Manhattan Bridge Capital, Inc. (LOAN) Key Metrics
LOAN valuation today
Trailing 12 months · as of October 18, 2026- Market cap
- $40.1M
- Enterprise value
- $59.4M
- P/E (TTM)
- 8.4 10-yr median 11.8
- Forward P/E
- 10.7
- PEG ratio
- —
- Price / sales
- 6.1 10-yr median 8.7
- Price / book
- 1.0 10-yr median 1.5
- EV / EBITDA
- 19.8 10-yr median 17.0
- Dividend yield
- 12.54% $0.44 a year
- Beta
- 0.18
LOAN key metrics, 2016–2025
Fiscal year ended December 31, 2025 · U.S. dollarsLOAN valuation Price multiples at each fiscal year-end price.
LOAN returns How much profit the business earns on the capital it uses.
LOAN per-share figures Results divided by the shares outstanding at year-end.
LOAN financial health Debt, liquidity and how easily interest is covered.
LOAN efficiency & capital use Working capital cycle and where the cash goes.
LOAN valuation history
LOAN returns on capital
Net income (ROE, ROA) or after-tax operating income (ROIC) divided by the average of the opening and closing balance.
LOAN debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease liabilities.
LOAN cash returned to shareholders
LOAN price vs earnings per share
LOAN key metrics
2016–2025| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Valuation | ||||||||||
| Market capitalization | $53.2M | $64.1M | $57.0M | $61.3M | $57.9M | $50.2M | $61.4M | $49.5M | $48.3M | $57.8M |
| Enterprise value | −$133.9M | $86.4M | $86.5M | $97.7M | $79.4M | $76.3M | $87.6M | $71.3M | $70.5M | $69.5M |
| P/E ratio | 10.4 | 11.5 | 10.4 | 11.8 | 13.1 | 11.9 | 13.7 | 11.8 | 14.1 | 20.4 |
| Price / sales | 6.1 | 6.6 | 5.8 | 7.1 | 8.5 | 8.9 | 10.8 | 8.9 | 10.3 | 15.0 |
| Price / book | 1.2 | 1.5 | 1.3 | 1.4 | 1.3 | 1.6 | 1.9 | 1.5 | 2.2 | 2.6 |
| Price / free cash flow | 10.8 | 13.0 | 10.6 | 11.9 | 12.6 | 11.9 | 13.9 | 11.3 | 14.0 | 19.0 |
| Price / operating cash flow | 10.8 | 13.0 | 10.6 | 11.9 | 12.6 | 11.9 | 13.9 | 11.3 | 14.0 | 18.9 |
| EV / sales | -15.4 | 8.9 | 8.8 | 11.4 | 11.6 | 13.5 | 15.3 | 12.9 | 15.0 | 18.0 |
| EV / EBITDA | — | 15.4 | 15.8 | 18.7 | 17.9 | 13.7 | 19.5 | 17.0 | 15.1 | 19.2 |
| EV / free cash flow | — | 17.5 | 16.1 | 18.9 | 17.3 | 18.1 | 19.8 | 16.4 | 20.4 | 22.8 |
| Earnings yield | 9.6% | 8.7% | 9.6% | 8.5% | 7.6% | 8.4% | 7.3% | 8.5% | 7.1% | 4.9% |
| Free cash flow yield | 9.3% | 7.7% | 9.5% | 8.4% | 7.9% | 8.4% | 7.2% | 8.8% | 7.2% | 5.3% |
| Dividend yield | 9.9% | 8.2% | 9.3% | 9.4% | 8.6% | 8.3% | 7.5% | 8.1% | 6.8% | 4.7% |
| Shareholder yield (dividends + buybacks) | 9.9% | 8.2% | 9.8% | 9.4% | 8.6% | 8.6% | 7.6% | 8.2% | 7.2% | 4.7% |
| Share price at fiscal year-end | $4.65 | $5.60 | $4.97 | $5.33 | $5.50 | $5.21 | $6.36 | $5.62 | $5.95 | $7.60 |
| Per share | ||||||||||
| Revenue per share | $0.76 | $0.85 | $0.86 | $0.75 | $0.65 | $0.59 | $0.59 | $0.63 | $0.58 | $0.51 |
