Wealthfront Corporation (WLTH) AI Stock Analysis

Wealthfront Corporation is an investment manager that primarily provides services to individuals, as well as high net worth individuals, charitable organizations, and corporations. The firm invests in public equity and fixed income funds, along with mutual funds and exchange traded funds. It relies on in-house research to make its investments. Formerly known as Wealthfront Inc., the company is based in Redwood City, California, with an additional office located in Palo Alto, California, and employs 415 people.

Annual revenue grew from $216.7M in FY2024 to $308.9M in FY2025, and reached $365.0M in FY2026, delivering a two-year revenue CAGR of 29.8%. However, gross margin dropped from 90.0% in FY2025 to 22.6% in FY2026, while operating margin fell from 39.3% to -30.5%. Net income declined from $194.4M in FY2025 to -$42.1M in FY2026, driven in part by R&D expense expanding to $212.4M. For the trailing twelve months, revenue was $371.7M with an operating margin of 18.3% and a profit margin of -19.4%. In the latest quarter ended July 31, 2026, quarterly revenue grew 0.8% year-over-year while quarterly earnings declined 58.0%.

As of the quarter ended July 31, 2026, Wealthfront held $1.28B in cash and short-term investments and $825.4M in total debt, yielding net cash of $457.0M. Shareholders' equity stood at $619.9M across $1.78B in total assets, with a current ratio of 1.97 and a debt-to-equity ratio of 1.33. Operating cash flow reached $152.2M and free cash flow was $151.1M in FY2026. Capital deployment included capital expenditures of $1.1M and share buybacks of $459,000.

At a last close of $10.63 on October 16, 2026, Wealthfront had an enterprise value of $1.09B and a market cap of $1.66B. Its forward P/E of 14.9x trades below the median of its US-listed Technology peers of 18.8x, and its EV-to-EBITDA of 6.2x is lower than the peer median of 16.6x. However, its price-to-sales multiple of 4.5x is above the peer median of 2.8x. Year to date, the stock has declined 21.8%, while the S&P 500 benchmark SPY recorded a 1-year return of 16.8%.

Wall Street coverage includes 1 Strong Buy, 4 Buys, and 3 Holds, with 0 Sells or Strong Sells. The mean price target is $12.25, representing an upside of 15.2% against the last close of $10.63. For the fiscal year ending January 31, 2027, consensus estimates project revenue of $374.0M and an EPS of $0.65, representing an EPS decline of 45.6%. In the following fiscal year, 4 analysts estimate revenue of $436.1M and EPS of $0.73. The company has beat EPS estimates in 3 of the last 4 quarters.

This page is an AI-written research summary of Wealthfront Corporation (WLTH). The text was generated on October 30, 2026 from Quotelinks data as of October 16, 2026 (company profile, annual results, latest balance sheet, valuation, price performance and analyst estimates). An automatic check rejects any draft that contains a figure not found in that data. It is not investment advice; verify figures on the linked tabs before making decisions.

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