | $9.20 | $7.69 | $6.44 | $7.08 | $5.47 | $5.59 |
| Gross margin | 82.1% | 78.4% | 82.0% | 93.0% | 99.2% | 91.3% | 84.9% | 87.4% | 86.3% | 100.0% |
| Operating margin | 33.3% | 28.6% | 27.2% | 35.1% | 39.6% | 32.0% | 27.3% | 31.9% | 31.8% | 45.7% |
| Net margin | 27.1% | 23.5% | 22.5% | 28.9% | 32.4% | 26.5% | 22.4% | 26.8% | 22.6% | 26.3% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $81.0M | $188.5M | $168.3M | $169.5M | $168.7M | $157.9M | $164.7M | $170.3M | $157.7M | $152.8M | $140.7M | $148.6M |
| Cost of revenue | $31.7M | $31.7M | $27.8M | $32.0M | $30.4M | $28.6M | $34.1M | $38.0M | $34.2M | $33.2M | $31.9M | $25.0M |
| Gross profit | $49.3M | $156.8M | $140.5M | $137.6M | $138.3M | $129.4M | $130.6M | $132.3M | $123.5M | $119.6M | $108.8M | $123.6M |
| Sales, general & admin | $66.5M | $60.9M | $53.4M | $51.5M | $50.6M | $49.9M | $50.9M | $51.6M | $48.8M | $50.8M | $49.7M | $48.7M |
| Total operating expenses | $101.0M | $105.2M | $87.8M | $79.5M | $79.0M | $78.2M | $83.2M | $85.7M | $75.2M | $77.2M | $79.0M | $77.8M |
| Operating income | −$51.7M | $51.7M | $52.7M | $58.1M | $59.3M | $51.2M | $47.3M | $46.6M | $48.3M | $42.4M | $29.7M | $45.8M |
| Interest income | $172.3M | $154.8M | $136.9M | $139.0M | $136.5M | $132.2M | $133.6M | $133.8M | $128.9M | $126.6M | $125.2M | $120.9M |
| Interest expense | $33.5M | $29.0M | $24.0M | $27.9M | $27.5M | $27.8M | $30.2M | $32.7M | $31.1M | $31.0M | $30.1M | $26.6M |
| Income before taxes | $72.9M | $51.7M | $52.7M | $58.1M | $59.3M | $51.2M | $47.3M | $46.6M | $48.3M | $42.4M | $29.7M | $45.8M |
| Income taxes | $14.1M | $10.0M | $10.0M | $10.9M | $11.2M | $9.0M | $8.7M | $8.4M | $9.0M | $7.2M | $5.2M | $8.8M |
| Net income | $58.8M | $41.7M | $42.6M | $47.2M | $48.1M | $42.2M | $38.6M | $38.2M | $39.4M | $35.2M | $24.5M | $36.9M |
| EBITDA | −$48.7M | $54.5M | $55.3M | $60.9M | $62.2M | $54.1M | $50.4M | $49.6M | $51.3M | $45.5M | $33.1M | $49.3M |
| EPS (diluted) | $3.40 | $3.06 | $2.93 | $2.87 | $2.90 | $2.57 | $2.35 | $2.25 | $2.38 | $2.15 | $2.00 | $2.28 |
| Gross margin | 60.9% | 83.2% | 83.5% | 81.1% | 82.0% | 81.9% | 79.3% | 77.7% | 78.3% | 78.3% | 77.3% | 83.1% |
| Operating margin | −63.8% | 27.4% | 31.3% | 34.3% | 35.2% | 32.4% | 28.7% | 27.4% | 30.6% | 27.8% | 21.1% | 30.8% |
| Net margin | 72.6% | 22.1% | 25.3% | 27.8% | 28.5% | 26.7% | 23.5% | 22.4% | 25.0% | 23.0% | 17.4% | 24.8% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in PRK's financial statements (latest annual report filed February 23, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
PRK financial results
In fiscal year 2025 (ended December 31, 2025), Park National reported revenue of $664.4 million, up 2.9% from the year before. It had net income of $180.1 million (up 18.9%), a net profit margin of 27.1%. Diluted earnings per share came to $11.27. Over five years revenue grew at an average rate of 6.6% a year.
See the PRK stock overview for the latest quote and news, or the PRK chart for price history and technical indicators.
PRK income statement FAQ
What is Park National's annual revenue?
Park National reported total revenue of $664.4 million for fiscal year 2025, which ended on December 31, 2025. That was up 2.9% from $645.6 million the previous year.
Is Park National profitable?
Yes. Park National reported net income of $180.1 million in fiscal 2025, a net profit margin of 27.1%; its operating margin was 33.3%.
What is Park National's gross margin?
Park National's gross margin was 82.1% in fiscal 2025: for every $100 of revenue, Park National kept $82 after the direct cost of its products and services.
How fast is Park National growing?
Revenue grew 6.6% a year on average over the last five fiscal years, from $483.4 million to $664.4 million.
What are Park National's earnings per share?
Park National earned $11.27 per diluted share in fiscal 2025, compared with $9.13 a year earlier.
When will Park National report its next earnings?
Park National is expected to report results for the quarter ending September 30, 2026 on October 26, 2026 after the market closes.
When does Park National's fiscal year end?
Park National's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on February 23, 2026.