Manhattan Bridge Capital, Inc. (LOAN) Income Statement
LOAN 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsLOAN revenue and net income
Where LOAN's revenue goes
2025Each bar shows an amount and its share of revenue. LOAN kept 58.9% of revenue as net income.
LOAN profit margins
LOAN growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | −10.5% | +0.4% | +8.9% | +10.1% |
| Gross profit | −6.0% | +0.8% | +4.2% | +5.6% |
| Operating income | −8.6% | −0.6% | −1.7% | +8.5% |
| Net income | −8.6% | −0.6% | +3.9% | +8.6% |
| EPS (diluted) | −6.2% | 0.0% | +0.5% | +3.2% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
LOAN quarterly EPS vs estimates
Manhattan Bridge Capital beat the analyst EPS estimate in 4 of the last 8 quarters. Next report: October 23, 2026 (estimate $0.11).
LOAN income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $8.7M | $9.7M | $9.8M | $8.6M | $6.8M | $5.7M | $5.7M | $5.5M | $4.7M | $3.9M |
| Cost of revenue | $1.8M | $2.3M | $2.5M | $1.8M | $1.0M | $8,145 | $6,578 | $9,130 | $12,891 | $16,302 |
| Gross profit | $6.9M | $7.4M | $7.3M | $6.8M | $5.8M | $5.7M | $5.7M | $5.5M | $4.7M | $4.6M |
| Research & development | — | — | $1 | $1 | $1 | $1 | $1 | $1 | $1 | $1 |
| Sales, general & admin | $1.8M | $1.8M | $1.8M | $1.5M | $1.3M | $1.4M | $1.2M | $1.3M | $1.2M | $1.0M |
| Total operating expenses | $1.8M | $1.8M | $1.8M | $1.5M | $1.3M | $5.7M | $5.7M | $5.5M | $1.2M | $1.8M |
| Operating income | $5.1M | $5.6M | $5.5M | $5.2M | $4.4M | $5.6M | $4.5M | $5.9M | $3.5M | $2.9M |
| Interest income | $7.2M | $8.0M | $8.0M | $6.8M | $5.6M | $6.0M | $6.2M | $6.2M | $5.0M | $3.8M |
| Interest expense | $1.8M | $2.3M | $2.5M | $1.8M | $1.0M | $1.4M | $1.6M | $1.7M | $1.2M | $780,119 |
| Income before taxes | $5.1M | $5.6M | $5.5M | $5.2M | $4.4M | $4.2M | $4.5M | $4.2M | $3.4M | $2.8M |
| Income taxes | $1,210 | $650 | $650 | $650 | $647 | $645 | $572 | $642 | $2,971 | $2,146 |
| Net income | $5.1M | $5.6M | $5.5M | $5.2M | $4.4M | $4.2M | $4.5M | $4.2M | $3.4M | $2.8M |
| EBITDA | $5.1M | $5.6M | $5.5M | $5.2M | $4.4M | $5.6M | $4.5M | $4.2M | $4.7M | $3.6M |
| EPS (diluted) | $0.45 | $0.48 | $0.48 | $0.45 | $0.42 | $0.44 | $0.47 | $0.48 | $0.42 | $0.39 |
| Gross margin | 79.8% | 75.9% | 74.3% | 78.8% | 84.7% | 99.8% | 99.9% | 100.0% | 100.1% | 120.0% |
| Operating margin | 58.9% | 57.6% | 55.7% | 60.7% | 64.9% | 98.3% | 78.7% | 106.8% | 73.8% | 73.9% |
| Net margin | 58.9% | 57.6% | 55.7% | 60.7% | 64.9% | 74.7% | 78.7% | 76.1% | 73.3% | 73.5% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.0M | $2.1M | $2.0M | $2.0M | $2.4M | $2.3M | $2.4M | $2.3M | $3.9M | $2.6M | $2.6M | $2.4M |
| Cost of revenue | $398,960 | $363,248 | $375,758 | $421,980 | $506,250 | $451,365 | $505,995 | $537,218 | $2,808 | $2,610 | $2,613 | $2,471 |
| Gross profit | $1.6M | $1.7M | $1.6M | $1.6M | $1.9M | $1.8M | $1.9M | $1.8M | $3.9M | $2.6M | $2.6M | $2.4M |
| Sales, general & admin | $495,150 | $430,607 | $508,637 | $413,518 | $437,785 | $453,570 | $551,135 | $380,482 | $434,282 | $410,278 | $550,960 | $377,192 |
| Total operating expenses | $496,796 | $430,607 | $508,637 | $413,518 | $437,785 | $453,570 | $551,135 | $380,482 | $1.8M | $410,778 | $548,848 | $375,082 |
