CNA Financial Corporation (CNA) AI Stock Analysis

CNA Financial Corporation provides commercial property and casualty insurance products across domestic and international markets. The company conducts business through five primary segments: Specialty, Commercial, International, Life & Group, and Corporate & Other. Its products include professional liability policies for architects and real estate agents, directors and officers coverage, marine, workers' compensation, general liability, and commercial auto coverages. Founded in 1853 and based in Chicago, Illinois, CNA reaches businesses across industries like healthcare, technology, marine, and oil and gas through a distribution network of independent agents and brokers.

CNA expanded revenue from $11.55B in FY2021 to $14.71B in FY2025, recording a 5-year revenue CAGR of 6.6%. Net income reached $1.28B in FY2025 with an 8.7% net margin, compared to $959.0M and a 6.9% net margin in FY2024. Operating margins stood at 11.0% in FY2025 and 11.4% over the trailing twelve months. Diluted EPS was $4.92 in FY2025 and $4.54 over the trailing twelve months. In the latest quarter ended June 30, 2026, quarterly revenue grew 3.0% year-over-year, while quarterly earnings increased 7.3%.

As of June 30, 2026, CNA held $2.06B in cash and short-term investments against $2.97B in total debt, resulting in net debt of $913.0M. Total assets stood at $69.87B with shareholders' equity of $11.19B, reflecting a debt-to-equity ratio of 0.27 and a current ratio of 0.54. In FY2025, the company produced $2.49B in operating cash flow and $2.40B in free cash flow. Capital expenditures totaled $86.0M, while capital returns consisted of $1.05B in dividends paid and $34.0M in share buybacks.

At $47.90 per share, CNA has a market cap of $12.96B and an enterprise value of $15.38B. The stock trades at a trailing P/E of 10.6x and a forward P/E of 10.4x, compared to the median of its US-listed Financial Services peers of 12.1x and 10.8x, respectively. Its price-to-sales multiple is 0.9x versus the peer median of 3.2x, while its PEG ratio sits at 0.92. CNA has delivered a 1-year return of 15.2% and a 5-year return of 33.3%, trailing the S&P 500 (SPY) returns of 16.8% and 83.0% over the same periods.

CNA pays a quarterly dividend with an annual forward payout of $1.92, providing a dividend yield of 4.01%. The company has paid dividends for 16 consecutive years and has grown the dividend at an annualized 5-year rate of 4.5%. Its payout ratio is 83.3%, and the most recent ex-dividend date was August 17, 2026.

Wall Street analyst coverage consists of 1 Sell rating, with 0 Strong Buy, Buy, Hold, or Strong Sell ratings. The mean price target is $45.00, representing a 6.1% discount to the last close of $47.90. For the fiscal year ending December 31, 2026, EPS is estimated at $4.20, down 14.8%. Next fiscal year EPS is projected at $4.80. CNA has beaten EPS estimates in 2 of the last 4 quarters, with its next earnings date scheduled for November 2, 2026.

This page is an AI-written research summary of CNA Financial Corporation (CNA). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

Related: CNA income statement, CNA balance sheet, CNA key metrics, CNA analyst forecast, CNA chart. See the CNA stock overview for the latest quote and news.