| Earnings per share | $0.45 | $0.49 | $0.48 | $0.45 | $0.42 | $0.44 | $0.47 | $0.48 | $0.42 | $0.37 |
| Operating cash flow per share | $0.43 | $0.43 | $0.47 | $0.45 | $0.44 | $0.44 | $0.46 | $0.50 | $0.43 | $0.40 |
| Free cash flow per share | $0.43 | $0.43 | $0.47 | $0.45 | $0.44 | $0.44 | $0.46 | $0.50 | $0.43 | $0.40 |
| Cash per share | $17.91 | $0.02 | $0.15 | $0.01 | $0.01 | $0.01 | $0.01 | $0.02 | $0.02 | $0.01 |
| Book value per share | $3.77 | $3.78 | $3.74 | $3.73 | $4.12 | $3.32 | $3.31 | $3.65 | $2.74 | $2.93 |
| Tangible book value per share | $3.77 | $3.78 | $3.74 | $3.73 | $4.12 | $3.32 | $3.31 | $3.65 | $2.74 | $2.93 |
| Dividends per share | $0.46 | $0.46 | $0.46 | $0.50 | $0.47 | $0.43 | $0.48 | $0.45 | $0.40 | $0.36 |
| Capex per share | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Debt per share | $1.55 | $1.97 | $2.72 | $3.18 | $2.06 | $2.73 | $2.72 | $2.51 | $2.74 | $1.55 |
| Shares outstanding | 11.4M | 11.4M | 11.5M | 11.5M | 10.5M | 9.6M | 9.7M | 8.8M | 8.1M | 7.6M |
| Change in shares outstanding | −0.0% | −0.3% | −0.2% | +9.2% | +9.3% | −0.3% | +9.8% | +8.2% | +6.8% | +12.1% |
| Returns & profitability | ||||||||||
| Return on equity (ROE) | 11.8% | 13.0% | 12.8% | 12.1% | 11.7% | 13.2% | 14.0% | 15.5% | 15.4% | 14.2% |
| Return on invested capital (ROIC) | — | 8.1% | 7.2% | 7.2% | 7.2% | 9.6% | 8.0% | 12.0% | 8.8% | 8.8% |
| Return on assets (ROA) | 7.8% | 7.7% | 7.2% | 7.3% | 7.0% | 7.4% | 8.1% | 8.3% | 8.5% | 8.5% |
| Return on tangible assets | 8.2% | 8.2% | 7.2% | 6.8% | 6.6% | 7.1% | 8.3% | 7.5% | 7.5% | 8.0% |
| Free cash flow margin | 56.8% | 50.8% | 54.8% | 60.2% | 67.5% | 74.4% | 77.6% | 78.9% | 73.8% | 79.0% |
| Income quality (OCF / net income) | 0.96 | 0.88 | 0.99 | 0.99 | 1.04 | 1.00 | 0.99 | 1.04 | 1.01 | 1.08 |
| Financial health | ||||||||||
| Total debt | $17.8M | $22.5M | $31.2M | $36.5M | $21.6M | $26.3M | $26.3M | $22.1M | $22.3M | $11.8M |
| Cash & short-term investments | $204.9M | $178,012 | $1.7M | $103,540 | $142,546 | $131,654 | $118,407 | $203,682 | $136,441 | $96,299 |
| Net debt | −$187.1M | $22.4M | $29.5M | $36.4M | $21.5M | $26.2M | $26.2M | $21.9M | $22.2M | $11.7M |
| Debt / equity | 0.41 | 0.52 | 0.73 | 0.85 | 0.50 | 0.82 | 0.82 | 0.69 | 1.00 | 0.53 |
| Debt / assets | 0.28 | 0.33 | 0.41 | 0.48 | 0.32 | 0.44 | 0.48 | 0.39 | 0.49 | 0.33 |
| Net debt / EBITDA | −36.57 | 4.00 | 5.38 | 6.98 | 4.86 | 4.70 | 5.82 | 5.20 | 4.74 | 3.23 |
| Current ratio | 30.71 | 31.09 | 3.84 | 0.05 | 30.77 | 0.05 | 0.04 | 2.34 | 2.51 | 3.62 |
| Quick ratio | 30.71 | 31.09 | 3.84 | 0.05 | 30.77 | −0.02 | 0.04 | 2.34 | 2.51 | 0.06 |
| Interest coverage | 2.9 | 2.4 | 2.2 | 2.9 | 4.2 | 4.1 | 2.8 | 3.5 | 2.8 | 3.7 |
