Banco Bradesco S.A. (BBDO) Income Statement
BBDO 2025 at a glance
Fiscal year ended December 31, 2025 · Brazilian reaisBBDO revenue and net income
Where BBDO's revenue goes
2025Each bar shows an amount and its share of revenue. BBDO kept 7.6% of revenue as net income.
BBDO profit margins
BBDO growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | +24.9% | +9.2% | +18.9% | +8.5% |
| Gross profit | +13.3% | +2.6% | +7.0% | +5.6% |
| Operating income | +24.4% | −5.1% | +38.8% | +8.2% |
| Net income | +37.2% | +3.7% | +8.4% | +2.7% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
BBDO income statement in Brazilian reais
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | R$311.66B | R$249.61B | R$254.71B | R$239.65B | R$157.55B | R$130.94B | R$157.90B | R$144.04B | R$166.78B | R$187.41B |
| Cost of revenue | R$222.52B | R$170.92B | R$186.55B | R$157.15B | R$64.48B | R$67.29B | R$71.15B | R$70.34B | R$92.45B | R$106.39B |
| Gross profit | R$89.14B | R$78.69B | R$68.16B | R$82.50B | R$93.07B | R$63.66B | R$86.75B | R$73.70B | R$74.33B | R$81.02B |
| Research & development | — | — | — | — | — | — | — | R$0 | R$0 | R$0 |
| Sales, general & admin | R$44.98B | R$43.10B | R$40.65B | R$39.94B | R$39.09B | R$37.31B | R$40.84B | R$37.84B | R$40.95B | R$33.15B |
| Total operating expenses | R$68.11B | R$61.79B | R$57.95B | R$57.88B | R$60.22B | R$59.58B | R$73.37B | R$54.26B | R$50.59B | R$49.12B |
| Operating income | R$21.02B | R$16.90B | R$10.21B | R$24.62B | R$32.85B | R$4.08B | R$13.38B | R$19.44B | R$23.74B | R$31.91B |
| Interest income | R$267.11B | R$211.73B | R$219.01B | R$200.61B | R$138.22B | R$119.74B | R$124.42B | R$122.05B | R$126.23B | R$147.70B |
| Interest expense | R$193.84B | R$144.28B | R$156.38B | R$130.80B | R$55.12B | R$48.58B | R$58.62B | R$55.24B | R$75.59B | R$91.04B |
| Income before taxes | R$21.02B | R$16.90B | R$10.21B | R$24.62B | R$32.85B | R$4.08B | R$13.38B | R$19.44B | R$23.74B | R$31.91B |
| Income taxes | −R$2.90B | −R$641.6M | −R$4.29B | R$3.16B | R$9.47B | −R$11.96B | −R$7.79B | R$2.69B | R$6.43B | R$13.91B |
| Net income | R$23.67B | R$17.25B | R$14.25B | R$21.22B | R$23.17B | R$15.84B | R$21.02B | R$16.58B | R$17.09B | R$17.89B |
| EBITDA | R$28.09B | R$23.63B | R$16.73B | R$30.28B | R$38.63B | R$10.00B | R$19.25B | R$24.25B | R$28.31B | R$35.56B |
| Gross margin | 28.6% | 31.5% | 26.8% | 34.4% | 59.1% | 48.6% | 54.9% | 51.2% | 44.6% | 43.2% |
| Operating margin | 6.7% | 6.8% | 4.0% | 10.3% | 20.9% | 3.1% | 8.5% | 13.5% | 14.2% | 17.0% |
| Net margin | 7.6% | 6.9% | 5.6% | 8.9% | 14.7% | 12.1% | 13.3% | 11.5% | 10.2% | 9.5% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | Jun '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | R$87.38B | R$88.72B | R$84.56B | R$80.67B | R$76.53B | R$66.25B | R$62.21B | R$60.25B | R$60.61B | R$74.39B | R$64.27B | R$64.23B |
| Cost of revenue | R$63.44B | R$63.38B | R$61.48B | R$59.59B | R$53.91B | R$45.48B | R$40.36B | R$42.38B | R$42.70B | R$0 | R$49.44B | R$47.13B |
| Gross profit | R$23.94B | R$25.34B | R$23.07B | R$21.09B | R$22.61B | R$20.77B | R$21.84B | R$17.87B | R$17.91B | R$74.39B | R$14.83B | R$17.10B |
| Sales, general & admin | R$11.59B | R$11.24B | R$12.14B | R$11.39B | R$10.38B | R$11.74B | R$10.72B | R$10.40B | R$10.24B | R$4.91B | R$10.16B | R$10.01B |
