Wealthfront Corporation (WLTH) Balance Sheet
WLTH balance sheet, FY2026
January 31, 2026 · U.S. dollars$1.42B assets = $801.0M liabilities + $614.7M equity
Both columns are drawn to the same scale: what WLTH owns equals what it owes plus shareholders’ equity. Hover a block for its value.
WLTH financial health
Descriptive bands, not a rating. Fiscal FY2026.
WLTH balance sheet trends, FY2024–FY2026
| Metric | Trend | Then | Latest | Change |
|---|---|---|---|---|
| Total assets | $231.2MFY2024 | $1.42BFY2026 | +147.5%/yr | |
| Total liabilities | $184.8MFY2024 | $801.0MFY2026 | +108.2%/yr | |
| Shareholders’ equity | $46.3MFY2024 | $614.7MFY2026 | +264.2%/yr | |
| Cash & short-term investments | $102.2MFY2024 | $966.1MFY2026 | +207.4%/yr | |
| Total debt | $87.6MFY2024 | $10.4MFY2026 | −65.6%/yr | |
| Net cash (debt) | $14.6MFY2024 | $955.7MFY2026 | +$941.1M | |
| Working capital | $60.7MFY2024 | $433.8MFY2026 | +$373.1M | |
| Book value per share | $0.32FY2024 | $3.82FY2026 | +247.3%/yr | |
| Current ratio | 1.43FY2024 | 1.55FY2026 | +0.11 | |
| Debt / equity | 1.89FY2024 | 0.02FY2026 | −1.87 | |
| Shares outstanding | 146.3MFY2024 | 160.9MFY2026 | +4.9%/yr |
Change is the average annual growth (CAGR) or the difference between the first and latest year.
WLTH assets
WLTH liabilities and equity
WLTH debt vs cash
Debt includes short- and long-term borrowings and, where reported, lease obligations.
WLTH balance sheet
| FY2026 | FY2025 | FY2024 | |
|---|---|---|---|
| Assets | |||
| Cash & short-term investments | $966.1M | $180.0M | $102.2M |
| Cash & equivalents | $451.2M | $151.9M | $93.2M |
| Short-term investments | $514.9M | $28.1M | $9.0M |
| Receivables | $260.5M | $147.6M | $89.6M |
| Inventory | $0 | $0 | $0 |
| Other current assets | $0 | $18.8M | $8.7M |
| Total current assets | $1.23B | $346.4M | $200.6M |
| Property, plant & equipment (net) | $16.5M | $26.0M | $27.8M |
| Goodwill & intangible assets | $37.0M | $37.7M | $30.8M |
| Long-term investments | $0 | $0 | $0 |
| Other non-current assets | $135.7M | $25.1M | $0 |
| Total assets | $1.42B | $435.2M | $231.2M |
| Liabilities | |||
| Accounts payable | $37.5M | $6.5M | $5.5M |
| Short-term debt | $4.1M | $3.6M | $50.4M |
| Total current liabilities | $792.8M | $173.2M | $139.9M |
| Long-term debt | $0 | $0 | $23.9M |
| Lease obligations | $10.4M | $13.4M | $16.7M |
| Other long-term liabilities | $8.3M | $19.4M | $21.0M |
| Total liabilities | $801.0M | $192.7M | $184.8M |
| Shareholders' equity | |||
| Common stock & paid-in capital | $12,000 | $4,000 | $4,000 |
| Retained earnings (deficit) | −$142.0M | −$99.9M | −$294.4M |
| Accumulated other comprehensive income | — | — | $0 |
| Total shareholders' equity | $614.7M | $242.5M | $46.3M |
| Key figures | |||
| Total debt | $10.4M | $13.4M | $87.6M |
| Net cash (debt) | $955.7M | $166.6M | $14.6M |
| Working capital | $433.8M | $173.2M | $60.7M |
| Tangible book value | $577.7M | $204.8M | $15.6M |
| Book value per share | $3.82 | $1.66 | $0.32 |
| Shares outstanding | 160.9M | 146.3M | 146.3M |
| Current ratio | 1.55 | 2.00 | 1.43 |
| Quick ratio | 1.55 | 1.89 | 1.37 |
| Debt / equity | 0.02 | 0.06 | 1.89 |
| Equity / assets | 43.4% | 55.7% | 20.0% |
| Jul '26 | Apr '26 | Jan '26 | Oct '25 | Jul '25 | Jan '25 | Oct '24 | |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Cash & short-term investments | $1.28B | $428.2M | $440.8M | $266.2M | $354.8M | $180.0M | $142.9M |
| Cash & equivalents | $465.5M | $428.2M | $440.8M | $266.2M | $233.6M | $151.9M | $142.9M |
| Short-term investments | $816.9M | $689.0M | $514.9M | $211.3M | $121.2M | $28.1M | — |
| Receivables | $333.5M | $303.4M | $260.5M | $223.1M | $188.7M | $147.6M | $146.2M |
| Inventory | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other current assets | $0 | $754.0M | $574.4M | $253.4M | $29.9M | $18.8M | $57.4M |
| Total current assets | $1.62B | $1.49B | $1.28B | $742.8M | $573.4M | $346.4M | $346.4M |
| Property, plant & equipment (net) | $13.4M | $9.4M | −$20.5M | −$18.2M | $21.2M | $26.0M | $26.0M |