| Working capital | $1.8M | $65.5M | $4.5M | −$29.6M | $64.6M | −$19.9M | −$20.4M | $32.0M | $27.5M | $20.3M |
| Invested capital | −$144.0M | $65.6M | $72.4M | $79.3M | $64.9M | $58.1M | $58.1M | $54.0M | $44.4M | $34.0M |
| Tangible asset value | $43.1M | $43.3M | $42.9M | $42.9M | $43.4M | $32.0M | $31.9M | $32.1M | $22.2M | $22.3M |
| Net current asset value | −$17.4M | $43.0M | −$27.4M | −$31.9M | $43.0M | −$26.9M | −$21.7M | $32.0M | $22.1M | $14.9M |
| Graham number | $6.16 | $6.45 | $6.34 | $6.17 | $6.24 | $5.73 | $5.88 | $6.26 | $5.10 | $4.96 |
| Graham net-net per share | $3,964.83 | $2.19 | −$2.68 | −$2.81 | $2.43 | −$2.75 | −$2.26 | −$2.63 | −$2.84 | $2.85 |
| Capital allocation | ||||||||||
| Dividends paid | $5.3M | $5.2M | $5.3M | $5.7M | $5.0M | $4.1M | $4.6M | $4.0M | $3.3M | $2.7M |
| Share buybacks (net) | $28,558 | $9,800 | $261,667 | $0 | $0 | $179,251 | $29,454 | $48,743 | $172,156 | $0 |
| Dividend payout ratio | 103.0% | 93.6% | 96.9% | 110.3% | 112.8% | 98.0% | 103.2% | 95.1% | 95.6% | 95.3% |
| Dividends + buybacks / free cash flow | 107.3% | 106.4% | 103.3% | 111.3% | 108.5% | 102.6% | 105.3% | 92.8% | 100.0% | 88.7% |
| Capex / revenue | 0.0% | 0.0% | 0.1% | 0.0% | 0.0% | 0.2% | 0.2% | 0.0% | 0.0% | 0.1% |
| Capex / operating cash flow | 0.0% | 0.1% | 0.1% | 0.1% | 0.1% | 0.2% | 0.2% | 0.0% | 0.0% | 0.1% |
| Capex / depreciation | 0.08 | 0.83 | 1.25 | 1.24 | 1.27 | 7.72 | 6.19 | 0.31 | 0.36 | 0.79 |
| Stock-based compensation / revenue | 0.2% | 0.1% | 0.1% | 0.2% | 0.2% | 0.2% | 0.2% | 0.2% | 0.3% | 0.4% |
| R&D / revenue | — | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| SG&A / revenue | 20.9% | 18.3% | 18.6% | 18.0% | 19.8% | 25.3% | 21.1% | 23.9% | 26.2% | 26.3% |
| Efficiency | ||||||||||
| Days sales outstanding | 1,267,355.8 | 1,266.9 | 51.2 | 1,426.1 | 1,781.1 | 48.4 | 40.7 | 37.4 | 1,104.6 | 2,289.6 |
| Days of inventory on hand | — | — | — | — | 224.5 | 57,645.9 | — | — | 389,258.3 | 533,937.3 |
| Days payables outstanding | 42.2 | 41.2 | 42.3 | 44.5 | 56.4 | 7,187.1 | 9,309.2 | 7,021.7 | 3,866.3 | 2,297.0 |
| Cash conversion cycle (days) | 1,267,313.6 | 1,225.7 | 9.0 | 1,381.6 | 1,949.2 | 50,507.2 | -9,268.5 | -6,984.3 | 386,496.6 | 533,929.9 |
| Receivables turnover | 0.00 | 0.29 | 7.12 | 0.26 | 0.20 | 7.54 | 8.98 | 9.77 | 0.33 | 0.16 |
| Payables turnover | 8.66 | 8.86 | 8.63 | 8.21 | 6.47 | 0.05 | 0.04 | 0.05 | 0.09 | 0.16 |
| Inventory turnover | — | — | — | — | 1.63 | 0.01 | — | — | 0.00 | 0.00 |
| Asset turnover | 0.13 | 0.13 | 0.13 | 0.12 | 0.11 | 0.10 | 0.10 | 0.11 | 0.12 | 0.12 |
| Average receivables | $30.14B | $33.7M | $1.4M | $33.5M | $33.3M | $751,616 | $636,386 | $565,911 | $14.2M | $24.2M |
| Average payables | $202,742 | $263,764 | $292,580 | $222,018 | $161,554 | $160,382 | $167,770 | $175,638 | $136,550 | $102,592 |