| Total operating expenses | R$16.61B | R$17.51B | R$17.32B | R$16.21B | R$18.28B | R$17.48B | R$16.27B | R$14.15B | R$13.61B | R$20.34B | R$12.78B | R$14.05B |
| Operating income | R$7.34B | R$7.83B | R$5.75B | R$4.88B | R$4.33B | R$3.30B | R$5.58B | R$3.73B | R$4.30B | R$822.5M | R$2.06B | R$3.05B |
| Interest income | R$75.61B | R$73.12B | R$73.25B | R$68.71B | R$62.73B | R$55.24B | R$50.92B | R$51.64B | R$53.93B | R$45.57B | R$55.32B | R$52.75B |
| Interest expense | R$55.25B | R$55.79B | R$54.85B | R$52.69B | R$46.22B | R$36.55B | R$37.29B | R$34.56B | R$35.88B | R$8.01B | R$40.15B | R$39.72B |
| Income before taxes | R$7.34B | R$7.83B | R$5.75B | R$4.88B | R$4.33B | R$3.30B | R$5.58B | R$3.73B | R$4.30B | −R$1.70B | R$2.06B | R$3.05B |
| Income taxes | R$91.4M | R$2.60B | −R$789.8M | −R$687.7M | −R$1.81B | −R$913.8M | R$631.0M | −R$456.6M | R$97.7M | −R$2.66B | −R$1.41B | −R$1.02B |
| Net income | R$7.14B | R$5.18B | R$6.50B | R$5.50B | R$6.07B | R$4.15B | R$4.87B | R$4.12B | R$4.12B | R$1.44B | R$3.40B | R$4.02B |
| EBITDA | R$9.14B | R$9.64B | R$7.56B | R$6.64B | R$6.16B | R$5.05B | R$7.27B | R$5.36B | R$5.96B | R$3.28B | R$3.72B | R$4.67B |
| Gross margin | 27.4% | 28.6% | 27.3% | 26.1% | 29.5% | 31.4% | 35.1% | 29.7% | 29.6% | 100.0% | 23.1% | 26.6% |
| Operating margin | 8.4% | 8.8% | 6.8% | 6.0% | 5.7% | 5.0% | 9.0% | 6.2% | 7.1% | 1.1% | 3.2% | 4.7% |
| Net margin | 8.2% | 5.8% | 7.7% | 6.8% | 7.9% | 6.3% | 7.8% | 6.8% | 6.8% | 1.9% | 5.3% | 6.3% |
Quarterly columns are labeled by the month the quarter ended. Figures in Brazilian reais as reported in BBDO's financial statements (latest annual report filed December 31, 2025); data from EODHD. Sales, general & administrative expenses include sales and marketing.
BBDO financial results
In fiscal year 2025 (ended December 31, 2025), Banco Bradesco reported revenue of R$311.7 billion, up 24.9% from the year before. It had net income of R$23.7 billion (up 37.2%), a net profit margin of 7.6%. Over five years revenue grew at an average rate of 18.9% a year. Figures are in Brazilian reais, the currency of its financial statements.
See the BBDO stock overview for the latest quote and news, or the BBDO chart for price history and technical indicators.
BBDO income statement FAQ
What is Banco Bradesco's annual revenue?
Banco Bradesco reported total revenue of R$311.7 billion for fiscal year 2025, which ended on December 31, 2025. That was up 24.9% from R$249.6 billion the previous year.
Is Banco Bradesco profitable?
Yes. Banco Bradesco reported net income of R$23.7 billion in fiscal 2025, a net profit margin of 7.6%; its operating margin was 6.7%.
What is Banco Bradesco's gross margin?
Banco Bradesco's gross margin was 28.6% in fiscal 2025: for every $100 of revenue, Banco Bradesco kept $29 after the direct cost of its products and services.
How fast is Banco Bradesco growing?
Revenue grew 18.9% a year on average over the last five fiscal years, from R$130.9 billion to R$311.7 billion.
When will Banco Bradesco report its next earnings?
Banco Bradesco is expected to report results for the quarter ending September 30, 2026 on October 22, 2026 after the market closes.
When does Banco Bradesco's fiscal year end?
Banco Bradesco's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on December 31, 2025.