Avidbank Holdings, Inc. (AVBH) Income Statement
AVBH 2025 at a glance
Fiscal year ended December 31, 2025 · U.S. dollarsAVBH revenue and net income
Where AVBH's revenue goes
2025Each bar shows an amount and its share of revenue. AVBH kept 32.3% of revenue as net income.
AVBH profit margins
AVBH growth rates
to 2025| 1 year | 3 years | 5 years | 10 years | |
|---|---|---|---|---|
| Revenue | −3.8% | −0.5% | +10.1% | +11.5% |
| Gross profit | −66.5% | −30.0% | −10.9% | +2.2% |
| Operating income | −176.8% | — | — | — |
| Net income | +14.1% | −1.4% | +20.0% | +20.6% |
| EPS (diluted) | +2.5% | −7.3% | +11.9% | +13.3% |
1-year change and average annual growth (CAGR) over 3, 5 and 10 fiscal years. "—" when a starting value was zero or negative.
AVBH quarterly EPS vs estimates
Avidbank beat the analyst EPS estimate in 5 of the last 8 quarters. Next report: October 26, 2026 (estimate $0.88).
AVBH income statement
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $74.2M | $77.1M | $67.9M | $75.2M | $52.8M | $45.9M | $54.8M | $45.3M | $35.2M | $29.5M |
| Cost of revenue | $48.4M | $148.5M | −$54.5M | $0 | $0 | $0 | $8.7M | $6.3M | $4.8M | $2.8M |
| Gross profit | $25.8M | $77.1M | $67.9M | $75.2M | $52.8M | $45.9M | $46.0M | $39.0M | $30.4M | $26.7M |
| Research & development | — | — | — | — | — | — | — | $0 | $0 | $0 |
| Sales, general & admin | $25.2M | $5.0M | $40.4M | $33.1M | $29.7M | $27.7M | $21.8M | $17.3M | $14.4M | $12.1M |
| Total operating expenses | $51.6M | $43.6M | $40.4M | $33.1M | $29.7M | $27.7M | $28.2M | $23.5M | $19.6M | $15.8M |
| Operating income | −$25.8M | $33.6M | $27.4M | $42.1M | $23.1M | $18.2M | $17.9M | $15.4M | $10.8M | $10.9M |
| Interest income | $145.8M | $142.4M | $124.3M | — | — | — | $52.0M | $42.6M | $33.4M | $26.3M |
| Interest expense | $42.3M | $67.2M | $15.0M | $1.4M | $1.2M | $1.2M | $7.3M | $4.7M | $2.8M | $2.0M |
| Income before taxes | −$27.0M | $29.8M | $24.0M | $34.4M | $17.2M | $12.7M | $17.9M | $15.4M | $10.8M | $10.9M |
| Income taxes | −$50.9M | $8.8M | $7.2M | $9.4M | $4.9M | $3.1M | $5.0M | $4.3M | $5.2M | $3.6M |
| Net income | $24.0M | $21.0M | $16.8M | $25.0M | $12.3M | $9.6M | $12.9M | $11.1M | $5.7M | $7.3M |
| EBITDA | −$33.5M | $1.7M | $2.0M | $2.2M | $41.2M | $1.6M | $19.2M | $16.7M | $12.2M | $12.5M |
| EPS (diluted) | $2.83 | $2.76 | $2.93 | $3.55 | $3.05 | $1.61 | $2.17 | $1.89 | $1.10 | $1.56 |
| Gross margin | 34.8% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 84.1% | 86.0% | 86.4% | 90.5% |
| Operating margin | −34.8% | 43.5% | 40.4% | 56.0% | 43.8% | 39.6% | 32.6% | 34.1% | 30.7% | 36.9% |
| Net margin | 32.3% | 27.2% | 24.8% | 33.3% | 23.2% | 21.0% | 23.5% | 24.5% | 16.0% | 24.6% |
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Jun '25 | Mar '25 | Dec '24 | Sep '24 | Jun '24 | Mar '24 | Dec '23 | Sep '23 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $11.4M | $40.5M | $40.1M | $0 | $37.2M | $20.5M | $20.2M | $20.4M | $37.3M | $19.8M | $12.5M | $18.4M |
| Cost of revenue | $0 | $14.0M | $16.2M | $16.0M | $16.3M | $35.7M | $36.8M | $0 | $20.7M | $0 | $0 | $0 |
| Gross profit | $11.4M | $26.5M | $23.9M | −$39.6M | $20.9M | $20.5M | $20.2M | $20.4M | $16.6M | $19.8M | $12.5M | $18.4M |
| Sales, general & admin | $897,000 | $9.9M | $10.0M | $829,000 | $9.2M | $1.3M | $1.5M | $11.1M | $8.3M | $1.3M | $1.4M | $10.0M |