| Goodwill & intangible assets | $37.0M | $5.8M | $37.0M | $37.0M | $37.0M | $37.7M | $0 |
| Long-term investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Other non-current assets | $116.5M | $119.5M | $123.5M | $49.0M | $16.1M | $25.1M | $62.8M |
| Total assets | $1.78B | $1.62B | $1.42B | $810.6M | $647.6M | $435.2M | $435.2M |
| Liabilities | |||||||
| Accounts payable | $17.5M | $19.3M | $37.5M | $22.0M | $6.4M | $6.5M | $6.5M |
| Short-term debt | $821.2M | $4.2M | $4.1M | $4.0M | $3.8M | $3.6M | $3.6M |
| Total current liabilities | $821.2M | $998.9M | $792.8M | $440.8M | $316.7M | $173.2M | $173.2M |
| Long-term debt | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Lease obligations | $8.5M | $9.4M | $10.4M | $11.4M | $12.2M | $13.4M | — |
| Other long-term liabilities | $341.7M | $7.2M | $8.3M | $244.4M | $19.3M | $19.4M | $19.4M |
| Total liabilities | $1.16B | $1.01B | $801.0M | $685.3M | $336.1M | $192.7M | $192.7M |
| Shareholders' equity | |||||||
| Common stock & paid-in capital | $12,000 | $12,000 | $12,000 | $4,000 | $4,000 | $4,000 | $4,000 |
| Retained earnings (deficit) | −$111.4M | −$129.2M | −$142.0M | −$8.3M | −$39.2M | −$99.9M | −$99.9M |
| Total shareholders' equity | $619.9M | $614.2M | $614.7M | $125.4M | $311.6M | $242.5M | $242.5M |
| Key figures | |||||||
| Total debt | $825.4M | $9.4M | $10.4M | $11.4M | $12.2M | $13.4M | $13.4M |
| Net cash (debt) | $457.0M | $418.8M | $430.4M | $254.8M | $342.6M | $166.6M | $129.5M |
| Working capital | $794.7M | $486.7M | $483.0M | $301.9M | $256.7M | $173.2M | $173.2M |
| Tangible book value | $582.9M | $608.4M | $577.7M | $88.4M | $274.6M | $204.8M | $242.5M |
| Book value per share | $3.56 | $3.50 | $3.82 | $0.86 | $2.13 | $1.76 | $1.76 |
| Shares outstanding | 174.1M | 175.5M | 160.9M | 146.3M | 146.3M | 138.0M | 138.0M |
| Current ratio | 1.97 | 1.49 | 1.61 | 1.68 | 1.81 | 2.00 | 2.00 |
| Quick ratio | 1.97 | 0.73 | 0.88 | 1.11 | 1.72 | 1.89 | 1.67 |
| Debt / equity | 1.33 | 0.02 | 0.02 | 0.09 | 0.04 | 0.06 | 0.06 |
| Equity / assets | 34.8% | 37.9% | 43.4% | 15.5% | 48.1% | 55.7% | 55.7% |
Quarterly columns are labeled by the month the quarter ended. Figures in U.S. dollars as reported (latest annual report filed January 31, 2026); data from EODHD.
WLTH financial position
At the end of fiscal 2026 (January 31, 2026), Wealthfront had total assets of $1.4 billion (up 225.3% from a year earlier), total liabilities of $801.0 million and shareholders' equity of $614.7 million. It held $966.1 million in cash and short-term investments against $10.4 million of debt, a net cash position of $955.7 million. Its current ratio was 1.55. In the latest quarter (ended July 31, 2026) total assets were $1.8 billion and equity $619.9 million.
Related: WLTH income statement, WLTH cash flow statement, WLTH key metrics. See the WLTH stock overview for the latest quote and news.
WLTH balance sheet FAQ
What are Wealthfront's total assets?
Wealthfront reported total assets of $1.4 billion at the end of fiscal 2026 (January 31, 2026), compared with $435.2 million a year earlier.
How much debt does Wealthfront have?
Wealthfront had $10.4 million of total debt at the end of fiscal 2026, including short-term borrowings and lease obligations. Its debt-to-equity ratio was 0.02.
How much cash does Wealthfront have?
Wealthfront held $966.1 million in cash and short-term investments at the end of fiscal 2026; with $10.4 million of debt that is net cash of $955.7 million.
What is Wealthfront's book value?
Wealthfront's shareholders' equity (book value) was $614.7 million at the end of fiscal 2026, or $3.82 per share.
What is Wealthfront's current ratio?
Wealthfront had current assets of $1.2 billion and current liabilities of $792.8 million, a current ratio of 1.55 (it can cover its short-term obligations).
How much goodwill does Wealthfront have?
Wealthfront carried $37.0 million of goodwill and intangible assets, 2.6% of total assets, at the end of fiscal 2026.