| Average inventory | — | — | — | — | $643,187 | $1.3M | — | $0 | $13.7M | $23.8M |
| Intangibles / total assets | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Computed from LOAN's annual financial statements (latest annual report filed March 27, 2026) and the closing share price on each fiscal year-end, adjusted for stock splits. Figures in U.S. dollars; data from EODHD. Averages use the opening and closing balance of each year.
LOAN valuation and financial ratios
At the end of fiscal 2025 (December 31, 2025), Manhattan Bridge Capital traded at 10.4 times earnings, against a 10-year median of 11.8. Based on the latest twelve months, the trailing P/E is 8.4 and the forward P/E is 10.7. Manhattan Bridge Capital earned a return on equity of 11.8% in fiscal 2025. It ended the year with $17.8 million of debt and $204.9 million in cash and short-term investments, a net cash position of $187.1 million. It returned $5.3 million to shareholders: $5.3 million in dividends and $0.0 million in share buybacks, 107% of free cash flow. The share count rose 50.3% from 7.6M to 11.4M over 9 years.
See the LOAN income statement, the LOAN chart for price history, or the LOAN stock overview for the latest quote and news.
LOAN key metrics FAQ
What is Manhattan Bridge Capital's P/E ratio?
Manhattan Bridge Capital's trailing P/E ratio is 8.4 based on the last twelve months of earnings (as of October 18, 2026), and its forward P/E is 10.7. At the end of fiscal 2025 it was 10.4, compared with a 10-year median of 11.8.
What is Manhattan Bridge Capital's return on equity?
Manhattan Bridge Capital's return on equity (ROE) was 11.8% in fiscal 2025: net income of $5.1 million on average shareholders' equity of $43.2 million.
How much debt does Manhattan Bridge Capital have?
Manhattan Bridge Capital had total debt of $17.8 million at the end of fiscal 2025, a debt-to-equity ratio of 0.41 and more cash than debt.
What is Manhattan Bridge Capital's dividend yield?
Manhattan Bridge Capital's forward dividend yield is 12.54%. Manhattan Bridge Capital paid $5.3 million in dividends in fiscal 2025 ($0.46 per share), a payout ratio of 103.0%.
Does Manhattan Bridge Capital buy back its shares?
Yes. Manhattan Bridge Capital spent $0.0 million on net share repurchases in fiscal 2025 Shares outstanding changed −0.0% over the year, to 11.4M..
What is Manhattan Bridge Capital's free cash flow yield?
Manhattan Bridge Capital generated $4.9 million of free cash flow in fiscal 2025, a free cash flow yield of 9.3% on its market value at year-end ($53.2 million).
What is Manhattan Bridge Capital's current ratio?
Manhattan Bridge Capital's current ratio was 30.71 at the end of fiscal 2025: current assets were 30.71 times current liabilities.