| Total operating expenses | $897,000 | $14.1M | $13.9M | $13.5M | $12.6M | $11.7M | $10.3M | $11.1M | $11.8M | $11.5M | $10.9M | $10.0M |
| Operating income | $10.5M | $12.4M | $10.1M | −$53.0M | $8.3M | $8.9M | $9.9M | $9.3M | $4.9M | $8.3M | $1.6M | $8.5M |
| Interest income | $39.9M | $39.0M | $38.3M | $37.3M | $35.6M | $34.5M | $34.9M | $36.6M | $36.2M | — | — | — |
| Interest expense | $13.2M | $12.5M | $13.3M | $13.7M | $15.4M | $15.2M | $15.7M | $3.4M | $17.7M | — | $3.8M | $3.8M |
| Income before taxes | $10.5M | $12.4M | $10.1M | −$53.0M | $8.3M | $7.7M | $9.2M | $8.3M | $4.9M | $7.4M | $985,000 | $7.5M |
| Income taxes | $2.8M | $3.4M | $3.1M | −$58.8M | $2.5M | $2.2M | $2.8M | $2.5M | $1.4M | $2.2M | $682,000 | $2.1M |
| Net income | $7.6M | $9.0M | $6.9M | $5.8M | $5.8M | $5.4M | $6.5M | $5.8M | $3.5M | $5.2M | $303,000 | $5.4M |
| EBITDA | $10.5M | $12.5M | $10.2M | −$52.7M | $8.7M | $7.7M | $9.2M | $8.3M | $4.9M | $7.3M | −$985,000 | $7.5M |
| EPS (diluted) | $0.76 | $0.84 | $0.65 | $0.72 | $0.75 | $0.71 | $0.84 | $0.77 | $0.46 | $0.69 | $0.65 | $0.72 |
| Gross margin | 100.0% | 65.5% | 59.7% | — | 56.2% | 100.0% | 100.0% | 100.0% | 44.6% | 100.0% | 100.0% | 100.0% |
| Operating margin | 92.1% | 30.7% | 25.2% | — | 22.3% | 43.1% | 49.0% | 45.7% | 13.1% | 41.9% | 13.0% | 45.9% |
| Net margin | 67.3% | 22.3% | 17.3% | — | 15.6% | 26.5% | 31.9% | 28.7% | 9.3% | 26.4% | 2.4% | 29.3% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported in AVBH's financial statements (latest annual report filed March 18, 2026); data from EODHD. Sales, general & administrative expenses include sales and marketing.
AVBH financial results
In fiscal year 2025 (ended December 31, 2025), Avidbank reported revenue of $74.2 million, down 3.8% from the year before. It had net income of $24.0 million (up 14.1%), a net profit margin of 32.3%. Diluted earnings per share came to $2.83. Over five years revenue grew at an average rate of 10.1% a year.
See the AVBH stock overview for the latest quote and news, or the AVBH chart for price history and technical indicators.
AVBH income statement FAQ
What is Avidbank's annual revenue?
Avidbank reported total revenue of $74.2 million for fiscal year 2025, which ended on December 31, 2025. That was down 3.8% from $77.1 million the previous year.
Is Avidbank profitable?
Yes. Avidbank reported net income of $24.0 million in fiscal 2025, a net profit margin of 32.3%; its operating margin was −34.8%.
What is Avidbank's gross margin?
Avidbank's gross margin was 34.8% in fiscal 2025: for every $100 of revenue, Avidbank kept $35 after the direct cost of its products and services.
How fast is Avidbank growing?
Revenue grew 10.1% a year on average over the last five fiscal years, from $45.9 million to $74.2 million.
What are Avidbank's earnings per share?
Avidbank earned $2.83 per diluted share in fiscal 2025, compared with $2.76 a year earlier.
When will Avidbank report its next earnings?
Avidbank is expected to report results for the quarter ending September 30, 2026 on October 26, 2026 after the market closes.
When does Avidbank's fiscal year end?
Avidbank's fiscal year ends in December. The latest annual report covers the year ended December 31, 2025 and was filed on March 18, 2026.