Credicorp Ltd. (BAP) Income Statement
BAP 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsBAP revenue and net income
Where BAP's revenue goes
2025Each bar shows an amount and its share of revenue. BAP kept 23.9% of revenue as net income.
BAP profit margins
BAP growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | — | — | — | — |
| Gross profit | — | — | — | — |
| Operating income | — | — | — | — |
| Net income | — | — | — | — |
| EPS (diluted) | — | — | — | — |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
BAP quarterly EPS vs estimates
Credicorp beat the analyst EPS estimate in 1 of the last 3 quarters. Next report: November 9, 2026 (estimate $7.51).
BAP income statement
| 2025 | |
|---|---|
| Revenue | $28.92B |
| Cost of revenue | $7.60B |
| Gross profit | $21.31B |
| Sales, general & admin | $8.71B |
| Total operating expenses | $11.37B |
| Operating income | $9.95B |
| Interest income | $19.84B |
| Interest expense | $4.91B |
| Income before taxes | $9.95B |
| Income taxes | $2.86B |
| Net income | $6.93B |
| EBITDA | $10.85B |
| EPS (diluted) | $24.87 |
| Gross margin | 73.7% |
| Operating margin | 34.4% |
| Net margin | 23.9% |
| Dec '25 | Sep '24 | Jun '24 | |
|---|---|---|---|
| Revenue | $8.31B | $6.87B | $6.81B |
| Cost of revenue | $1.92B | $2.27B | $2.56B |
| Gross profit | $6.39B | $4.60B | $4.25B |
| Sales, general & admin | $1.52B | $1.95B | $1.89B |
| Total operating expenses | $4.05B | $2.49B | $2.37B |
| Operating income | $2.34B | $2.11B | $1.89B |
| Interest income | $5.11B | $4.98B | $4.93B |
| Interest expense | $1.51B | $1.41B | $1.47B |
| Income before taxes | $2.34B | $2.11B | $1.89B |
| Income taxes | $730.2M | $555.1M | $519.3M |
| Net income | $1.58B | $1.52B | $1.34B |
| EBITDA | $2.34B | $2.29B | $2.06B |
| EPS (diluted) | $5.93 | $5.06 | $4.50 |
| Gross margin | 76.9% | 66.9% | 62.4% |
| Operating margin | 28.2% | 30.7% | 27.7% |
| Net margin | 19.0% | 22.2% | 19.7% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in BAP's financial statements (latest annual report filed April 27, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
BAP financial results
In fiscal year 2025 (ended December 31, 2025), Credicorp reported revenue of $28.9 billion. It had net income of $6.9 billion, a net profit margin of 23.9%. Diluted earnings per share came to $24.87.
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BAP income statement FAQ
What is Credicorp's annual revenue?
Credicorp reported total revenue of $28.9 billion for fiscal year 2025, which ended on December 31, 2025.
Is Credicorp profitable?
Yes. Credicorp reported net income of $6.9 billion in fiscal 2025, a net profit margin of 23.9%; its operating margin was 34.4%.
What is Credicorp's gross margin?
Credicorp's gross margin was 73.7% in fiscal 2025: for every $100 of revenue, Credicorp kept $74 after the direct cost of its products and services.
What are Credicorp's earnings per share?
Credicorp earned $24.87 per diluted share in fiscal 2025.
When will Credicorp report its next earnings?
Credicorp is expected to report results for the quarter ending September 30, 2026 on November 9, 2026 after the market closes.
When does Credicorp's fiscal year end?
Credicorp's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on April 27, 2026.