W. R. Berkley Corporation (WRB) AI Stock Analysis

W. R. Berkley Corporation is an insurance holding company headquartered in Greenwich, Connecticut, operating through two segments: Insurance and Reinsurance & Monoline Excess. The Insurance segment underwrites commercial lines such as premises operations, property, commercial automobile, products liability, general and professional liability, workers' compensation, cyber risks, and environmental coverage. It also offers personal lines including home, condo/co-op, auto, and collectibles, as well as risk management services. The Reinsurance & Monoline Excess segment assists other insurers and self-insured entities with risk exposure through portfolio-based treaty reinsurance or individual facultative reinsurance.

Revenue grew from $9.46B in FY2021 to $14.71B in FY2025, reflecting a 5-year revenue CAGR of 12.7%. Net income rose from $1.02B in FY2021 to $1.78B in FY2025, with EPS increasing from $2.27 to $4.29 over the same timeframe. Annual operating margin was 13.6% in FY2021 and stood at 15.9% in FY2025, while gross margin compressed from 21.4% to 19.8%. Over the trailing twelve months, revenue reached $14.90B with an operating margin of 16.4% and net income yielding a profit margin of 12.9%. In the quarter ended June 30, 2026, revenue increased 1.2% year-over-year, while quarterly earnings grew 15.0%.

As of June 30, 2026, W. R. Berkley held $29.78B in cash and short-term investments against $2.84B in total debt, resulting in net cash of $26.94B. Shareholders' equity was $10.20B, yielding a debt-to-equity ratio of 0.28 and a current ratio of 1.37. In FY2025, operating cash flow was $3.64B and free cash flow was $3.47B. Cash capital deployment in FY2025 included $170.0M for capital expenditures, $270.2M for share buybacks, and $700.3M for dividends paid, contributing to a 5-year share count change of -6.2%.

WRB trades at a trailing P/E of 15.5x and a forward P/E of 13.8x, compared to medians of 14.2x and 12.2x, respectively, for the S&P 500 Financial Services peer group. Its price-to-sales multiple is 1.9x, below the peer median of 3.1x, while price-to-book stands at 2.6x. Over the past 1 year, WRB delivered a return of 5.3%, trailing the S&P 500 (SPY) return of 16.8%. Over a 5-year period, WRB gained 145.7%, exceeding the S&P 500 return of 83.0%.

W. R. Berkley pays an annual forward dividend of $0.40 per share, representing a dividend yield of 0.53% and a payout ratio of 39.2%. Dividends are distributed quarterly and have been paid for 43 consecutive years. Over the past five years, the annualized dividend growth rate was 54.7%. The most recent ex-dividend date occurred on September 21, 2026.

Wall Street coverage includes 2 Strong Buy, 0 Buy, 9 Hold, 3 Sell, and 4 Strong Sell ratings across 18 analysts. The mean price target is $69.06, which sits 8.4% below the last close of $75.42. For the fiscal year ending December 31, 2026, consensus estimates project EPS of $4.93 on revenue of $12.79B. The company beat EPS estimates in 3 of the last 4 quarters, with the next earnings announcement scheduled for October 19, 2026.

This page is an AI-written research summary of W. R. Berkley Corporation (WRB). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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