WesBanco, Inc. (WSBC) AI Stock Analysis

WesBanco, Inc. is a bank holding company overseeing WesBanco Bank, Inc. Established in 1870 and headquartered in Wheeling, West Virginia, the company operates via Community Banking and Trust and Investment Services segments. Its Community Banking arm provides demand deposits, time deposits, money market accounts, certificates of deposit, commercial real estate loans, residential mortgages, and personal installment loans. The Trust and Investment Services unit offers trust administration, estate planning, investment management, and brokerage services. WesBanco also provides personal and commercial insurance, benefits plan administration, and broker-dealer services through 206 branches and 203 ATMs across West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, and Maryland.

WesBanco grew revenue from $609.5M in FY2021 to $1.43B in FY2025, representing a 5-year revenue CAGR of 16.8%. Annual revenue rose 51.4% in FY2025, up from 14.9% growth in FY2024 and 31.9% in FY2023. Operating margin was 19.7% in FY2025, compared to 19.5% in FY2024 and 49.5% in FY2021. Net income reached $223.1M in FY2025 with diluted earnings per share of $3.35, up from $151.5M and $2.30 in FY2024. For the trailing twelve months ended June 30, 2026, revenue stood at $1.05B with an operating margin of 48.7% and a profit margin of 34.0%. In the quarter ended June 30, 2026, quarterly revenue grew 3.5% year-over-year while quarterly earnings expanded 59.6%.

As of June 30, 2026, WesBanco held $5.31B in cash and short-term investments against total debt of $1.75B, yielding net cash of $3.56B. Shareholders' equity was $4.11B, total assets reached $27.80B, and the debt-to-equity ratio was 0.43, alongside a current ratio of 0.24. During FY2025, operating cash flow was $290.4M and free cash flow reached $280.0M. Capital deployment in FY2025 included $10.4M in capital expenditures, $151.1M in share buybacks, and $140.3M distributed in dividends.

WesBanco trades at a trailing price-to-earnings ratio of 10.7x and a forward ratio of 9.8x, both below the median of its US-listed Financial Services peers at 12.1x and 10.8x, respectively. The company carries a price-to-book multiple of 0.9x and a price-to-sales multiple of 3.4x, slightly above the peer median price-to-sales ratio of 3.2x. Over the past year, the stock returned 28.0%, outperforming the S&P 500 (SPY) return of 16.8%. Over a five-year period, however, WesBanco gained 26.0%, trailing the S&P 500 return of 83.0%.

WesBanco pays a quarterly dividend with an annualized forward payout of $1.52 per share, translating to a dividend yield of 4.08%. The payout ratio is 42.1%, backed by 40 consecutive years of dividend payments. The dividend has grown at an annualized rate of 3.1% over the past 5 years, with the latest ex-dividend date occurring on September 4, 2026.

Wall Street coverage consists of 8 analysts: 2 Strong Buy, 1 Buy, and 5 Hold recommendations, with zero Sell ratings. The mean price target is $44.14, representing an 18.6% premium over the last close of $37.22. Consensus forecasts project FY2026 revenue of $1.08B and earnings per share of $3.58. For FY2027, analysts project revenue of $1.16B and earnings of $3.86 per share. WesBanco has beaten consensus earnings estimates in 3 of the last 4 quarters, with next earnings scheduled for October 21, 2026.

This page is an AI-written research summary of WesBanco, Inc. (WSBC). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: WSBC income statement, WSBC balance sheet, WSBC key metrics, WSBC analyst forecast, WSBC chart. See the WSBC stock overview for the latest quote and news.