| Operating income | $1.1M | $1.3M | $1.1M | $1.2M | $1.4M | $1.4M | $1.3M | $1.4M | $2.0M | $2.2M | $2.0M | $2.1M |
| Interest income | — | $1.7M | $1.7M | $1.8M | $1.9M | $1.8M | $1.9M | $2.0M | $2.0M | $2.1M | $2.1M | $2.0M |
| Interest expense | $398,960 | $363,248 | $375,758 | $421,980 | $506,250 | $451,365 | $505,995 | $537,218 | $603,230 | $690,589 | $669,856 | $614,389 |
| Income before taxes | $1.2M | $1.3M | $1.1M | $1.2M | $1.4M | $1.4M | $1.3M | $1.4M | $1.4M | $1.5M | $1.3M | $1.4M |
| Income taxes | $1,300 | — | — | — | $1,210 | — | −$655 | −$1,271 | $650 | $5 | $5 | −$1,055 |
| Net income | $1.2M | $1.3M | $1.1M | $1.2M | $1.4M | $1.4M | $1.3M | $1.4M | $1.4M | $1.5M | $1.3M | $1.4M |
| EBITDA | $1.1M | $1.3M | $1.1M | $1.2M | $1.4M | $1.4M | $1.3M | $1.4M | $2.0M | $691,644 | $2.0M | $615,444 |
| EPS (diluted) | $0.10 | $0.11 | $0.10 | $0.11 | $0.12 | $0.12 | $0.11 | $0.12 | $0.12 | $0.13 | $0.12 | $0.13 |
| Gross margin | 80.5% | 82.4% | 81.3% | 79.3% | 78.5% | 80.2% | 78.6% | 76.8% | 99.9% | 99.9% | 99.9% | 99.9% |
| Operating margin | 56.2% | 61.6% | 55.9% | 59.0% | 60.0% | 60.3% | 55.3% | 60.4% | 52.1% | 83.9% | 78.5% | 84.5% |
| Net margin | 56.4% | 61.6% | 55.9% | 59.0% | 59.9% | 60.3% | 55.3% | 60.4% | 36.5% | 57.4% | 52.6% | 59.4% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in LOAN's financial statements (latest annual report filed March 27, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
LOAN financial results
In fiscal year 2025 (ended December 31, 2025), Manhattan Bridge Capital reported revenue of $8.7 million, down 10.5% from the year before. It had net income of $5.1 million (down 8.6%), a net profit margin of 58.9%. Diluted earnings per share came to $0.45. Over five years revenue grew at an average rate of 8.9% a year.
See the LOAN stock overview for the latest quote and news, or the LOAN chart for price history and technical indicators.
LOAN income statement FAQ
What is Manhattan Bridge Capital's annual revenue?
Manhattan Bridge Capital reported total revenue of $8.7 million for fiscal year 2025, which ended on December 31, 2025. That was down 10.5% from $9.7 million the previous year.
Is Manhattan Bridge Capital profitable?
Yes. Manhattan Bridge Capital reported net income of $5.1 million in fiscal 2025, a net profit margin of 58.9%; its operating margin was 58.9%.
What is Manhattan Bridge Capital's gross margin?
Manhattan Bridge Capital's gross margin was 79.8% in fiscal 2025: for every $100 of revenue, Manhattan Bridge Capital kept $80 after the direct cost of its products and services.
How fast is Manhattan Bridge Capital growing?
Revenue grew 8.9% a year on average over the last five fiscal years, from $5.7 million to $8.7 million.
What are Manhattan Bridge Capital's earnings per share?
Manhattan Bridge Capital earned $0.45 per diluted share in fiscal 2025, compared with $0.48 a year earlier.
When will Manhattan Bridge Capital report its next earnings?
Manhattan Bridge Capital is expected to report results for the quarter ending September 30, 2026 on October 23, 2026.
When does Manhattan Bridge Capital's fiscal year end?
Manhattan Bridge Capital's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 27, 2026.