Upstart Holdings, Inc. (UPST) Stock Forecast
UPST analyst forecast
as of October 18, 2026- Analyst consensus
- Buy 3.81 / 5 from 16 analysts
- Price target
- $38.38 average of analyst targets
- Upside to target
- +62.9% from the latest close
- Next earnings
- November 3, 2026 EPS estimate $0.23
- 52-week range
- $22.74 – $52.74
UPST analyst ratings
16 analystsNumber of analysts at each rating.
UPST price target
The average of analyst 12-month price targets compared with the latest close and the 52-week range.
UPST earnings per share estimates
| Period | Average | Low | High | Year ago | Growth | Analysts |
|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $0.65 | $0.45 | $0.88 | $0.52 | +25.2% | 6 |
| Current fiscal year (2026) | $2.29 | $2.04 | $2.50 | $1.89 | +21.4% | 8 |
| Next fiscal year (2027) | $3.57 | $3.11 | $4.51 | $2.29 | +56.0% | 8 |
Consensus EPS estimates; growth compares the average estimate with the year-ago EPS.
UPST revenue estimates
| Period | Average | Low | High | Growth | Analysts |
|---|---|---|---|---|---|
| Current quarter (Sep '26) | $364.8M | $351.3M | $375.1M | +31.6% | 13 |
| Current fiscal year (2026) | $1.42B | $1.40B | $1.44B | +35.9% | 15 |
| Next fiscal year (2027) | $1.86B | $1.76B | $1.94B | +31.1% | 15 |
UPST EPS: reported and forecast
Fiscal years; "E" marks estimates, the line shows the range from the lowest to the highest estimate.
UPST revenue: reported and forecast
UPST EPS estimate revisions
| Period | 90 days ago | 60 days ago | 30 days ago | 7 days ago | Now | Change (90 d) | Revisions (30 d) |
|---|---|---|---|---|---|---|---|
| Current quarter (Sep '26) | $0.66 | $0.65 | $0.65 | $0.65 | $0.65 | −1.5% | 1 up · 1 down |
| Current fiscal year (2026) | $2.31 | $2.29 | $2.30 | $2.30 | $2.29 | −1.0% | 1 up · 2 down |
| Next fiscal year (2027) | $3.37 | $3.27 | $3.48 | $3.48 | $3.57 | +6.0% | 3 up · 0 down |
How the consensus EPS estimate changed over the last 90 days, and how many analysts raised or lowered it in the last 30 days.
UPST earnings surprises
Reported EPS vs the consensus estimate for the last 12 quarters; UPST beat in 9 of 12.
What analysts expect from UPST
16 analysts cover Upstart; their consensus rating is buy (3.81 on a 1–5 scale, where 5 is a strong buy). The average price target is $38.38, 62.9% above the latest close of $23.56. Analysts expect earnings of $2.29 per share for 2026, +21.4% from a year earlier. For 2027 the average estimate is $3.57 per share on revenue of $1.9 billion. Upstart beat the EPS estimate in 9 of the last 12 quarters.
Related: UPST income statement, UPST key metrics, UPST chart. See the UPST stock overview for the latest quote and news.
UPST forecast FAQ
What is Upstart's price target?
The average analyst price target for Upstart is $38.38, 62.9% above the latest close of $23.56.
Is Upstart a buy, hold or sell?
Of 16 analysts covering Upstart, 6 rate it a strong buy, 2 a buy, 7 a hold, 1 a sell and 0 a strong sell, a consensus of buy. Ratings are opinions, not a recommendation from Quotelinks.
What is Upstart's EPS forecast?
Analysts forecast $2.29 per share for 2026 (range $2.04 to $2.50); for 2027 the estimate is $3.57.
What is Upstart's revenue forecast?
The average revenue estimate for 2026 is $1.4 billion, growth of 35.9%; for 2027 it is $1.9 billion.
When does Upstart report earnings?
Upstart is expected to report results for the quarter ending September 30, 2026 on November 3, 2026 before the market opens; the EPS estimate is $0.23.
Does Upstart usually beat earnings estimates?
Upstart reported EPS at or above the analyst estimate in 9 of the last 12 quarters.